Homeowners Insurance in Ingram, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Ingram
Within 15 miles of Ingram, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
AAA Garcia Bail Bonds provides 24‑hour bail bond services across the United States, helping clients secure release for traffic tickets, warrants, DUI and other violations. The licensed, bonded and insured agency emphasizes discretion, free consultations, transportation, and payment plans, and highlights over 13 years of experience with four locations.
Amber Thomason is a State Farm insurance agent in Kerrville, Texas offering a range of personal and business insurance products. The agency has been serving the area since September 2016 and is licensed in Texas, Oklahoma, New Mexico, Louisiana, and Arkansas.
Garrett Independent Insurance Agency is a family‑owned, independent agency serving Texas and Kansas for over 100 years, offering commercial and personal insurance solutions for families, farmers, businesses and individuals.
Joe Cook & Associates, Inc., founded in 1996, is an independent Texas‑based insurance agency offering personal and business coverage. The agency emphasizes personalized service, community dedication, and a wide range of insurance solutions for individuals and enterprises.
Justin Hamilton leads a State Farm agency in Kerrville, Texas, offering personalized insurance solutions across auto, home, life, and more. With over a decade of experience, his bilingual team serves the surrounding Texas communities, focusing on building genuine relationships with customers.
At Frizzell Insurance, we believe insurance should feel personal, not complicated. For generations, our family has helped Texans protect their homes, farms, businesses, and the things that matter most.
Advanced Insurance Group is an independent health and Medicare insurance agency serving Kerrville, the Hill Country, and all of Texas. Family‑run since 1989, they guide individuals through Medicare, ACA, and individual health plans with personalized, compassionate support. They emphasize local service and ongoing assistance after enrollment.
First Insurance Agency of the Hill Country, Inc. is an independent agency serving the Texas Hill Country since 1891. It offers a broad range of commercial, personal, life and health insurance products through multiple carriers and operates offices in Kerrville and Comfort.
Mike Kropp is a State Farm agent in Kerrville, TX with over 40 years of experience offering auto, homeowners, renters, business, life and health insurance. He serves the Hill Country area and is fluent in English and Spanish.
NOW IS THE TIME FOR YOU TO CHANGE TO FIESTA! Our team of insurance and tax professionals can help your family. We offer insurance coverage for your auto, home, business, rental property, boat, motorcycle and a full suite of personal and business tax services. At Fiesta we treat you like family!
Hill Insurance Agency connects Hill Country residents with affordable insurance solutions. Their dedicated staff helps customers secure policies such as auto, homeowners, renters, motorcycle, commercial and life insurance, shopping multiple carriers for the best fit. They emphasize personalized service and peace of mind.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
We help individuals and families find reliable home, health, and car insurance solutions they can trust. We work with trusted insurance providers to offer tailored coverage options that fit your needs and budget.
Cecil Atkission Motors Chevrolet is a locally owned Chevrolet dealership in Kerrville, Texas offering new and used vehicles, financing options, and a full-service auto repair and parts department.
Falcon Insurance Agency is one of the country’s largest aviation insurance agencies, exclusively serving the aviation community for over 40 years. They provide aircraft, specialty, liability and life insurance solutions for pilots, operators and aviation businesses.
A-MAX Insurance is a trusted, community‑focused agency that helps customers compare coverage options from over 35 top‑rated insurance companies, offering affordable protection for cars, homes, roadside assistance and more with personalized service.
Imagine Insurance Agency Inc is an Allstate agency located in Kerrville, TX, offering a variety of insurance products and emphasizing personal relationships with the community. The agent highlights tailored coverage options for homes, vehicles, and personal needs.
First Insurance Agency of the Hill Country, Inc. is an independent agency offering a broad range of commercial, personal, life, and health insurance products. Founded in 1891 and operating offices in Kerrville and Comfort, Texas, they emphasize partnering with quality carriers to meet client needs. They serve the Hill Country region with a focus on personalized coverage.
Licensed insurance agency in Kerrville, TX; represents 1 carrier.
Licensed insurance agency in Kerrville, TX; represents 1 carrier.
Licensed insurance agency in Kerrville, TX; represents 1 carrier.
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Licensed insurance agency in Kerrville, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.