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Homeowners Insurance in Dripping Springs, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Dripping Springs

Within 15 miles of Dripping Springs, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 109.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +210+ agents
C Listed
Comparion Insurance Agency Mike Katsus
4.8 · 80 reviews on Google4 yrs in business

Comparion Insurance Agency, founded in 2022, connects customers with over 50 insurance carriers to provide a wide range of coverage options including auto, home, life, renters and umbrella policies. Leveraging its Liberty Mutual backing and a network of 2,000 agents nationwide, the agency emphasizes personalized, consultative service to help clients find the best price and protection.

AutoCommercial GLHomeownersLife+2 more
Liberty Hill, TX· 11.5 mi
Carriers: Progressive, Allstate +410+ agents
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C Listed
Corridor Title Dripping Springs
4.8 · 29 reviews on Google

Corridor Title is a full‑service title insurance company based in Central Texas, offering commercial and residential title services. The agency emphasizes a culture of service, professionalism, and community involvement. It focuses on client success through expertise, integrity, and innovative processes.

AutoCommercial GLHomeownersRenters+1 more
Dripping Springs, TX· 2.8 mi
3-5 agents
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R Listed
Rollo Insurance
4.8 · 66 reviews on Google26 yrs in business

Rollo Insurance, based in Dripping Springs, TX, has over 20 years of experience providing a wide range of insurance solutions. The agency emphasizes clear communication and personalized service, helping clients understand policies for auto, home, business, life, and more. They aim to be a trusted local broker for individuals and businesses alike.

AutoHomeownersRentersCommercial GL+6 more
Dripping Springs, TX· 2.3 mi
3-5 agents
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M Listed
Mark Handley - State Farm Insurance Agent
4.9 · 181 reviews on Google24 yrs in business

Mark Handley State Farm Agency is a Dripping Springs‑based insurance agency with over 24 years of experience. The team offers personalized insurance solutions and emphasizes community involvement. They provide a range of coverage options and aim to deliver attentive, trustworthy service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dripping Springs, TX· 3.1 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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P Listed
Paragon Independent Insurance Agencies, Inc
4.8 · 24 reviews on Google

Paragon Independent Insurance Agencies, Inc. is an independent agency serving the Dallas‑Fort Worth area, offering auto, home, business, and life insurance. They provide personalized quotes and one‑on‑one attention to help customers choose the right coverage.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Dripping Springs, TX· 2.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +971-2 agents
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F Listed
Farmers Insurance - Heath Nickes
4.8 · 92 reviews on Google

Licensed insurance agency in Dripping Springs, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Dripping Springs, TX· 3.1 mi
Carriers: Farmers
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F Listed
Farmers Insurance - Kerri Jarnagin
4.8 · 48 reviews on Google

Licensed insurance agency in Dripping Springs, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Dripping Springs, TX· 5.1 mi
Carriers: Farmers Insurance
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S Listed
SOUTHWEST INDEPENDENT INSURANCE SERVICES, INC.
4.8 · 29 reviews on Google

Licensed insurance agency in Austin, TX; represents 51 carriers.

AutoHomeownersRentersCommercial GL+1 more
Austin, TX· 12.5 mi
Carriers: Ace American Insurance Company, Allied Trust Insurance Company +4920+ agents
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N Listed
Nate & Associates Insurance
4.8 · 6 reviews on Google62 yrs in business

Since 1964, Nate & Associates Insurance has been a family‑owned agency in Texas offering personal and commercial insurance including life, health, disability, Medicare, home, auto and liability coverage.

AutoCommercial GLCommercial PropertyDisability+4 more
Dripping Springs, TX· 3.3 mi
1-2 agents
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D Listed
D & D Insurance Agency
43 yrs in business

Our name has been built on a solid foundation for over 35 years of integrity and an interdependent relationship with our clients. D & D Insurance is an independent insurance agency that works with several reputable insurance companies to provide the best coverage for your needs.

AutoBoatCommercial GLHomeowners+2 more
Dripping Springs, TX· 3.4 mi
License on file (TDI)
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N Listed
Nicholas Siciliano: Allstate Insurance
4.1 · 20 reviews on Google

Nicholas Siciliano is an Allstate insurance agent serving Dripping Springs, TX. He offers personal insurance solutions including auto, home, renters, motorcycle, life, and boat coverage, and emphasizes local community relationships. He aims to help residents assess short‑ and long‑term insurance needs.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dripping Springs, TX· 3.2 mi
Carriers: Allstate1-2 agents
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D Listed
Demasters-Daniel Insurance
43 yrs in business

Our name has been built on a solid foundation for over 35 years of integrity and an interdependent relationship with our clients. D & D Insurance is an independent insurance agency that works with several reputable insurance companies to provide the best coverage for your needs.

