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Homeowners Insurance in Granger, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Granger

Within 15 miles of Granger, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 60.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
R Listed
Randig Insurance Agency LLC
4.9 · 100+ reviews on Google

Randig Insurance Agency, LLC offers personalized insurance solutions with a focus on family, community, and honesty. Owner Ron Randig emphasizes attentive service, and a highly‑trained staff assists clients in finding coverage that fits their needs.

AutoCommercial GLHomeownersRenters+1 more
Hutto, TX· 8.9 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +92
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F Listed
Frazier Insurance
4.8 · <100 reviews on Google30 yrs in business

Frazier Insurance, based in Taylor, TX, has been serving personal and business insurance needs for over 30 years under agency principal Donna Frazier.

AutoCommercial GLHomeownersRenters+1 more
Hutto, TX· 10.0 mi
Carriers: American Modern Property and Casualty Insurance Company, Consumers County Mutual Insurance Company +13
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D Listed
Direct Auto Insurance
4.6 · <100 reviews on Google

Direct Auto agency at 100 Carlos Parker Blvd NW in Taylor, Texas offers car insurance, term life, roadside assistance, SR-22 and collision coverage. They provide flexible payment options and serve English- and Spanish-speaking customers. The office is located inside H.E.B. and is open Monday‑Friday 9:00 AM‑6:00 PM.

AutoCommercial GLHomeownersLife+2 moreSpanish
Hutto, TX· 7.7 mi
Carriers: Direct Auto Insurance1-2 agents
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F Listed
Freeway Insurance
4.8 · 100+ reviews on Google

Freeway can support all your insurance needs in all 50 U.S. States.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Hutto, TX· 9.5 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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T Listed
Ted Alexander - State Farm Insurance Agent
4.8 · <100 reviews on Google31 yrs in business

State Farm agent for 31 years and has served the Taylor, TX community for 28 years. Graduated from Texas State University with an accounting degree and enjoys hiking, traveling, and raising horses. Provides auto, homeowners, renters, life, motorcycle and boat insurance among other services.

AutoBoatCommercial GLHomeowners+4 more
Taylor, TX· 9.3 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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M Listed
Marie Williams - State Farm Insurance Agent
4.4 · <100 reviews on Google

Marie Williams is a State Farm insurance agent serving Taylor, Texas and surrounding communities. She offers a range of insurance products including auto, home, renters, life, business and pet coverage, and emphasizes personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Taylor, TX· 9.1 mi
Carriers: State Farm
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M Listed
Monica Story - State Farm Insurance Agent
4.9 · 100+ reviews on Google

With the Story Insurance Team, we help you safeguard everything you’ve worked hard to achieve. Our mission is to protect you and your family from the unexpected—so you can focus on living your dreams.

AutoBoatCommercial GLFlood+5 moreSpanish
Hutto, TX· 14.0 mi
Carriers: State Farm
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G Listed
GSM Insurors
103 yrs in business

GSM Insurors is an independent insurance agency founded in 1923, offering home, business, life, and group benefits coverage across Texas and 15+ states. With multiple offices throughout Texas, they partner with numerous carriers to provide personalized protection.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Taylor, TX· 10.0 mi
Carriers: Allied Trust Insurance Company, Auros Reciprocal Insurance Exchange +3
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J Listed
Jarrell Dental Care
4.9 · 100+ reviews on Google

Jarrell Dental Care provides family-focused dental services in Jarrell, Texas, offering a range of treatments such as Invisalign, crowns, root canals, emergency care, and teeth whitening. Their priority is patient comfort and delivering high-quality oral health without pushing unnecessary procedures.

AutoCommercial GLHomeownersRenters+1 more
Jarrell, TX· 13.2 mi
1-2 agents
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H Listed
Hughes Insurance and Financial Services, LLC
3.8 · <100 reviews on Google36 yrs in business

Hughes Insurance Group, LLC has been serving central Texas residents since 1990, focusing on personal lines such as auto, home, condo, watercraft and umbrella insurance. The agency emphasizes client education, competitive rates, and strong customer service.

AutoBoatCommercial GLFlood+3 more
Taylor, TX· 9.6 mi
License on file (TDI)
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B Listed
BIG RIG INSURANCE SERVICES
4.8 · <100 reviews on Google

Big Rig specializes in 18‑wheeler and commercial truck insurance, offering commercial liability, cargo and physical‑damage coverage. The agency focuses on providing the right insurance program for the individual needs of truck drivers in Texas.

