Homeowners Insurance in Hidalgo, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Hidalgo
Within 15 miles of Hidalgo, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Licensed insurance agency in Mcallen, TX; represents 2 carriers.
NIA Insurance Agency LLC is a Texas‑based agency offering personal and commercial insurance, including home, auto, life and business liability coverage. They emphasize fast claims service, personalized attention, and have been serving the community for over 25 years.
Licensed insurance agency in Mcallen, TX; represents 15 carriers.
Licensed insurance agency in Hidalgo, TX; represents 52 carriers.
Greenspoint Insurance is a McAllen, TX based agency offering auto, home, life, health, and other insurance services. They partner with multiple carriers to provide a range of coverage options for individuals and families.
Licensed insurance agency in Mcallen, TX; represents 25 carriers.
Licensed insurance agency in Mcallen, TX; represents 1 carrier.
Fred Loya Insurance is a multi‑state auto insurance agency that offers immediate coverage, no‑credit‑check policies and a variety of discounts such as multi‑car, good driver and homeowner discounts. The site highlights over 800 offices across 12 states and emphasizes fast online quotes and personalized service.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Saenz Insurance Brokers is a family‑owned agency offering auto, home, life and commercial insurance solutions throughout Texas. With over 15 years of experience, they simplify the insurance process by leveraging a broad network of carriers and focus on personalized, attentive service for their clients.
Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.
Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.
Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and serves customers across all 50 U.S. states.
Licensed insurance agency in Mcallen, TX; represents 21 carriers.
Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.
Licensed insurance agency in Mcallen, TX; represents 12 carriers.
Licensed insurance agency in Mcallen, TX; represents 15 carriers.
Fred Loya Insurance provides auto insurance coverage across 12 states, offering same‑day issuance, no credit‑check policies, and a variety of discounts such as multi‑car, good‑driver, and homeowner discounts.
Licensed insurance agency in Mcallen, TX; represents 27 carriers.
Direct Auto is a car insurance agency located at 1300 S Cage Blvd in Pharr, TX offering auto, term life, SR‑22 and roadside assistance with flexible payment options.
Licensed insurance agency in San Antonio, TX; represents 2 carriers.
Licensed insurance agency in Mcallen, TX; represents 10 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.