Homeowners Insurance in Horizon City, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Horizon City
Within 15 miles of Horizon City, TX. Click any agency to view profile, contact info, and request a quote.
MONSALVE INSURANCE SERVICES LLC
Licensed insurance agency in El Paso, TX; represents 20 carriers.
ALLIANZE ASAP INS LLC
Licensed insurance agency in El Paso, TX; represents 2 carriers.
DPA ENTERPRISE LLC
Licensed insurance agency in El Paso, TX; represents 22 carriers.
SANTILLAN INSURANCE AND FINANCIAL SERVICES, INC.
Licensed insurance agency in El Paso, TX; represents 8 carriers.
PINON INSURANCE GROUP INC.
Licensed insurance agency in Horizon City, TX; represents 23 carriers.
CFAH INSURANCE AGENCY LLC
Licensed insurance agency in El Paso, TX; represents 1 carrier.
G.G. MEDI PLAN CONSULTANTS LLC
Licensed insurance agency in El Paso, TX; represents 6 carriers.
ASEGURA-T INSURANCE AGENCY LLC
Licensed insurance agency in Horizon City, TX; represents 12 carriers.
ISMAEL RODRIGUEZ CONSULTING LLC
Licensed insurance agency in El Paso, TX; represents 3 carriers.
CORONA AGENCY, INC.
Licensed insurance agency in El Paso, TX; represents 15 carriers.
APEX MEDICARE LLC
Licensed insurance agency in El Paso, TX. Contact directly for available products and carriers.
PROACTIVE FINANCIAL INSURANCE LLC
Licensed insurance agency in El Paso, TX. Contact directly for available products and carriers.
BEST TRUCKING COVERAGE LLC
Licensed insurance agency in El Paso, TX. Contact directly for available products and carriers.
YVETTE PENA INSURANCE AGENCY INC.
Licensed insurance agency in Horizon City, TX. Contact directly for available products and carriers.
VALORS RISK ADVISORS
Licensed insurance agency in El Paso, TX. Contact directly for available products and carriers.
HOUSEHOLD FURNITURE CO LP
Licensed insurance agency in El Paso, TX; represents 4 carriers.
ANDREA ESTRADA AGENCY LLC
Licensed insurance agency in El Paso, TX; represents 1 carrier.
MERCEDES RUIZ INSURANCE AGENCY, LLC
Licensed insurance agency in El Paso, TX; represents 23 carriers.
Omega Insurance Agency
Omega Insurance Agency is a Texas‑based insurance provider offering both personal and commercial coverage. The agency highlights a team of dedicated professionals who deliver tailored insurance solutions for individuals and businesses.
FARPON AUTO INSURANCE AGENCY LLC
Licensed insurance agency in El Paso, TX; represents 60 carriers.
PEREYDA FINANCIAL LLC
Licensed insurance agency in El Paso, TX; represents 8 carriers.
Alpha Insurance Services
Alpha Insurance Services, based in El Paso, Texas, has over 15 years of experience providing personalized insurance coverage for individuals and businesses. They specialize in auto, homeowners, renters, commercial and other insurance lines with a focus on local expertise and competitive rates.
ALBERT AVEYTIA INSURANCE AGENCY LLC
Licensed insurance agency in El Paso, TX; represents 19 carriers.
ST LUKE HEALTH PLANS LLC
Licensed insurance agency in El Paso, TX; represents 17 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.