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Homeowners Insurance in Hidalgo, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Hidalgo

Within 15 miles of Hidalgo, TX. Click any agency to view profile, contact info, and request a quote.

NA

NIA Insurance Agency

Hidalgo, TX· 0.7 mi
Agency
3-5 agents25yr

NIA Insurance Agency LLC is a Texas‑based agency offering personal and commercial insurance, including home, auto, life and business liability coverage. They emphasize fast claims service, personalized attention, and have been serving the community for over 25 years.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: ACCC Insurance Company, Agricultural Workers Mutual Auto Insurance Company, Alinsco Insurance Company +29
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OI

Ontiveros Insurance

Hidalgo, TX· 0.5 mi
Agency
New on InsurConnect
6+ agents

Licensed insurance agency in Hidalgo, TX; represents 52 carriers.

AutoCommercial GLHomeownersRenters+1 more
Carriers: ANCHOR GENERAL INSURANCE COMPANY, Alinsco Insurance Company, Allied Trust Insurance Company +49
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GI

Greenspoint Insurance - San Juan

San Juan, TX· 8.7 mi
Agency
10+ agents

Greenspoint Insurance is a McAllen, TX based agency offering auto, home, life, health, and other insurance services. They partner with multiple carriers to provide a range of coverage options for individuals and families.

AutoHomeownersLife
View Agency
FI

Fred Loya Insurance

Hidalgo, TX· 1.2 mi
Agency
3-5 agents

Fred Loya Insurance is a multi‑state auto insurance agency that offers immediate coverage, no‑credit‑check policies and a variety of discounts such as multi‑car, good driver and homeowner discounts. The site highlights over 800 offices across 12 states and emphasizes fast online quotes and personalized service.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
AI

A-MAX Auto Insurance

Mcallen, TX· 7.1 mi
Agency
Very Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
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AI

A-MAX Auto Insurance

Pharr, TX· 6.3 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
SB

Saenz Insurance Brokers

Mission, TX· 8.2 mi
Agency
6+ agents15yr

Saenz Insurance Brokers is a family‑owned agency offering auto, home, life and commercial insurance solutions throughout Texas. With over 15 years of experience, they simplify the insurance process by leveraging a broad network of carriers and focus on personalized, attentive service for their clients.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: AllState, Progressive, Aegis +1
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FI

Farmers Insurance - Griselda Melendez

Mcallen, TX· 5.9 mi
Agency
Very Popular

Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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AI

Amtex Insurance

Pharr, TX· 7.6 mi
Agency
Very Popular
3-5 agents

Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
FI

Freeway Insurance

Mcallen, TX· 7.3 mi
Agency
Very Popular
3-5 agents

Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, and serves customers across all 50 U.S. states.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Confie (parent MGA), Progressive County Mutual, National General +3
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TI

Truckers Insurance

San Juan, TX· 8.7 mi
Agency
Very Popular
6+ agents

Truckers Insurance Agency is a local, family‑owned insurance agency with over 100 years of combined experience serving clients throughout Texas. They provide affordable auto, home, health, life, and commercial insurance to the Rio Grande Valley and surrounding areas.

AutoCommercial GLHomeownersLife+2 more
View Agency
FI

Fred Loya Insurance

Hidalgo, TX· 2.3 mi
Agency
New on InsurConnect
3-5 agents

Fred Loya Insurance provides auto insurance coverage across 12 states, offering same‑day issuance, no credit‑check policies, and a variety of discounts such as multi‑car, good‑driver, and homeowner discounts.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Loya Casualty Insurance Company, Young America Insurance Company
View Agency
DI

Direct Auto Insurance

Pharr, TX· 6.2 mi
Agency
3-5 agents

Direct Auto is a car insurance agency located at 1300 S Cage Blvd in Pharr, TX offering auto, term life, SR‑22 and roadside assistance with flexible payment options.

AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
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AI

Amtex Insurance

Mcallen, TX· 8.4 mi
Agency
Very Popular
3-5 agents

Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
AI

Amtex Insurance

San Juan, TX· 9.5 mi
Agency
Popular
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
View Agency
AI

A-MAX Auto Insurance

Mcallen, TX· 9.2 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
AI

A-MAX Auto Insurance

Mission, TX· 9.1 mi
Agency
Popular
6+ agents

A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.

Spanish
AutoBoatCommercial GLCommercial Property+3 more
Carriers: Progressive County Mutual, Direct Auto Insurance, Mercury Insurance +4
View Agency
AA

Alfredo Solis Insurance Agency

Hidalgo, TX· 1.2 mi
Agency
No reviews yet
1-2 agents28yr

Alfredo Solis Insurance Agency has over 25 years of experience helping clients with a wide range of insurance needs. Based in Hidalgo, Texas, the agency offers personal and commercial coverage as a full‑service broker in Texas and California.

Spanish
AutoBoatCommercial GLCommercial Property+6 more
Carriers: Progressive, Nationwide, State Auto +6
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PI

Pronto Insurance

Mcallen, TX· 3.8 mi
Agency
Popular
1-2 agents

I have worked in the insurance industry for 7 years and have been a Pronto Insurance franchise operator for 2 years. Here we pride ourselves in customer service and the attention to our customers' needs. Our agents are ready to answer questions related to auto, home and commercial insurance to provide the best products in McAllen and the RGV area.

Spanish
AutoBoatCommercial GLHomeowners+3 more
Carriers: Pronto Lloyds / Pronto Casualty, Progressive, Bristol West (Farmers) +7
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PP

Prominence Health Plan

Mcallen, TX· 5.7 mi
Agency
Very Popular
1-2 agents

Prominence Health provides a range of health plan options for Nevada companies, including association health plans, fully insured, self‑funded, and Medicare Advantage, emphasizing local support and broad provider networks.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Cigna
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OI

Ontiveros Insurance

Mcallen, TX· 7.6 mi
Agency
6+ agents

Licensed insurance agency in Mcallen, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
View Agency
DI

Direct Auto Insurance

Alamo, TX· 9.9 mi
Agency
Popular
3-5 agents

Direct Auto is a local insurance agency in Alamo, Texas offering auto, term life, and SR‑22 insurance along with roadside assistance and flexible payment options. The office serves the community with extended weekday hours and provides direct quotes online or in‑person.

AutoCommercial GLHomeownersLife+3 more
Carriers: Direct Auto
View Agency
DI

Direct Auto Insurance

Pharr, TX· 8.5 mi
Agency
Popular
3-5 agents

Direct Auto agents in San Juan, TX offer flexible payment options and a range of insurance products including car insurance, term life insurance, roadside assistance, and SR‑22 filings. The office is located inside the H.E.B. and serves English and Spanish speaking customers.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
View Agency
AR

Abelardo Ramirez-Meda: Allstate Insurance

Mcallen, TX· 7.3 mi
Agency
Very Popular
1-2 agents27yr

Abelardo Ramirez-Meda is an Allstate insurance agent in McAllen, TX offering auto, home, renters, motorcycle, life, and boat insurance. He has been with Allstate since 1999 and serves English‑ and Spanish‑speaking customers throughout the McAllen area.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc., Aetna Better Health of Texas Inc. +34
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Hidalgo