Homeowners Insurance in Elsa, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Elsa
Within 15 miles of Elsa, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Tovar Financial Group, founded in 2003 by Gabriel Tovar, provides professional assistance in Medicare planning as well as life, health, and retirement insurance solutions. Operating from Austin and Weslaco, Texas, the agency leverages over 25 years of industry experience to serve families and individuals.
Figueroa Insurance offers auto, commercial truck, and general liability insurance, leveraging over 41 years of experience. The agency partners with Progressive for commercial truck coverage and provides personalized service for businesses.
Amtex Insurance provides affordable auto, home, and business insurance, focusing on real people. They emphasize local, face‑to‑face service and have over 25 years of experience serving their community.
Amtex Insurance provides affordable auto, home, and business insurance focused on real people, offering quick, comprehensive coverage. Since its founding, the agency has dedicated itself to reliable, community‑focused insurance solutions.
Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.
Licensed insurance agency in Weslaco, TX; represents 1 carrier.
Ruben Cardenas is a State Farm insurance agent serving Weslaco, Texas. He offers a wide range of personal and business insurance products including auto, motorcycle, homeowners, renters, life, and boat coverage. The agency highlights its long‑standing presence, with the agent serving since 1972.
Etiel Reyes is a Farmers Insurance agent serving Weslaco, Texas, offering a range of insurance options including auto, home, renters, and life coverage.
Freeway Insurance offers a wide range of insurance products and can support all your insurance needs in all 50 U.S. states.
Texas Wide Insurance Services provides personal, Medicare, life, and health insurance options for individuals and families in Texas. They offer a variety of coverages such as auto, homeowners, umbrella, flood, life, motorcycle, and boat insurance.
Licensed insurance agency in Weslaco, TX; represents 1 carrier.
Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.
Julian Garza is a State Farm® insurance agent serving the Mid‑Valley of South Texas. He has been a State Farm agent since 1999, is a 2024 Lifetime President's Club Qualifier, and is active in the Weslaco Chamber of Commerce. The agency operates three convenient locations in Weslaco, Donna, and Alamo.
Juan Cazares is a State Farm agent since 1982 with a team of licensed staff, serving the Rio Grande Valley. He holds a BBA in Management from the University of Texas‑Pan American and is active in the local Chamber of Commerce. The agency focuses on homeowners and auto insurance for the community.
Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more – all while delivering personalized service you can count on.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Paisano Tax offers tax preparation, bookkeeping, immigration, insurance, motor‑vehicle and notary services, emphasizing personalized assistance for the Hispanic community. The firm highlights friendly, knowledgeable staff and a commitment to guiding clients through financial and legal matters.
Pronto Insurance provides affordable, fast and reliable coverage across Texas, specializing in auto, home, renters and business insurance. They offer access to over 30 insurance companies and services such as SR‑22, surety bonds, roadside assistance, and windshield repair.
Iglesias Insurance Brokers is an independent agency serving Texas customers with auto, homeowners, renters, commercial and life insurance solutions. They emphasize personalized service, a wide range of carrier options, and a commitment to reliable, long‑term relationships with clients.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and business coverage, and serves customers in all 50 U.S. states. The site provides options for online quotes and phone assistance.
Licensed insurance agency in Edinburg, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.