Homeowners Insurance in Danbury, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Danbury
Within 15 miles of Danbury, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Hagan Risk Partners is an independent insurance agency based in Angleton, Texas, offering both personal and commercial insurance solutions. They emphasize local service, education, and personalized coverage across a range of products. The agency works with multiple carriers to find the best combination of cost and coverage for clients.
State Farm® insurance agency led by David Hall, serving Angleton, Texas since 1972, offering a range of personal and business insurance products. The office has over 145 combined years of experience and provides service in English and Spanish.
The Lindsay Stephens State Farm Agency in Angleton, TX offers a range of personal and small‑business insurance solutions, including auto, homeowners, renters, boat, motorcycle, and life coverage. The agency emphasizes community service, 24‑hour support, and free notary services, and highlights a 5‑star Google rating from 28 reviews.
Goosehead Insurance provides smarter insurance by designing coverage options for home, auto, renters, boat, motorcycle and flood protection. They compare policies from over 200 carriers to find the best fit and price for customers.
Woodard Assurance Agency, LLC in Angleton, TX specializes in health and life insurance solutions for individuals, families, and businesses. They offer health, supplemental health, and life insurance plans through top carriers and emphasize personalized service and community experience.
The agency is an independent insurance agency offering auto, home, business and other insurance lines, emphasizing friendly service and a wide range of coverage options.
Ai United Insurance offers fast, easy, and affordable coverage across multiple lines, emphasizing simplified solutions and savings for customers. They provide auto, home, renters, motorcycle, and commercial insurance options and guide clients through a three‑step online quoting process.
Neldal Insurance has been serving individuals, families, and group employees in Texas since 1992, offering health‑related products such as individual and family plans, Medicare, life insurance and travel insurance. The agency emphasizes personalized service, clear explanations, and responsive customer support.
Smith Insurance Group is a full‑service independent insurance agency providing personal and commercial insurance throughout Brazoria County. Established in 2001, they focus on comprehensive consultation and tailored insurance solutions for families and businesses.
Licensed insurance agency in Angleton, TX; represents 1 carrier.
State Farm is a nationwide insurance provider offering a wide range of products including auto, home, renters, motorcycle, boat, life, and disability insurance, along with discounts for bundling policies.
Licensed insurance agency in Angleton, TX; represents 17 carriers.
Chris Mendoza Insurance Agency has been serving Brazoria, Harris, Fort Bend, and Galveston counties for over 25 years. The agency helps consumers save money, businesses reduce risk, and families protect their future. Their mission is to provide reliable, personalized insurance solutions.
Blanchard Insurance is a local Texas Gulf Coast agency offering personalized insurance solutions. They provide auto, home, renters, flood, and business coverage with a focus on competitive rates and responsive support. The agency emphasizes lasting client relationships and community service.
NavSav Insurance helps individuals and businesses find the right insurance policies for their needs, offering options such as home, auto, renters, life, and commercial coverage. Their agents emphasize personalized service, bundling options, and quick response to client requests.
L.A. Insurance is an affordable insurance agency that has been serving clients across the USA for over 33 years. It offers a variety of personal and commercial insurance products such as auto, motorcycle, boat, renters, and life insurance with flexible payment options.
Hagan Risk Partners is an independent insurance agency in Angleton, Texas offering personal and commercial insurance solutions, including auto, home, renters, boat and flood coverage. They emphasize personalized service, local expertise, and access to multiple carriers.
Joe Hensley Public Insurance Adjusters specializes in navigating complex catastrophe insurance claims, offering expert assessment and advocacy for fire, flood, hail, water, earthquake, and storm damage. Based in Houston, the team provides personalized, compassionate support to help residents and businesses recover and secure fair compensation.
Independent Insurance Counselors has been insuring clients since 1964, offering personal, business, and employee benefits insurance solutions across Texas.
Kalen Bailey is a State Farm insurance agent serving Clute, Texas. He has been an agent since 2000 and offers State Farm products such as auto, homeowners, renters, life, and more. His office provides personalized quotes and dedicated customer service.
Chris Peters has been a State Farm insurance agent since 2009, serving Brazoria County with a focus on auto, homeowners, life, and commercial insurance, as well as specialty coverage for motorcycles, boats, RVs and more. The agency offers 24/7 quotes, free notary services and a strong commitment to customer service.
Blasa Vela is an Allstate insurance agent serving Alvin, TX and surrounding areas. The agency offers a range of coverage including auto, homeowners, renters, condo, motorcycle, life, ATV, boat, and business insurance.
State Farm is a nationwide insurance and financial services company offering auto, home, renters, life, health, and business insurance, along with banking and investment products. Founded in 1922, it serves millions of customers through a large network of agents and digital tools.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.