Homeowners Insurance in Cleburne, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Cleburne
Within 15 miles of Cleburne, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
At the Crystal Plaster State Farm Agency, we’re proud to be a trusted insurance resource for individuals, families, and small business owners across Cleburne, TX, and neighboring communities. Since 2001, our office has helped customers navigate their insurance options with clarity, care, and a personal touch that puts relationships first.
Lonestar Insurance Agency serves all of Texas from offices in Burleson and Cleburne, offering auto, homeowners and business insurance. Their dedicated staff shops multiple carriers to find the best coverage and provides personalized service for individuals and businesses.
Connect Insurance Network empowers independent agents and connects clients to a variety of insurance products, offering personal and business coverage with direct market access.
My Insurance Store has been protecting individuals and businesses in Texas since 1992, offering personalized insurance solutions for over 34 years. The agency works with multiple carriers to provide auto, homeowners, commercial property, and liability coverage, emphasizing advocacy and knowledgeable service.
Licensed insurance agency in Cleburne, TX; represents 1 carrier.
Rapid Fast Cash Income Tax Services provides professional tax consulting, preparation, audit assistance, and related services such as ITIN applications and notary work. It operates year‑round from offices in Dallas and Cleburne, Texas, offering free consultations and a referral program. The agency emphasizes personalized assistance in both English and Spanish.
Grandview Insurance Agency provides affordable auto, home, life, farm, and recreational vehicle insurance, emphasizing fair rates and professional advice. With nearly 40 years of experience serving the Cleburne area, the agency focuses on personalized coverage and impressive service.
Ruhama McCoy State Farm Agency offers auto, homeowners, renters, life and other insurance products to the Alvarado, TX community, with bilingual English and Spanish support. Led by State Farm agent Ruhama McCoy, the agency focuses on personalized coverage and financial services.
Licensed insurance agency in Cleburne, TX; represents 1 carrier.
E-Z Pay Insurance is an independent agency serving Cleburne and all of Texas, specializing in auto, home, and business insurance. Since 1984 they prioritize peace of mind by helping customers find the best coverage.
Duo Insurance Agency provides affordable insurance plans for homes, automobiles, and businesses, emphasizing integrity, 24/7 availability, and friendly customer service.
Marshall Young Insurance, now part of Higginbotham, has served Johnson County for over 50 years since 1965, offering personal and business insurance with a focus on relationships, tailored solutions, and protecting individuals, families and businesses.
Angela Warmath is an Allstate insurance agent in Joshua, TX offering auto, home, renters, motorcycle, life, boat and other insurance products. She emphasizes personalized service and financial planning for local families and small businesses.
Jamye Kelley is a State Farm® insurance agent serving Joshua, Texas. She offers auto, homeowners, renters, and life insurance along with other personal and business coverage. With a BBA in Marketing from Texas Tech and experience as a State Farm fire claims adjuster, she provides 24‑hour contact options and a high‑rated customer experience.
Express Employment Professionals is a staffing agency that connects job seekers with employers across various industries, offering full‑time, part‑time, and temporary positions.
Fred Loya Insurance provides auto insurance coverage across 12 states with more than 800 offices. The agency offers a variety of auto policies such as liability, comprehensive, collision, medical payments, and add‑ons like roadside assistance, emphasizing immediate coverage and multiple discounts. Customers can request quotes online or call the toll‑free number for assistance.
Jeremy Quinn is a State Farm Insurance Agent in Joshua, Texas, serving the community since 2004 with over thirty years of industry experience. The agency offers Auto, Homeowners, Renters, Life, Motorcycle and Boat insurance, serving English and Spanish speaking customers in the surrounding area.
Harmon Insurance Agency, based in Cleburne and Burleson, TX, provides personal and commercial insurance solutions including auto, home, renters, life and business coverage. The agency emphasizes one‑on‑one service, competitive rates and over 50 years of combined experience among its staff.
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering same‑day policies, no‑credit‑check options, and a variety of discounts for drivers.
Rocky Biggs Insurance is an independent agency offering personal service and aims to provide the best insurance products for each customer.
Precise Insurance provides health insurance guidance, helping individuals find the right plan at the right cost. They serve a variety of needs, including options for those 65 and older or disabled. The agency emphasizes personalized service across multiple Texas and other state locations.
Sharon Robinson is a State Farm insurance agent based in Burleson, Texas, with over 30 years in the community. She offers a range of insurance products including auto, homeowners, renters, life, boat and motorcycle coverage.
Banking with Life provides strategic financial advice and education on the Infinite Banking Concept, offering webinars, a learning center, and personalized coaching to help clients implement this approach.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.