Homeowners Insurance in Dumas, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
18 homeowners insurance agencies in Dumas
Within 15 miles of Dumas, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Rick Aviña is a State Farm insurance agent serving Dumas, TX and surrounding communities. He offers personalized coverage across auto, home, life, and business lines while speaking both English and Spanish. The agency emphasizes local involvement and a good‑neighbor approach.
Brett Stegall is a State Farm insurance agent serving Dumas, Texas and surrounding communities since 2014. The agency offers a range of personal and business insurance products and provides both in‑person and virtual appointments. The team speaks English and Spanish and focuses on personalized service.
State Farm, founded in 1922, is a nationwide insurance and financial services company offering a wide range of products—including auto, homeowners, renters, life, disability, boat, motorcycle, umbrella, and farm insurance—through a network of about 19,000 agents. The company emphasizes personalized protection and bundles to help customers save money.
Family‑owned and operated with over 50 years of experience, Stidham Insurance has served the Texas panhandle since 1969. The agency offers personal, commercial and agricultural insurance coverage for individuals and businesses in Dumas and surrounding areas. Agents focus on auto, homeowners, commercial property and farm insurance solutions.
Craig Riseling is an Allstate insurance agent in Dumas, TX, serving local families with auto, home, renters, motorcycle and other coverage. He emphasizes community relationships and helping residents assess their insurance needs.
CIS (Crop Insurance Solutions) has been serving the Texas Panhandle since 1985, providing insurance for individuals, families, agribusinesses, and commercial clients. As an independent "Trusted Choice" agency they offer a wide range of personal and commercial products from multiple carriers. They focus on tailored coverage and ongoing service throughout the policy life.
At Dumas Insurance Agency, we specialize in providing tailored insurance solutions for individuals, families, and businesses across Dumas, Amarillo, Lubbock, Dalhart, and the greater Texas Panhandle. Our commitment is to offer personalized service, ensuring you have the right coverage for your unique needs.
Getmannis Insurance Agency is an independent Texas Panhandle agency that offers home, auto, and commercial insurance solutions. They work directly for clients, selecting from a group of strong carriers to provide competitive coverage. The agency also provides life insurance options for personal financial planning.
Affordable Insurance Services offers personal and friendly service with low down payments, providing auto, home, motorcycle and small business insurance in Amarillo and Dumas, TX.
Licensed insurance agency in Dumas, TX; represents 1 carrier.
Silveus Insurance Group offers comprehensive crop insurance solutions, leveraging over 40 years of industry experience to protect agricultural profits. The agency provides both federal and private products, helping producers navigate revenue, income, and yield protection options.
Rollo Insurance is a multi‑line agency offering home, auto, business, farm & ranch, life & health, and recreation coverage. They partner with over 200 carriers and emphasize building lasting relationships with clients through personalized service.
Licensed insurance agency in Dumas, TX; represents 1 carrier.
Licensed insurance agency in Dumas, TX; represents 1 carrier.
Licensed insurance agency in Dumas, TX; represents 12 carriers.
Licensed insurance agency in Dumas, TX; represents 6 carriers.
Licensed insurance agency in Dumas, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.