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Homeowners Insurance in Huffman, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Huffman

Within 15 miles of Huffman, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 158.4 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
H Listed
Horace Bridges: Allstate Insurance
4.4 · <100 reviews on Google

Horace Bridges is an Allstate insurance agent serving Huffman, TX, offering a range of insurance products including auto, home, renters, motorcycle, and life coverage. The agency has earned a 4.6 rating from 410 customer reviews.

AutoCommercial GLHomeownersLife+3 moreSpanish
Huffman, TX· 2.9 mi
Carriers: Allstate
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T Listed
TWFG Insurance - Brian Johnson
4.8 · <100 reviews on Google15 yrs in business

Brian Johnson Insurance, a branch of TWFG Insurance Service, is a full‑service independent agency offering personal and commercial insurance with access to over 100 carriers. They have been serving the NE Houston area for 15 years with a local, attentive team.

AutoBoatCommercial GLHomeowners+2 more
Humble, TX· 6.7 mi
License on file (TDI)
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C Listed
Christine Zenker - State Farm Insurance Agent
4.9 · 100+ reviews on Google36 yrs in business

State Farm Agent Christine Zenker has been serving the Kingwood, TX community for 36 years, being the first and only female State Farm agent in the area. She leads a team with over 70 years of combined State Farm experience and is active in local community organizations.

AutoCommercial GLHomeownersLife+2 more
Kingwood, TX· 5.5 mi
Carriers: State Farm1-2 agents
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R Listed
Richard Ayala Insurance Agency, LLC
4.8 · <100 reviews on Google24 yrs in business

Ayala Insurance is a Texas‑based agency serving individuals and families since 2002. They offer homeowners, renters, auto, life and boat/motorcycle coverage and work with over 30 carriers to provide customized plans.

AutoBoatCommercial GLHomeowners+4 more
Humble, TX· 5.9 mi
Carriers: SOUTHERN FARM BUREAU LIFE INSURANCE COMPANY, Texas Farm Bureau Casualty Insurance Company +11-2 agents
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance, focusing on real people and community service. Since its founding, the agency has been dedicated to offering reliable, low‑cost coverage options with a personal touch.

AutoCommercial GLHomeownersMotorcycle+2 more
Kingwood, TX· 8.3 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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T Listed
TWFG - Welborn Insurance
4.8 · <100 reviews on Google

Welborn Insurance is a branch of TWFG, a full‑service independent agency with access to over 200 insurance companies, providing personalized coverage for families and businesses in Kingwood, TX. The agency emphasizes caring customer service and offers a wide range of personal and commercial insurance products.

AutoBoatCommercial GLFlood+5 more
Kingwood, TX· 7.4 mi
Carriers: UPC Insurance, Wellington +12
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T Listed
Texas Insurance Specialists
4.8 · <100 reviews on Google

Texas Insurance Specialists is a local, independent insurance agency offering personalized coverage for individuals and businesses. Their experienced agents provide guidance to help clients find the right auto, home, boat, and motorcycle policies. They emphasize community focus and tailored solutions.

AutoBoatCommercial GLHomeowners+3 more
Huffman, TX· 2.7 mi
Carriers: AEGIS, Allied Insurance +231-2 agents
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D Listed
Dale Guidry - State Farm Insurance Agent
4.8 · 500+ reviews on Google14 yrs in business

Dale Guidry is a State Farm agent in Humble, Texas, serving the community since 2012. He and his team provide a range of insurance solutions, from auto and homeowners to life coverage, and emphasize personalized service and local expertise.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Humble, TX· 5.9 mi
Carriers: State Farm1-2 agents
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L Listed
Lee Insurance Agency: Personal & Business Insurance
4.8 · <100 reviews on Google74 yrs in business

Lee Insurance Agency, based in Atascocita, TX, offers personalized insurance solutions for homes, autos, and businesses, emphasizing trust, affordability, and exceptional service. Founded in 1952, the agency works with top insurers to tailor coverage to individual needs and budgets.

AutoCommercial GLCommercial PropertyFlood+3 more
Humble, TX· 4.9 mi
1-2 agents
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A Listed
Amtex Insurance
4.7 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance with a focus on personalized, local service. Since its founding, the agency emphasizes real‑people support and quick, comprehensive coverage options.

AutoCommercial GLHomeownersMotorcycle+2 more
Porter, TX· 9.4 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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V Listed
Venegas Integra Insurance
4.9 · 100+ reviews on Google

Venegas Integra Insurance serves Kingwood and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. They offer a range of personal and commercial insurance products.

