Homeowners Insurance in Bulverde, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Bulverde
Within 15 miles of Bulverde, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Licensed insurance agency in Bulverde, TX. Contact directly for available products and carriers.
State Farm is a nationwide insurance and financial services company offering auto, home, renters, life, and business insurance, serving millions of customers since 1922.
Licensed insurance agency in San Antonio, TX. Contact directly for available products and carriers.
Licensed insurance agency in San Antonio, TX; represents 144 carriers.
Licensed insurance agency in San Antonio, TX; represents 50 carriers.
Jeremy Fuller is a State Farm insurance agent with 22 years of experience, offering a full range of State Farm‑approved insurance products and financial services across three Texas locations. The agency serves individuals, families, and businesses, and is licensed in Texas, Oklahoma, Arkansas, Louisiana, and New Mexico.
Kathleen Banse is a State Farm Insurance Agent since 2006 serving Bulverde, TX and surrounding counties. She offers auto, home, renters, health, life, commercial and business insurance, and provides service in English and Spanish. The agency has been voted Business of the Year and holds a 4.8/5 Google rating.
Cavender Insurance Agency extends the trusted service of Cavender Auto Group to provide personalized insurance solutions for individuals and businesses. Their team emphasizes trust, reliability, and personal care to protect clients through a wide network of carriers.
Melissa Jones Insurance is a certified woman‑owned, minority‑owned independent agency that partners with over 50 insurance companies. It offers personalized business and personal insurance solutions and is a member of Preferred Choice Insurance.
Crystal Fuller is a State Farm insurance agent in San Antonio, Texas, operating since 2010. She offers a wide range of personal and commercial insurance products, including auto, homeowners, renters, life, flood, disability, motorcycle, and boat coverage. The agency serves English, Spanish, and American Sign Language speakers.
Licensed insurance agency in San Antonio, TX; represents 14 carriers.
Piazza Insurance Agency LLC is a full‑service insurance brokerage offering a wide range of products—including auto, home, renters, commercial liability, umbrella and life coverage—to individuals and businesses. The agency emphasizes personalized service, claims assistance, and competitive pricing, and highlights its experienced, licensed advisors.
Bulverde Vision Source provides individualized eye care in Bulverde, Texas, offering comprehensive eye exams, pediatric exams, contact lens fittings, glaucoma care, and dry eye treatments. The practice emphasizes personalized service and a comfortable environment for families.
State Farm agent Peter J Story provides a full suite of insurance products—including auto, motorcycle, homeowners, renters, life, health, business and boat coverage—along with banking, investment and annuity services for San Antonio and surrounding Texas communities.
Licensed insurance agency in Canyon Lake, TX; represents 1 carrier.
The Mammen Family Public Library serves the Bulverde / Spring Branch area and surrounding communities, offering a wide range of programs for children, teens, and adults, including books, events, makerspace resources, and virtual author talks.
Auto & Property Claims Assurance provides professional claims management services for residential property, autos, and RVs, offering field inspections, scoping, and supplemental staffing with 24/7 availability during CAT events.
Licensed insurance agency in San Antonio, TX; represents 23 carriers.
Licensed insurance agency in San Antonio, TX; represents 8 carriers.
Licensed insurance agency in San Antonio, TX; represents 127 carriers.
Amanda Munis is a State Farm® insurance agent in San Antonio with over twenty years in the insurance and financial services industry. She offers auto, homeowners, renters, life, and business coverage and serves both English‑ and Spanish‑speaking clients.
Licensed insurance agency in Bulverde, TX; represents 16 carriers.
Licensed insurance agency in San Antonio, TX; represents 33 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.