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Homeowners Insurance in Donna, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Donna

Within 15 miles of Donna, TX. Click any agency to view profile, contact info, and request a quote.

TG

Tovar Financial Group

Weslaco, TX· 7.5 mi
Agency
Popular
10+ agents23yr

Tovar Financial Group, founded in 2003 by Gabriel Tovar, provides professional assistance in Medicare planning as well as life, health, and retirement insurance solutions. Operating from Austin and Weslaco, Texas, the agency leverages over 25 years of industry experience to serve families and individuals.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company, Ace Property and Casualty Insurance Company +48
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BI

B & B Insurance

Weslaco, TX· 4.1 mi
Agency
10+ agents

B&B Insurance is a multi‑line agency serving the Rio Grande Valley with eight locations. It provides affordable auto, home, renters, commercial, umbrella, life, and motorcycle coverage, offering discounts for multiple policies. The agency emphasizes quick claims service and local expertise.

AutoHomeownersRentersCommercial GL+4 more
Carriers: ACCC Insurance Company, Acceptance Casualty Insurance Company, Accident Insurance Company, Inc. +41
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FI

Freeway Insurance

Donna, TX· 1.1 mi
Agency
Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and business coverage, and serves customers in all 50 U.S. states. The site provides options for online quotes and phone assistance.

Spanish
AutoBoatCommercial GLCommercial Property+5 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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GI

Greenspoint Insurance - San Juan

San Juan, TX· 6.4 mi
Agency
10+ agents

Greenspoint Insurance is a McAllen, TX based agency offering auto, home, life, health, and other insurance services. They partner with multiple carriers to provide a range of coverage options for individuals and families.

AutoHomeownersLife
View Agency
AI

Amtex Insurance

Weslaco, TX· 4.1 mi
Agency
Very Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance, focusing on real people. They emphasize local, face‑to‑face service and have over 25 years of experience serving their community.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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PM

Paisano Income Tax, Insurance, Multiservices

Alamo, TX· 3.6 mi
Agency
Very Popular
3-5 agents

Paisano Tax offers tax preparation, bookkeeping, immigration, insurance, motor‑vehicle and notary services, emphasizing personalized assistance for the Hispanic community. The firm highlights friendly, knowledgeable staff and a commitment to guiding clients through financial and legal matters.

AutoCommercial GLHomeownersRenters+1 more
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DI

Direct Auto Insurance

Alamo, TX· 4.2 mi
Agency
Popular
3-5 agents

Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto
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ED

Erick Diaz: Allstate Insurance

Donna, TX· 0.2 mi
Agency
Very Popular
1-2 agents

Erick Diaz is a local Allstate insurance agent in Donna, TX offering auto, home, renters, motorcycle, boat and life insurance. He focuses on building relationships and helping families protect their homes, vehicles and future.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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FI

Farmers Insurance - Etiel Reyes

Weslaco, TX· 3.2 mi
Agency
Popular

Etiel Reyes is a Farmers Insurance agent serving Weslaco, Texas, offering a range of insurance options including auto, home, renters, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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AI

A-MAX Auto Insurance

Weslaco, TX· 4.2 mi
Agency
6+ agents

A-MAX Insurance is a community‑focused agency that helps customers compare coverage options from over 35 top‑rated insurance companies, offering more than 400 plans. They provide personalized service for auto, home, renters, commercial and boat insurance, plus 24/7 roadside assistance. The agency emphasizes diversity and easy access to policies, payments and claims.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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GA

Galvan Insurance Agency

Donna, TX· 0.4 mi
Agency
Popular
1-2 agents

Galvan Insurance Agency is an independent agency in Donna, Texas offering personal and commercial insurance solutions. They provide auto, home, mobile home, flood, motorcycle, and various commercial coverages through top-rated carriers. The team focuses on affordable, personalized service for individuals and businesses across the Rio Grande Valley.

AutoCommercial GLCommercial PropertyFlood+4 more
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY, ALLSTATE PROPERTY AND CASUALTY INSURANCE COMPANY +51
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DI

Direct Auto Insurance

Weslaco, TX· 2.9 mi
Agency
3-5 agents

Direct Auto is a Weslaco, Texas insurance agency that offers flexible payment options and a range of auto and term life insurance products, including SR‑22 filing and roadside assistance. The agency serves English‑ and Spanish‑speaking customers and emphasizes quick quotes and personalized service.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
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TI

Truckers Insurance

San Juan, TX· 6.5 mi
Agency
Very Popular
6+ agents

Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.

AutoCommercial GLHomeownersLife+2 more
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AI

Amtex Insurance

San Juan, TX· 6.5 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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FI

Fred Loya Insurance

Donna, TX· 1.3 mi
Agency
3-5 agents

Fred Loya Insurance offers auto insurance coverage across 12 states with more than 800 offices, providing immediate coverage and a variety of discount options. The agency highlights quick quotes, multiple discounts, and a focus on customer service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
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FI

Fred Loya Insurance

Alamo, TX· 4.1 mi
Agency
Very Popular
3-5 agents

Fred Loya Insurance offers auto insurance across 12 states with multiple discount options and same‑day coverage. The agency emphasizes quick online quotes and a network of local agents.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
PI

Pronto Insurance

Donna, TX· 0.3 mi
Agency
1-2 agents

Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They partner with over 30 carriers to offer the best protection at low prices, and also handle SR‑22, surety bonds, roadside assistance, and windshield repair.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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JG

Julian Garza - State Farm Insurance Agent

Donna, TX· 0.6 mi
Agency
1-2 agents27yr

Julian Garza is a State Farm insurance agent serving the Mid‑Valley area of Texas with offices in Donna, Alamo, and Weslaco. He offers a range of insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. He has been in the business since 1999.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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IR

Insurance Corner | Lady Rifas

Weslaco, TX· 4.1 mi
Agency
20+ agents

Licensed insurance agency in Weslaco, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
PI

Pronto Insurance

Weslaco, TX· 2.5 mi
Agency
Popular
1-2 agents

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They offer access to over 30 insurance companies and services such as SR‑22, surety bonds, roadside assistance, and windshield repair.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
View Agency
FI

Fred Loya Insurance

Weslaco, TX· 4.2 mi
Agency
Popular
3-5 agents

Fred Loya Insurance is a multi‑state auto insurance agency with over 800 offices in 12 states, offering a range of car insurance products and discounts.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
FI

Fred Loya Insurance

Weslaco, TX· 4.2 mi
Agency
3-5 agents

Fred Loya Insurance offers auto insurance across 12 states with over 800 offices, providing coverage options such as liability, comprehensive, collision, medical payments and more. They emphasize quick quotes, multiple discounts, and same‑day policy issuance.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
OI

Ontiveros Insurance

San Juan, TX· 6.5 mi
Agency
6+ agents

Licensed insurance agency in San Juan, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
AI

Amtex Insurance

Pharr, TX· 8.0 mi
Agency
Very Popular
3-5 agents

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Donna