Homeowners Insurance in Chappell Hill, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Chappell Hill
Within 15 miles of Chappell Hill, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Van Dyke, Rankin & Co. has been serving Texas since 1936, offering auto, home, business, health, and life insurance. They focus on affordable, local coverage and provide personalized consultations to meet each client’s needs.
Wellmann Insurance Agency, Inc. is a full‑service independent insurance agency serving South Central Texas, the Brazos Valley, and the Greater Houston Area. They offer personal and commercial insurance lines through a wide selection of carriers, providing personalized service across multiple office locations.
Farmers Mutual Insurance of Washington County has been serving Washington County and surrounding counties since 1895, offering home, property, farm, ranch, liability and auto insurance. The member‑owned agency emphasizes personalized service and local expertise.
State Farm has been providing insurance and financial services since 1922, offering a wide range of products such as auto, home, renters, life, disability, boat, motorcycle, and commercial coverage. The company emphasizes personalized bundles and discounts, serving millions of customers nationwide through its network of agents. It also provides digital tools for policy management and claims handling.
Freeway Insurance can support all your insurance needs across the United States, offering a variety of insurance products through an online quote system and phone assistance.
Reliable Insurance offers affordable, low‑cost homeowners, condo and flood insurance in Texas, with coverage up to $1.3 million and discounts up to 55%. The agency emphasizes a personal touch combined with an easy‑to‑use online portal for quotes, payments and claims, and highlights an “A, Exceptional” rating from Demotech.
The Texas Department of Public Safety is a state agency that provides driver licensing, public safety services, and law enforcement support throughout Texas.
Edmonds Insurance Agency is an independent Texas agency offering auto, home, business, farm, life, and recreation insurance. With over 40 years of experience, they work with 30+ carriers to provide personalized coverage across multiple Texas locations.
Dahmann & Associates, LLC is a family‑run insurance agency proud of its experienced staff, boasting over 250 years of combined industry knowledge. They aim to help individuals, families, and businesses find the right coverage for auto, home, life, farm, and commercial needs. Their focus is on personalized service and simplifying insurance for clients.
Fast Bail Bonds provides 24/7 bail bond services in Fort Bend County and Washington County, Texas, offering quick, discreet, and reliable assistance for various types of bonds.
Personnel Services is a staffing and HR consulting agency offering temporary, temp‑to‑hire, and full‑time placement solutions across manufacturing, distribution, trades, and office sectors. They match employers with reliable talent and assist job seekers in finding suitable positions.
Licensed insurance agency in Brenham, TX; represents 14 carriers.
Kelli Dozier is a State Farm insurance agent serving Washington, Brazos, and Austin counties in Texas. With a background in nursing, she focuses on personalized, compassionate service for individuals and families, offering a range of products including auto, home, life, and business insurance.
Washington County Insurance Agency is an independent agency located in Brenham, Texas, offering personal and business insurance solutions. They provide online quotes and aim to help customers save on coverage.
Spec's Wines, Spirits & Finer Foods in Brenham, Texas is a locally owned liquor store that has been serving the community since 1962. It offers a wide selection of wines, liquors, beers, gourmet foods, and accessories.
Texas Farm Credit provides fast, tailored agricultural, land, and rural home financing across Texas, backed by over 100 years of local expertise and a customer‑owned structure. It offers agriculture loans, home loans, land loans, and insurance programs for farmers and rural property owners.
Licensed insurance agency in Brenham, TX; represents 1 carrier.
Since opening in 2000, we have become masters of our craft, offering quality products and exceptional service to the San Francisco area.
Martin Jones II is an Allstate insurance agent serving Brenham, Texas. He focuses on helping local families with auto, home, renters, life, motorcycle, and boat insurance needs. He emphasizes personal relationships and community involvement.
Licensed insurance agency in Hempstead, TX; represents 1 carrier.
RRD is a global marketing and media agency that provides end‑to‑end solutions for brand growth, including marketing, business services, packaging and print.
John Brieden III is a State Farm insurance agent offering auto, homeowners, renters, life, motorcycle, and boat insurance to clients in Brenham, Texas.
Edmonds Insurance Agency is an independent Texas agency that offers personal and business insurance solutions, emphasizing local, personalized service. The agency highlights over 40 years of experience helping families, farms, and businesses protect what matters most.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.