AutoCommercial GLHomeownersRenters+1 moreSpanish
Hutto, TX· 14.0 mi
Carriers: American Summit Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
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F Listed
Farmers Insurance: Austin Brown Agency
4.8 · <100 reviews on Google

Licensed insurance agency in Taylor, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Taylor, TX· 8.5 mi
Carriers: Farmers
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G Listed
Garrett Stanley - State Farm Insurance Agent
4.8 · <100 reviews on Google

Garrett Stanley is a State Farm insurance agent serving Jarrell, TX, offering auto, home, life, and other insurance products with a focus on personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Terrell, TX· 12.9 mi
Carriers: State Farm1-2 agents
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B Listed
Brookshire Insurance Agency
4.4 · <100 reviews on Google53 yrs in business

Main Street Insurance has been serving the Taylor and Round Rock, Texas area since 1973, offering personalized personal and business insurance solutions. The agency emphasizes local, small‑business service and encourages callers for quotes.

AutoCommercial GLHomeownersRenters+1 more
Hutto, TX· 9.9 mi
1-2 agents
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G Listed
Germania Farm Mutual Insurance
4.8 · <100 reviews on Google

Licensed insurance agency in Georgetown, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Georgetown, TX· 9.8 mi
Carriers: Germania Insurance1-2 agents
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K Listed
KB Home Sonterra - Cool Water
4.4 · <100 reviews on Google

We build homes for all of life’s small but epic moments. That’s why we put our experience in the service of your dreams and partner with you to design a new home that reflects your style and budget.

AutoCommercial GLHomeownersRenters+1 more
Jarrell, TX· 11.9 mi
1-2 agents
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R Listed
Rollo Insurance
4.8 · <100 reviews on Google

Rollo Insurance is a community‑focused agency that helps clients build their American Dream through personalized insurance solutions. They emphasize lasting relationships and trust, offering a range of coverage options to meet life’s changing needs.

AutoHomeownersRentersCommercial GL+7 more
Jarrell, TX· 13.4 mi
1-2 agents
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K Listed
Knippa-Buchhorn Insurance Agency
4.0 · <100 reviews on Google

Knippa-Buchhorn Insurance Agency is an independent local agency offering commercial and personal insurance, emphasizing personalized service and competitive rates. They serve the Georgetown and Walburg, Texas areas and highlight their long‑standing community presence since 1900. The agency focuses on helping families and businesses protect themselves with a range of insurance products.

AutoCommercial GLHomeownersLife+2 more
Georgetown, TX· 9.8 mi
1-2 agents
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F Listed
Farmers Insurance - Doug Gaul
4.8 · <100 reviews on Google

Licensed insurance agency in Hutto, TX; represents 22 carriers.

AutoCommercial GLHomeownersLife+2 more
Hutto, TX· 13.7 mi
Carriers: Care Improvement Plus South Central Insurance Company, Economy Fire & Casualty Company +201-2 agents
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A Listed
American Casualty Insurance Agency
3.5 · <100 reviews on Google

Acrisure South is a dynamic team leveraging decades of expertise, relationships, collaboration and technology to serve businesses and families in the South region, helping them protect assets, mitigate risk, and achieve financial security.

AutoCommercial GLHomeownersRenters+1 more
Taylor, TX· 9.8 mi
1-2 agents
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A Listed
Anchored Insurance Services, LLC
4.8 · <100 reviews on Google

Anchored Insurance Services, LLC is an independent insurance agency offering auto, homeowners, and commercial insurance. They help customers compare quotes and find affordable coverage, emphasizing personalized service and savings.

AutoCommercial GLHomeownersRenters+1 more
Jarrell, TX· 13.2 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY +621-2 agents
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T Listed
Texas Farm Bureau Insurance Company
4.3 · <100 reviews on Google

Licensed insurance agency in Taylor, TX; represents 1 carrier.

AutoCommercial GLHomeownersRenters+1 more
Taylor, TX· 8.7 mi
Carriers: Texas Farm Bureau Insurance1-2 agents
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S Listed
Sayers Insurance Agency
4.8 · <100 reviews on Google

Sayers Insurance Agency LLC is an independent agency that offers auto and homeowners insurance, emphasizing honesty, integrity, and personalized service. They provide an online comparison tool to help customers find the best rates.

AutoCommercial GLHomeownersRenters+1 more
Liberty Hill, TX· 13.3 mi
1-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Granger