Homeowners Insurance in Clyde, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
20 homeowners insurance agencies in Clyde
Within 15 miles of Clyde, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
For over 40 years, we've made it our business to protect what truly matters and we take pride in the fact that we'll always protect yours like they're ours. We build relationships with our clients, local community and industry partners, and are proud to protect Texas and beyond.
Brightway Insurance connects customers with independent agents offering a range of insurance options through a simple three‑step process: consultation, curated choices, and confidence. They emphasize personalized service and community focus.
Licensed insurance agency in Abilene, TX; represents 12 carriers.
Licensed insurance agency in Clyde, TX; represents 11 carriers.
Licensed insurance agency in Abilene, TX; represents 1 carrier.
Licensed insurance agency in Abilene, TX; represents 1 carrier.
Licensed insurance agency in Abilene, TX; represents 1 carrier.
Licensed insurance agency in Abilene, TX; represents 57 carriers.
Licensed insurance agency in Abilene, TX; represents 3 carriers.
Licensed insurance agency in Abilene, TX; represents 7 carriers.
Licensed insurance agency in Abilene, TX; represents 7 carriers.
Licensed insurance agency in Abilene, TX; represents 15 carriers.
Licensed insurance agency in Abilene, TX; represents 6 carriers.
Licensed insurance agency in Abilene, TX; represents 7 carriers.
Licensed insurance agency in Abilene, TX; represents 38 carriers.
Licensed insurance agency in Abilene, TX; represents 11 carriers.
Licensed insurance agency in Abilene, TX; represents 9 carriers.
Licensed insurance agency in Abilene, TX. Contact directly for available products and carriers.
Licensed insurance agency in Baird, TX; represents 7 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.