Homeowners Insurance in Hidalgo, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Hidalgo
Within 15 miles of Hidalgo, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
NIA Insurance Agency LLC is a Texas‑based agency offering personal and commercial insurance, including home, auto, life and business liability coverage. They emphasize fast claims service, personalized attention, and have been serving the community for over 25 years.
Alfredo Solis Insurance Agency has over 25 years of experience helping clients with a wide range of insurance needs. Based in Hidalgo, Texas, the agency offers personal and commercial coverage as a full‑service broker in Texas and California.
Abelardo Ramirez-Meda is an Allstate insurance agent in McAllen, TX offering auto, home, renters, motorcycle, life, and boat insurance. He has been with Allstate since 1999 and serves English‑ and Spanish‑speaking customers throughout the McAllen area.
Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you.
Fred Loya Insurance is a multi‑state auto insurance agency that offers immediate coverage, no‑credit‑check policies and a variety of discounts such as multi‑car, good driver and homeowner discounts. The site highlights over 800 offices across 12 states and emphasizes fast online quotes and personalized service.
Farmers Insurance agent Griselda Melendez serves the Pharr, Texas area.
Licensed insurance agency in Mcallen, TX; represents 2 carriers.
Amtex Insurance provides affordable auto, home, renters, and commercial insurance solutions with a focus on personal, local service. With over 25 years of experience, they emphasize quick quotes, multiple carrier options, and community involvement. Their mission is to deliver real insurance for real people across Texas.
Amtex Insurance provides affordable auto, home, and business insurance solutions, emphasizing real‑people service and community focus. Since its founding, the agency has aimed to offer reliable coverage without high costs, highlighting a "people first" approach.
I have worked in the insurance industry for 7 years and have been a Pronto Insurance franchise operator for 2 years. Here we pride ourselves in customer service and the attention to our customers' needs. Our agents are ready to answer questions related to auto, home and commercial insurance to provide the best products in McAllen and the RGV area.
Prominence Health provides a range of health plan options for Nevada companies, including association health plans, fully insured, self‑funded, and Medicare Advantage, emphasizing local support and broad provider networks.
RG Insurance Agency, a family‑owned Texas insurer founded in 2009, offers a range of personal and commercial coverage options. As a licensed Progressive Agent, the agency focuses on affordable, flexible policies for auto, home, life, motorcycle, boat, and more, serving the Pharr, McAllen, and Alamo areas.
Our family has operated an Allstate Agency in Weslaco for over 25 years, helping customers with home, auto, life, and other insurance needs. We are a family‑oriented business that treats employees and customers like family and offers professional service and solutions.
Get Covered Insurance Agency is a family‑focused insurance brokerage in McAllen, Texas offering Medicare Advantage, Medicare Supplement, ACA marketplace, funeral and life insurance plans along with credit repair, tax preparation, and notary services. They provide free, unbiased consultations to help clients choose the right coverage.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Licensed insurance agency in Mcallen, TX; represents 7 carriers.
A-MAX Insurance is a trusted, community-focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Contigo Insurance Agency is an independent Texas‑based broker offering low‑cost auto, home, and commercial insurance. They partner with over 30 carriers to provide customized policies and also offer tax preparation and notary services. Their focus is quick, easy, and hassle‑free service for individuals and businesses.
Saenz Insurance Brokers is a family‑owned agency offering auto, home, life and commercial insurance solutions throughout Texas. With over 15 years of experience, they simplify the insurance process by leveraging a broad network of carriers and focus on personalized, attentive service for their clients.
Fred Loya Insurance provides auto insurance coverage across 12 states, offering same‑day issuance, no credit‑check policies, and a variety of discounts such as multi‑car, good‑driver, and homeowner discounts.
E&E Insurance Agency is a local, multi‑line insurance agency serving South Texas since 2010. They help families and individuals find personal and business coverage by shopping multiple providers on their behalf. Their mission is to provide the best service and a wide range of affordable plans.
Welcome to Univista Insurance, where we craft insurance solutions tailored to your unique needs. Our dedicated agent Javier Villa provides personalized service in McAllen, TX, offering auto, home, commercial, life and health insurance.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.