AutoCommercial GLFloodHomeowners+3 more
Kingwood, TX· 7.7 mi
Carriers: Aetna, Allied Trust +251-2 agents
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D Listed
Dale Guidry - State Farm Insurance Agent
4.8 · <100 reviews on Google3 yrs in business

Dale Guidry has been a State Farm Agent since 2012 and is a third‑generation small business owner. His Crosby, Texas agency opened in March 2023 and offers a range of insurance options including auto, homeowners, renters, life and more. The agency emphasizes personalized service for new residents and existing community members.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Crosby, TX· 6.8 mi
Carriers: State Farm1-2 agents
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D Listed
Dormer Insurance Services
4.8 · <100 reviews on Google40 yrs in business

Dormer Insurance has been helping Texans save money on auto, homeowners, flood, renters, motorcycle, boat, commercial and life insurance since 1986, offering personalized service in Kingwood and surrounding areas.

AutoBoatCommercial GLCommercial Property+6 more
Kingwood, TX· 5.1 mi
Carriers: ACE, Chartis +141-2 agents
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A Listed
Allstate Insurance - Randy Goss
4.8 · 100+ reviews on Google

Randy Goss is an Allstate insurance agent in Humble, TX with an MBA and a 4.4‑star rating from 450 reviews. He has lived in the area since the 1980s, is active in the community, and offers a variety of insurance and financial solutions to local residents.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Humble, TX· 6.4 mi
Carriers: Allstate1-2 agents
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L Listed
L.A. Insurance
4.9 · 100+ reviews on Google34 yrs in business

LA Insurance can find the best insurance policy for your needs, with low down payments and affordable coverage.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Porter, TX· 8.9 mi
Carriers: 4 EVER LIFE INSURANCE COMPANY, AMFIRST INSURANCE COMPANY +161-2 agents
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C Listed
Covey Insurance
4.9 · 100+ reviews on Google

Covey Insurance — We Give You Options! We provide ANY Texas resident with the best insurance plans for the money! Our dedicated professionals have experience in providing the most affordable insurance options. Whether you are a young driver or don't have a perfect driving record, Covey Insurance wants to help you get the coverage you need.

AutoHomeownersRentersCommercial GL+5 more
Humble, TX· 6.6 mi
1-2 agents
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S Listed
Steven Boyer: Allstate Insurance
4.7 · <100 reviews on Google

Steven Boyer is an Allstate insurance agent in Kingwood, TX offering a range of personal insurance products including auto, homeowners, renters, motorcycle and life coverage. The agency highlights strong customer satisfaction with a 4.6‑star rating from over 700 reviews.

AutoCommercial GLHomeownersLife+3 moreSpanish
Kingwood, TX· 7.4 mi
Carriers: Allstate
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T Listed
Trusted Insurance Group
4.9 · 100+ reviews on Google

Trusted Insurance Group offers auto, home, and commercial insurance solutions in Texas, emphasizing personalized service backed by over 33 years of combined experience. The agency aims to simplify the insurance process and protect clients' valuable assets.

AutoCommercial GLHomeownersRenters+1 more
Crosby, TX· 6.9 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Aetna Better Health of Kansas Inc. +111-2 agents
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F Listed
First American Title Insurance Company
4.7 · 100+ reviews on Google

First American Title Insurance offers comprehensive title insurance and settlement services for residential and commercial real estate transactions. It serves homebuyers, investors, lenders, real estate professionals, homebuilders, and developers to ensure smooth, secure closings.

AutoCommercial GLHomeownersRenters+1 more
Kingwood, TX· 5.1 mi
1-2 agents
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T Listed
Texas Legacy Insurance Agency LLC: Allstate Insurance
4.4 · <100 reviews on Google

I’ve had the privilege of getting to know many wonderful families as an Allstate agent serving the Greater Houston area. I’m committed to helping Humble residents evaluate their priorities and choose insurance solutions that are right for them.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Humble, TX· 5.0 mi
Carriers: Allstate
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S Listed
Sarah Whiting - State Farm Insurance Agency
3.8 · <100 reviews on Google

State Farm insurance agency serving Huffman, TX and surrounding areas. Offers a range of products including auto, homeowners, renters, motorcycle, life, health and business insurance. Led by second‑generation State Farm Agent Sarah Whiting.

AutoCommercial GLHomeownersLife+3 moreSpanish
Huffman, TX· 1.9 mi
Carriers: State Farm1-2 agents
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A Listed
Amtex Insurance
4.7 · 100+ reviews on Google25 yrs in business

Amtex Insurance is a Texas‑based agency offering affordable auto, home, renters, commercial and motorcycle insurance. They emphasize local, face‑to‑face service and claim a 25+ year history of helping families and businesses. Their focus is on providing quick, comprehensive coverage at competitive rates.

AutoCommercial GLCommercial PropertyHomeowners+4 more
Humble, TX· 10.7 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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K Listed
Kevin Bleier: Allstate Insurance
4.8 · <100 reviews on Google65 yrs in business

Since 1961, our insurance agency has been serving clients in Kingwood, TX and surrounding areas, offering auto, home, and life insurance along with personalized service. With over 50 years of experience, we prioritize knowledgeable, reliable coverage for our customers.

AutoCommercial GLHomeownersLife+2 more
Kingwood, TX· 8.1 mi
Carriers: Allstate1-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Huffman