Homeowners Insurance in Gun Barrel City, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Gun Barrel City
Within 15 miles of Gun Barrel City, TX. Click any agency to view profile, contact info, and request a quote.
Groom Insurance & Tax Agency
Groom Insurance Agency is an independent insurance agency offering 24/7 support. They provide auto and homeowners insurance quotes online and work with multiple carriers to find the right coverage for customers.
Folsom Insurance
Cody Folsom Insurance specializes in trucking insurance, offering general liability, physical damage, cargo and other coverage options. They emphasize fast quotes, instant certificates, and competitive pricing across 25 states.
Insurance One Agency LC
Insurance One Agency, LC is an independent insurance agency with over 16 offices across Texas offering personal and business insurance solutions. They provide a range of coverages including auto, homeowners, motorcycle, umbrella, commercial liability and flood insurance. Their focus is on local insight combined with statewide service capacity.
BURNS R US LLC
Licensed insurance agency in Gun Barrel City, TX; represents 11 carriers.
PINNACLE ISLAND INSURANCE ADVISORS, LTD.
Licensed insurance agency in Gun Barrel City, TX; represents 9 carriers.
ZACHARY PRUITT INSURANCE AND FINANCIAL SERVICES, INC.
Licensed insurance agency in Gun Barrel City, TX; represents 7 carriers.
Mc Afee Insurance
McAfee Insurance is an independent agency focused on personalized customer service, offering a range of insurance solutions for individuals and businesses. They emphasize local, hometown service in Historic Downtown Mabank and work to match policies to each client’s lifestyle and needs.
Zach Pruitt - State Farm Insurance Agent
Zach Pruitt is a 2nd‑generation State Farm agent serving Texas and Arkansas, offering a wide range of personal and commercial insurance products. He emphasizes a customer‑first approach, helping clients with everything from auto and home coverage to life, health, and farm insurance.
Melissa Woodland - State Farm Insurance Agent
Melissa Woodland is a State Farm insurance agent serving Gun Barrel City, TX and surrounding communities. She offers auto, homeowners, renters, life, boat, motorcycle and other insurance products. She has been in the industry since 2007.
Moseley Insurance
Moseley Insurance, located in Mabank, TX, provides auto, property, health, and business insurance solutions, drawing on over 40 years of industry experience to help customers protect their assets and lives.
King Insurance Agency
As an independent insurance agent we can offer accurate coverages with the personal touch you would expect from your neighborhood insurance agent. Quickly and easily submit your application for a free automobile insurance quote.
Moore Insurance Agency
Nationwide is a Fortune 100 insurance and financial services company offering a full range of products, including auto, homeowners, renters, life, farm, commercial, and specialty insurance, to individuals and businesses across the United States.
iscential Insurance: Mike Moore Agency
Iscential is an independent insurance, risk management, and financial services agency headquartered in Houston, Texas. Since 1993 they have served individuals, families, and businesses across 35 states, working with over 140 carriers to provide tailored coverage solutions.
Ruth Martin Insurance
Ruth Martin Insurance provides homeowners and auto insurance in Gun Barrel City and Athens, TX, offering personal, commercial, and motorcycle coverage with over 30 years of experience.
Patterson Insurance Agency
Patterson Insurance is a regional agency serving Texas and Louisiana, offering a streamlined process to find the best insurance coverage by shopping top national carriers on behalf of clients. They emphasize personal service, clarity, and value, aiming to save customers time and provide options that fit their needs.
Insurance Concepts-Cedar Creek
Safeco Insurance provides auto, home, motorcycle, and boat insurance through independent agents, emphasizing clear coverage and financial strength. The site highlights discounts, mobile app access, and easy claims handling.
ASSUREINS, LLC
Licensed insurance agency in Mabank, TX; represents 13 carriers.
ELITE PARTNERS INSURANCE GROUP LLC
Licensed insurance agency in Mabank, TX; represents 2 carriers.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Mabank, TX; represents 1 carrier.
EL REY DE REYES AUTO INSURANCE AGENCY LLC
Licensed insurance agency in Seven Points, TX; represents 6 carriers.
SQUARE ROOT COMPUTERS INC
Licensed insurance agency in Tool, TX; represents 4 carriers.
PAMELA J MANN INC
Licensed insurance agency in Kemp, TX; represents 18 carriers.
MERRITT LIFE, ACCIDENT & HEALTH INSURANCE SERVICES, LLC.
Licensed insurance agency in Kemp, TX; represents 30 carriers.
CUMMINGS INSURANCE AGENCY, LLC
Licensed insurance agency in Gun Barrel City, TX; represents 6 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.