Homeowners Insurance in Cleveland, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
19 homeowners insurance agencies in Cleveland
Within 15 miles of Cleveland, TX. Click any agency to view profile, contact info, and request a quote.
She Will Insurance
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
L.A. Insurance
L.A. Insurance is an affordable insurance agency serving clients across the USA for over 33 years. It offers protection for cars, boats, motorcycles, RVs, and business vehicles with low down payments and flexible payment plans.
RLO Insurance Agency
RLO Insurance is a family‑owned and operated agency with over 40 years of experience, offering home, auto, and commercial business insurance solutions. The agency also provides a range of business services such as notary, title, and immigration assistance. Their focus is on reliable, efficient, and cost‑effective coverage for personal and business needs.
Dana Jackson Insurance Agency LLC
Dana Jackson Insurance Agency, LLC helps customers find the best insurance products at the best price. The site emphasizes personalized service and quick, knowledgeable assistance for a range of needs.
Scott Shuff – State Farm Insurance Agent
Scott Shuff State Farm is a local insurance agency in Cleveland, Texas offering personalized coverage for auto, home, renters, life and more. Founded in 2012, the agency’s bilingual team serves English- and Spanish-speaking customers and has earned multiple State Farm awards.
Perita’s Insurance Agency LLC
Licensed insurance agency in Splendora, TX; represents 3 carriers.
Pronto Insurance
Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. The agency serves the community with access to more than 30 insurance companies, aiming to deliver the best protection at the lowest price.
Farmers Insurance - Sam Smith
Licensed insurance agency in Cleveland, TX; represents 1 carrier.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering instant online quotes and same‑day policy issuance. The agency emphasizes multiple discounts and immediate coverage for drivers seeking affordable car insurance.
Kelley Insurance Agency
Kelley Insurance Agency provides quality auto, home, renters, life, and commercial insurance to Texans, emphasizing exceptional service and fair claims processes. With over 50 years serving the community, they partner with Germania to offer a range of coverage options.
Martin Chevrolet GMC
Martin GMC is a certified dealer serving drivers throughout Cleveland and surrounding areas, offering a solid selection of new and carefully inspected pre‑owned vehicles. The dealership provides a finance center, professional technicians, and authentic parts, aiming for friendly, transparent service. Customers can contact the sales team at (281) 223‑1593 for assistance.
Cleveland Insurance
Cleveland Insurance is a local independent agency serving Cleveland, Texas and surrounding areas, offering a wide range of personal and commercial insurance solutions. With years of experience, they focus on personalized service to protect clients' assets.
Gallagher Insurance, Risk Management & Consulting
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
Nationwide Insurance: Christopher Lawrence Batten
Nationwide agents provide Auto, Home, Life, and Small Business insurance, offering annual reviews and multi‑policy discounts.
Vivi's Insurance
Licensed insurance agency in Cleveland, TX; represents 1 carrier.
1800-INSURANCE, LLC
Licensed insurance agency in Cleveland, TX; represents 4 carriers.
Danner Insurance
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
dever-insurance brokerage
Licensed insurance agency in Cleveland, TX. Contact directly for available products and carriers.
Insurance Services
Licensed insurance agency in Cleveland, TX; represents 11 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.