AutoBoatCommercial GLHomeowners+2 more
Dripping Springs, TX· 2.9 mi
Carriers: Memorial Hermann Health Insurance Company, Memorial Hermann Health Plan, Inc.1-2 agents
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W Listed
William Luna - State Farm Insurance Agent
4.9 · 161 reviews on Google

Licensed insurance agency in Dripping Springs, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Dripping Springs, TX· 5.4 mi
License on file (TDI)
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B Listed
Best Claims Services LLC
3.2 · 5 reviews on Google22 yrs in business

BEST CLAIMS SERVICE, LLC is an independent claims adjusting company serving all of Texas since 2004, offering liability investigation, bodily injury adjusting, cargo, theft, property damage, auto, and heavy equipment appraisals.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Dripping Springs, TX· 2.2 mi
1-2 agents
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H Listed
Hen Crow Insurance, LLC.
4.8 · 1 reviews on Google

Hen Crow Insurance, LLC offers personal and specialized insurance services to individuals and businesses in Texas.

AutoCommercial GLHomeownersRenters+1 more
Dripping Springs, TX· 2.3 mi
Carriers: American Hallmark Insurance Company of Texas, American Modern Property and Casualty Insurance Company +181-2 agents
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A Listed
Alter Surety Group, Inc.
35 yrs in business

Alter Surety Group, Inc. is a contract "surety only" agency serving the construction industry since 1991, providing bonding solutions for contractors of all sizes. They focus on fast, efficient service and strong relationships with surety partners.

AutoCommercial GLHomeownersRenters+1 more
Dripping Springs, TX· 3.6 mi
3-5 agents
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F Listed
Farmers Insurance - Laurel Tyler
4.8 · 6 reviews on Google

Licensed insurance agency in Dripping Springs, TX; represents 5 carriers.

AutoCommercial GLHomeownersLife+2 more
Dripping Springs, TX· 2.3 mi
Carriers: Homesite Insurance Company, MARKEL AMERICAN INSURANCE COMPANY +31-2 agents
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H Listed
Hank Gerdes - State Farm Insurance Agent
4.9 · 192 reviews on Google19 yrs in business

Hank Gerdes is a State Farm® insurance agent with over 19 years of experience helping families and businesses across Texas. He offers a range of personal and commercial insurance products and emphasizes local knowledge and customer service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Dripping Springs, TX· 9.8 mi
Carriers: State Farm1-2 agents
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T Listed
TEXAS REPUBLIC LIFE SOLUTIONS INC
4.8 · 4 reviews on Google

Licensed insurance agency in Austin, TX; represents 39 carriers.

AutoHomeownersRentersCommercial GL+1 more
Austin, TX· 13.0 mi
Carriers: ASSURITY LIFE INSURANCE COMPANY, All Savers Insurance Company +3710+ agents
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B Listed
Brown Insurance Group Inc.
4.7 · 55 reviews on Google

The Brown Insurance Group is a dedicated insurance agency serving the Austin, Texas community. We provide an extensive range of insurance products and pledge to honor our commitments to our members by holding ourselves to the highest ethical standards. We are the Brown Agency and we are “on your side”.

AutoCommercial GLHomeownersLife+2 more
Dripping Springs, TX· 8.7 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +881-2 agents
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T Listed
Texas Heart and Vascular - Dripping Springs
4.8 · 42 reviews on Google

For more than three decades, Texas Heart and Vascular has provided top‑rated cardiology care to the Central Texas community. Their board‑certified heart doctors focus on preventive care and advanced cardiovascular treatments, serving patients in South Austin and surrounding areas.

AutoCommercial GLHomeownersRenters+1 moreSpanish, Vietnamese
Dripping Springs, TX· 8.4 mi
1-2 agents
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C Listed
Carter's Insurance Agency
4.9 · 198 reviews on Google46 yrs in business

Carter's Insurance Agency is an independent insurance agency offering a full line of products, including auto, home, farm, boat, and life insurance. Their team has over 40 years of experience and focuses on personalized, affordable coverage for clients across Texas.

AutoBoatCommercial GLFarm+4 more
Buda, TX· 11.3 mi
Carriers: ACCC Insurance Company, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +521-2 agents
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U Listed
US Independent Insurance Agency
4.8 · 1 reviews on Google

US Independent Insurance Agency is a dedicated business insurance agency based in Driftwood, TX, offering specialized coverage for commercial properties, including condominiums, hotels, and retail spaces, as well as commercial auto insurance for fleets and smaller businesses. The agency transitioned from Farmers Insurance after 25 years and is a proud member of the Community Associations Institute.

AutoCommercial PropertyCommercial GLHomeowners+2 more
Dripping Springs, TX· 5.1 mi
Carriers: The Hartford, Honeycomb1-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Dripping Springs