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Homeowners Insurance in Edinburg, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Edinburg

Within 15 miles of Edinburg, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 369.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
A Listed
Amte Insurance
4.9 · 100+ reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance focused on real people, offering quick, comprehensive coverage. Since its founding, the agency has dedicated itself to reliable, community‑focused insurance solutions.

AutoCommercial GLHomeownersMotorcycle+2 more
Edinburg, TX· 2.8 mi
License on file (TDI)
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M Listed
Madrinas Insurance Rio Grande Valley
4.9 · 1,000+ reviews on Google

Madrinas Insurance provides affordable health coverage options such as Obamacare marketplace plans, Medicare, Medicaid transition assistance, and additional products like life insurance. Their bilingual agents offer personalized plan matching, fast enrollment, and year‑round support.

AutoCommercial GLHomeownersLife+2 moreSpanish
Edinburg, TX· 1.1 mi
Carriers: Access Insurance Company, Agricultural Workers Mutual Auto Insurance Company +621-2 agents
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R Listed
Raul Resendez - State Farm Insurance Agent
4.8 · 500+ reviews on Google16 yrs in business

State Farm Agent with 16 years of experience serving the community in Edinburg, Texas. Holds graduate degrees from the University of Texas at Austin and Southwest Texas State University and is active in local chambers of commerce.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Edinburg, TX· 0.7 mi
Carriers: State Farm1-2 agents
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
San Juan, TX· 5.0 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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J Listed
Juan Cazares - State Farm Insurance Agent
4.8 · 100+ reviews on Google44 yrs in business

Juan Cazares is a State Farm agent since 1982 with a team of licensed staff, serving the Rio Grande Valley. He holds a BBA in Management from the University of Texas‑Pan American and is active in the local Chamber of Commerce. The agency focuses on homeowners and auto insurance for the community.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Edinburg, TX· 1.3 mi
Carriers: State Farm1-2 agents
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F Listed
Farmers Insurance - Gladys Gonzalez
4.9 · 100+ reviews on Google

Licensed insurance agency in Edinburg, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Edinburg, TX· 1.0 mi
Carriers: Farmers Insurance
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R Listed
Robert Elizalde - State Farm Insurance Agent
4.9 · 500+ reviews on Google21 yrs in business

Robert Elizalde is a State Farm insurance agent serving the Edinburg, McAllen and Mission, TX area. With over 21 years as a State Farm agent and a combined 65 years of agency experience, the office offers a range of personal and business insurance products. The team emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Edinburg, TX· 2.0 mi
Carriers: State Farm1-2 agents
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A Listed
Amtex Insurance
4.8 · 100+ reviews on Google

Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.

AutoCommercial GLHomeownersLife+3 more
Mcallen, TX· 4.4 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
A-MAX Auto Insurance
4.7 · 100+ reviews on Google

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.

AutoBoatCommercial GLCommercial Property+3 moreSpanish
Edinburg, TX· 1.7 mi
Carriers: Progressive County Mutual, Direct Auto Insurance +51-2 agents
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B Listed
Brenda Gomez: Allstate Insurance
4.9 · 100+ reviews on Google12 yrs in business

Brenda Gomez has been serving the McAllen, TX area since 2009 and opened her Allstate agency with her husband in September 2014. The agency offers a range of insurance products, provides bilingual service in English and Spanish, and is active in local charitable outreach.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 2.7 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +101-2 agents
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A Listed
Affordable Health Insurance Agency, LLC | Tomas Sanchez
4.9 · 100+ reviews on Google

Get Covered Insurance Agency is a family‑focused insurance brokerage in McAllen, Texas offering Medicare Advantage, Medicare Supplement, ACA marketplace, funeral and life insurance plans along with credit repair, tax preparation, and notary services. They provide free, unbiased consultations to help clients choose the right coverage.

