Homeowners Insurance in Devine, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
21 homeowners insurance agencies in Devine
Within 15 miles of Devine, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Alexander Insurance Agency helps shoppers save money, businesses reduce risk, and families protect their financial futures. They serve South Texas with independent agents offering affordable products and a hometown feel.
Alexander Insurance Agency is an independent agency serving South Texas, offering a range of insurance products to help individuals, families, and businesses protect their financial future.
Licensed insurance agency in Hondo, TX; represents 1 carrier.
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Licensed insurance agency in Hondo, TX. Contact directly for available products and carriers.
Licensed insurance agency in Hondo, TX; represents 1 carrier.
Licensed insurance agency in Devine, TX; represents 1 carrier.
Licensed insurance agency in Devine, TX; represents 30 carriers.
Licensed insurance agency in Devine, TX; represents 2 carriers.
Licensed insurance agency in Natalia, TX. Contact directly for available products and carriers.
Licensed insurance agency in Lytle, TX; represents 1 carrier.
Licensed insurance agency in Moore, TX; represents 13 carriers.
Licensed insurance agency in Lytle, TX; represents 20 carriers.
Licensed insurance agency in Lacoste, TX. Contact directly for available products and carriers.
Licensed insurance agency in Castroville, TX; represents 14 carriers.
Licensed insurance agency in Castroville, TX; represents 47 carriers.
Licensed insurance agency in Castroville, TX; represents 14 carriers.
Licensed insurance agency in Castroville, TX; represents 57 carriers.
Licensed insurance agency in Castorville, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.