Homeowners Insurance in Helotes, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Helotes
Within 15 miles of Helotes, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Kristin Sorensen founded the State Farm agency in 2007 and serves individuals, families, and businesses throughout Helotes and the greater San Antonio area. The agency offers a full range of insurance products including auto, homeowners, renters, life, motorcycle, and boat coverage, plus financial services. The team emphasizes personalized service and community relationships.
Village Insurance Agency is an independent agency based in Helotes, TX, serving the Greater San Antonio area and other Texas cities since 1964. They provide personal and business insurance with a focus on service and guidance.
Welcome to Devin Hidalgo‑State Farm! The team proudly serves San Antonio and the wider Texas community with insurance and financial services, offering assistance in both English and Spanish and meeting customers in person or virtually.
CastanedaInsurance.com is a domain-for-sale page offered by a domain marketplace. The site provides purchasing options, payment plans, and a 30‑day money‑back guarantee, but contains no information about an actual insurance agency.
The Noah Pierce State Farm Agency, founded in 2020, serves Helotes, Texas and surrounding areas with a focus on personalized customer service. The agency offers a range of insurance plans, including auto, homeowners, renters, life, and business coverage, and emphasizes community involvement. Led by State Farm Agent Noah Pierce, the team of eight licensed professionals is dedicated to protecting clients' assets.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas, serving customers for 15 years with over 50 locations.
Eigel Agency Insurance is a local Farmers® agency in San Antonio, TX that focuses on personalized service and building trust with clients. They offer a range of coverage options including auto, home, renters, and business insurance, emphasizing expertise, transparency, and client‑focused solutions.
Independent Insurance Center Inc. (IIC) is one of the oldest full‑service agencies in the San Antonio area, trusted by Texas since 1883. The Boerne branch offers a wide range of personal and commercial insurance solutions with a focus on exceptional customer service.
We love our little town, where everyone is welcome! We provide free auto and home insurance quotes for all of Texas, primarily near Helotes & San Antonio. I have 20 years of experience with State Farm and have been a State Farm Agent since 2007, also holding ChFC and CLU designations.
Haby Insurance offers a range of personal and commercial insurance products including home, auto, life, farm, umbrella, boat, RV, motorcycle and more, partnering with carriers such as Germania, Foremost and Progressive. They provide personalized coverage options and easy quote requests.
Righteous Group LLC is a faith‑oriented independent insurance agency with over 30 years of combined experience as claims adjusters. They focus on plain‑language policies and personalized service across auto, home, life, health, and business coverage.
Licensed insurance agency in Helotes, TX; represents 1 carrier.
Tracy Drott has been an Allstate agent since 2013, running a family‑owned agency that focuses on protecting homes, vehicles and lives. The team serves the Helotes area in English and Spanish, offering personalized insurance solutions.
La Familia Insurance positions itself as a community‑focused agency that aims to protect families with affordable, reliable coverage. Their mission emphasizes helping everyone avoid the fear of losing everything, and they pride themselves on offering personalized service without judging credit history. They highlight a 15‑year history of serving the San Antonio area and across Texas.
Mendoza Insurance Agency provides a range of insurance products including home, auto, fire, flood, and theft, focusing on personalized service and competitive pricing.
Mike McDonald State Farm is a State Farm® agency in San Antonio, Texas offering auto, homeowners, renters, condo, life, health, and business insurance. The bilingual team serves English‑ and Spanish‑speaking customers throughout San Antonio and surrounding Texas communities.
Greater Northwest Insurance is an independent agency based in San Antonio, TX, offering personal insurance coverages such as auto, boat, homeowners, renters, flood, motorcycle and umbrella policies. Founded in 2009, the agency highlights its experienced agents and a focus on fast, reliable service.
Direct Auto Insurance agency at 8030 Bandera Rd in San Antonio offers car insurance, term life insurance, SR‑22 filing and roadside assistance with flexible payment options.
Michael Glick Insurance Agency, based in Boerne, Texas, offers personalized insurance solutions with a focus on friendly customer service and helping clients protect what matters most. The agency emphasizes experience, competitive rates, and clear guidance across multiple insurance types.
Kellie Moore is a State Farm insurance agent located at 10744 Braun Rd, San Antonio, TX, offering a range of insurance products.
Easily Done Insurance is an independent agency offering personal auto, classic car, motorcycle, RV, homeowners, renters, and commercial insurance solutions, providing quick online quotes from multiple carriers. They emphasize bundled discounts and personalized coverage.
Mojo Insurance Wizards help clients avoid shopping for insurance by comparing rates from over 40 A‑rated carriers. They offer personalized service across auto, homeowners, life, commercial and umbrella policies, handling everything from quotes to policy changes.
Licensed insurance agency in San Antonio, TX; represents 24 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.