Homeowners Insurance in Cedar Creek, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
22 homeowners insurance agencies in Cedar Creek
Within 15 miles of Cedar Creek, TX. Click any agency to view profile, contact info, and request a quote.
Your Retirement Guide
Licensed insurance agency in Cedar Creek, TX. Contact directly for available products and carriers.
Germer Insurance Services
Germer Insurance Services is a family of independent insurance agencies operating in Bastrop, Lockhart, and San Marcos, Texas. Founded by brothers Gary Germer Jr. and Greg Germer, the agency offers a range of personal and commercial insurance products. They emphasize diligent, honest service and pride themselves on being a top workplace for parents in Bastrop County.
Freeway Insurance
Freeway Insurance is a nationwide insurance agency offering a wide range of products, including auto, homeowners, renters, life, motorcycle, and boat coverage. Customers can obtain online quotes or call for assistance, and the agency provides a location finder for its retail stores.
Lori Tuggle - State Farm Insurance Agent
Lori Tuggle is a State Farm® insurance agent serving Bastrop and surrounding areas, offering auto, homeowners, renters, life, motorcycle, boat, and business insurance. She is active in the community, holds CHFC and CLU designations, and has been in the industry since 2002.
Jessica Runnels - State Farm Insurance Agent
Bastrop Insurance Team is a State Farm agency offering a broad range of insurance products including auto, homeowners, renters, life, health, small business, recreational vehicles, umbrella and financial services. Led by Jessica Runnels, the agency emphasizes personalized service, discounts, and community support in Bastrop, Texas.
AI United Insurance
Insurance Aseguranza is an independent Texas agency offering personalized insurance solutions, including auto, motorcycle, home, and Mexico coverage. They emphasize innovation, competitive pricing, and a commitment to reliable, comprehensive protection for their clients.
Insurance 4 Texas Agency INC.
Home, Auto, and Business for Texans. As your local source for insurance services and solutions, Insurance 4 Texas offers personalized and responsive support to customers throughout the Bastrop, Texas area.
The Nitsche Group
The Nitsche Group is an independently owned family insurance agency operating since 1949, offering personal and commercial insurance solutions across Texas.
Superior Title & More
Licensed insurance agency in Cedar Creek, TX. Contact directly for available products and carriers.
Fred Loya Insurance
Fred Loya Insurance offers auto insurance with multiple discounts, same‑day coverage, and a range of coverages such as liability, comprehensive, collision, medical, and roadside assistance.
Mark Lee: Allstate Insurance
Mark Lee is an Allstate insurance agent serving Bastrop, TX and surrounding areas. He offers auto, homeowners, renters, motorcycle, boat, and life insurance with personalized quotes and appointment options.
Rollo Insurance
Rollo Insurance is a network of local agents dedicated to providing personalized coverage across auto, home, business, farm, life, and recreation insurance, focusing on building lasting relationships with clients.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Koehler Barton Insurance
Germer Insurance Services is a family of independent agencies owned by brothers Gary Germer Jr. and Greg Germer, serving Bastrop, Lockhart and San Marcos, Texas. They provide personalized insurance solutions across home, auto, life and commercial lines.
Pronto Insurance
Pronto Insurance provides affordable, fast, and reliable coverage throughout Texas, focusing on auto, home, renters, and business insurance. The agency works with over 30 insurance carriers to find the best price and protection for customers.
Farmers Insurance - Jay Krcmar
Licensed insurance agency in Bastrop, TX; represents 1 carrier.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Bastrop, TX; represents 1 carrier.
Preciado Insurance Agency LLC
Preciado Insurance Agency positions itself as a trusted partner that treats clients like family, focusing on personalized service and clear communication when selecting insurance policies.
BC Multiservices LLC
Licensed insurance agency in Cedar Creek, TX; represents 5 carriers.
A&G Insurance Agency
Licensed insurance agency in Del Valle, TX; represents 1 carrier.
Texas Farm Bureau Insurance - Ned Stinson Jr
Licensed insurance agency in Bastrop, TX; represents 7 carriers.
Insurance Ready Me
Licensed insurance agency in Manor, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.