AutoCommercial GLHomeownersLife+2 moreSpanish
Mcallen, TX· 4.3 mi
License on file (TDI)
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A Listed
Amtex Insurance
4.9 · 100+ reviews on Google

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Pharr, TX· 5.5 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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A Listed
Abelardo Ramirez-Meda: Allstate Insurance
4.9 · 500+ reviews on Google27 yrs in business

Abelardo Ramirez-Meda is an Allstate insurance agent in McAllen, TX offering auto, home, renters, motorcycle, life, and boat insurance. He has been with Allstate since 1999 and serves English‑ and Spanish‑speaking customers throughout the McAllen area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 5.3 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +35
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F Listed
Figueroa Insurance
4.8 · <100 reviews on Google41 yrs in business

Figueroa Insurance provides auto, commercial truck, and general liability insurance solutions, drawing on more than 41 years of experience. The agency partners with Progressive for commercial truck coverage and focuses on personalized service for both individuals and businesses.

AutoCommercial GLHomeownersRenters+1 more
Edinburg, TX· 1.6 mi
Carriers: Alinsco Insurance Company, American Hallmark Insurance Company of Texas +31-2 agents
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X Listed
Xavier Pena: Allstate Insurance
4.3 · <100 reviews on Google

Xavier Pena is an Allstate insurance agent serving Edinburg, TX and surrounding areas. He offers auto, homeowners, renters, motorcycle, life, and boat insurance, helping clients protect their vehicles, homes, and personal belongings. Clients can contact him by phone or schedule an appointment.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Edinburg, TX· 1.0 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +14
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F Listed
Freeway Insurance
4.9 · 100+ reviews on Google

Freeway Insurance offers a wide range of insurance products and can support all your insurance needs in all 50 U.S. states.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Edinburg, TX· 2.4 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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R Listed
RG Insurance Agency
4.8 · <100 reviews on Google17 yrs in business

RG Insurance Agency, a family‑owned Texas insurer founded in 2009, offers a range of personal and commercial coverage options. As a licensed Progressive Agent, the agency focuses on affordable, flexible policies for auto, home, life, motorcycle, boat, and more, serving the Pharr, McAllen, and Alamo areas.

AutoHomeownersLifeMotorcycle+3 more
Pharr, TX· 4.6 mi
Carriers: Progressive
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I Listed
Iglesias Insurance Edinburg
4.3 · <100 reviews on Google

Iglesias Insurance Brokers is an independent agency serving Texas customers with auto, homeowners, renters, commercial and life insurance solutions. They emphasize personalized service, a wide range of carrier options, and a commitment to reliable, long‑term relationships with clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Edinburg, TX· 2.2 mi
License on file (TDI)
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T Listed
Texaswide Insurance Services
4.9 · 500+ reviews on Google

Texas Wide Insurance Services provides personal, Medicare, life, and health insurance options for individuals and families in Texas. They offer a variety of coverages such as auto, homeowners, umbrella, flood, life, motorcycle, and boat insurance.

AutoBoatCommercial GLFlood+5 more
Edinburg, TX· 2.4 mi
1-2 agents
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M Listed
Myriam Guerra: Allstate Insurance
4.8 · 100+ reviews on Google

Our family has operated an Allstate Agency in Weslaco for over 25 years, helping customers with home, auto, life, and other insurance needs. We are a family‑oriented business that treats employees and customers like family and offers professional service and solutions.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Mcallen, TX· 4.6 mi
Carriers: Allstate
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A Listed
Amco Auto Insurance
4.6 · 100+ reviews on Google28 yrs in business

AMCO Auto Insurance is a trusted local agency with over 27 years of experience serving drivers across Texas. The agency focuses on fast, easy, and affordable auto coverage while also offering homeowners, motorcycle, and commercial insurance. They emphasize personal service from local agents.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Edinburg, TX· 1.6 mi
1-2 agents
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F Listed
Family Affordable Insurance
4.7 · <100 reviews on Google

Family Affordable Insurance is a local agency offering a variety of personal and commercial insurance products, such as auto, homeowners, renters, life, boat and motorcycle coverage. The staff works with multiple carriers to find competitive rates and provides personalized service to the community.

AutoBoatCommercial GLFlood+5 more
Edinburg, TX· 2.0 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +151-2 agents
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P Listed
Pronto Insurance
4.4 · <100 reviews on Google

Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. The agency emphasizes quick quotes, a wide selection of carriers and personalized service to help customers find the right protection.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Edinburg, TX· 2.2 mi
Carriers: Pronto Lloyds / Pronto Casualty, Progressive +81-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Edinburg