Homeowners Insurance in Cypress, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Cypress
Within 15 miles of Cypress, TX. Click any agency to view profile, contact info, and request a quote.
LIBERTAS INSURANCE
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Oncken Insurance Agency
Oncken Insurance Agency shops dozens of insurance companies on your behalf, handling the insurance shopping process to save you time and money. Their local agents provide personalized advice across multiple insurance types.
TWFG Insurance Services, Katlyn Brenneise
Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.
Cypress Insurance Team
Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.
Nguyen Integra Insurance
Nguyen – Integra Insurance is an independent agency in Cypress, Texas offering a full line of personal and commercial insurance products. They partner with Integra Insurance Services to provide options from multiple carriers and focus on building lasting relationships with clients. The agency emphasizes helping clients protect their assets with personalized coverage.
Insure US
InsureUS is an independent insurance agency in Cypress, Texas that offers a variety of personal and commercial insurance products, including auto, home, renters, flood, motorcycle, boat, and commercial coverage. They compare quotes from multiple carriers to help clients find competitive rates.
Texas Dawn Insurance Agency LLC
Texas Dawn Insurance Agency is an independent agency serving Texas and Louisiana, offering auto, home, business, and other insurance solutions.
Charles Osburn Insurance Agency
The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.
Bluebonnets Of Texas Insurance Agency
Bluebonnets Of Texas Insurance Agency, Inc. provides personal and commercial insurance solutions including auto, home, umbrella, flood, life, and business coverage. Founded in 2018, the agency is led by Karimy Castillo with 21 years of industry experience, offering personalized service in English and Spanish.
Farmers Insurance - Randall Knight
Licensed insurance agency in Cypress, TX; represents 17 carriers.
Kathye Carpenter Agency - Nationwide Insurance
A dynamic team leveraging decades of expertise, relationships, collaboration and technology. Together we serve businesses and families of the South region to help them protect their assets, mitigate risk, and achieve financial security.
Marlin Insurance Services
Marlin Insurance Services is a trusted business insurance agency licensed in Texas, Oklahoma, Tennessee, and Ohio, serving individuals, families and businesses with auto, home, commercial and other coverage. With over 10 years of experience, their skilled team focuses on affordable, reliable insurance solutions.
La Familia Auto Insurance
La Familia Insurance provides auto, home, renters, and commercial insurance, emphasizing affordable and reliable coverage for all backgrounds. Founded in 2010, the agency has been serving the community for 15 years and now operates 90 offices across Texas.
EMERGENT INSURANCE SOLUTIONS LLC
Licensed insurance agency in Houston, TX; represents 130 carriers.
TED W ALLEN & ASSOCIATES, INC.
Licensed insurance agency in Cypress, TX; represents 32 carriers.
THE ATKINSON AGENCY LLC
Licensed insurance agency in Houston, TX; represents 23 carriers.
VATIC INSURANCE GROUP PLLC
Licensed insurance agency in Cypress, TX; represents 5 carriers.
Farmers Insurance - Mark Hudson
Licensed insurance agency in Cypress, TX; represents 3 carriers.
Burg Insurance Group of Texas
Licensed insurance agency in Cypress, TX. Contact directly for available products and carriers.
THE HERRON GROUP INC
Licensed insurance agency in Cypress, TX; represents 85 carriers.
Harmony National Insurance Brokerage Corp. - Lee Patterson
Harmony National Insurance Brokerage is a local independent agency that offers a range of insurance products including auto, homeowners, business, life, and notary services. The agency emphasizes service, honesty, and personalized customer care.
TOPTIER INSURANCE AGENCY, LLC
Licensed insurance agency in Houston, TX; represents 12 carriers.
Fargo Insurance Agency
Fargo Insurance Agency, founded in 2004, offers auto, home, commercial, health, and life insurance through a broad network of carriers. The agency emphasizes direct relationships with insurers to provide personalized coverage for customers in Cypress, TX.
INSURANCE SPECIALISTS OF TEXAS, LLC
Licensed insurance agency in Houston, TX; represents 11 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.