Homeowners Insurance in Irving, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
Homeowners insurance in Irving, TX: 24 licensed insurance agencies serve 258,060 residents in Dallas County. auto premiums average $2,820 per year — 3% above the Texas state average. wind + hail drives 60% of homeowner claims.
24 homeowners insurance agencies in Irving
Within 15 miles of Irving, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
La Familia Insurance aims to provide affordable, reliable coverage to everyone, emphasizing bilingual service and a no‑judgment approach. They compare policies to find the right fit and have been serving the community since 2010.
Fiesta Insurance & Tax offers auto, home, business, rental property, boat, and motorcycle insurance along with personal and business tax services, emphasizing family‑like treatment for Latino customers.
Mainstay Insurance Agency is an independent insurance agency that helps customers obtain auto and homeowners coverage at competitive rates, emphasizing personalized service and easy online quote comparison.
Goosehead Insurance is an independent agency that helps customers find coverage for home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from a large network of carriers. The agency emphasizes personalized service, clear communication, and helping clients save money while getting the right protection.
Fiesta Insurance and Tax offers a range of insurance products including auto, home, business, rental property, boat, and motorcycle coverage, along with personal and business tax services. They emphasize serving Latino customers and treat clients like family. The agency promotes easy online quotes and multiple convenient locations.
ALPA Insurance offers quick, simple, no‑commitment insurance solutions and has been serving Texas for over 15 years across 50+ locations. The agency emphasizes bilingual service and low‑rate options for a variety of needs.
Isabelle Garcia is a State Farm insurance agent serving Coppell, TX and surrounding areas since 2014, offering auto, homeowners, condo, renters, personal articles, business, life, health, and pet insurance. She provides bilingual service in English and Spanish and emphasizes personalized quotes and community‑focused values.
A-MAX Insurance is a trusted, community‑focused agency that helps customers compare coverage options from 35+ top‑rated insurance companies, offering over 400 plans for auto, home, commercial and more. They emphasize personalized service, quick assistance and a diverse, friendly staff.
La Familia Insurance offers auto, home, renters, and business insurance, emphasizing affordable and reliable coverage for all. Their mission is to protect families without judgment, providing bilingual service to the community. They highlight 15 years of experience since their 2010 founding.
Dan Garber is a State Farm® Insurance Agent in Irving, Texas, serving the community since 1999. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage. The agency emphasizes personalized service and has earned a 4.9‑star rating on Google.
As an Allstate agency in Irving, our knowledge and understanding of the people in this community help us provide customers with an outstanding level of service. We look forward to helping families like yours protect the things that are important – your family, your home, your car, and more.
Licensed insurance agency in Irving, TX; represents 1 carrier.
Leo's Auto Insurance helps customers compare and save on auto, renters, homeowners, and other coverage options, offering fast quotes and personalized service across multiple locations.
La Familia Insurance offers auto, home, renters, and business insurance, emphasizing affordable coverage and bilingual service for the community.
INDIGO Tax & Insurance is a trusted partner offering insurance, tax, and administrative accounting services. They provide reliable, personalized solutions for families and businesses, emphasizing honesty, transparency, and professional advice.
Shrestha Insurance Agency helps individuals, families, employers, and seniors find affordable health insurance plans and related coverage. The agency offers free consultations, walk‑in services at its Irving, TX office, and assistance with ACA, Medicare, short‑term, and supplemental plans. They emphasize friendly, knowledgeable service and aim to simplify the enrollment process.
A‑LA Auto Insurance provides affordable, same‑day auto, commercial, home and renters coverage across Texas, emphasizing bilingual, personalized service and comparing over 35 carriers to secure the best rates.
Marketplace Insurance Exchange is an insurance broker offering life, health, home, vehicle, business, and property insurance for individuals and organizations across 10+ states. They highlight 25 years of experience and a focus on personalized service and competitive rates.
Our agency goes beyond insurance, focusing on educating, empowering, and equipping the DFW community to protect what matters most. Since opening the first State Farm office in Irving in 2014 (and a second in Dallas in 2022), the bilingual team offers a full range of auto, homeowners, renters, and life insurance options while supporting local charities.
A Abana is a trusted auto insurance agency serving Texas and Nevada, offering personal and commercial auto solutions with over 40 years of experience, bilingual Spanish service, and multiple carriers.
Goosehead Insurance provides home, auto, renters, boat, motorcycle, and flood insurance by comparing policies from over 200 carriers, offering quotes and coverage options to Texas customers.
Ezzy Insurance, originally founded as Advance Insurance Group in 2008, provides a range of insurance products at competitive prices. The agency emphasizes personal service and bilingual support to help customers with their insurance needs.
Pioneer Insurance & Tax Services provides insurance and tax resources for individuals and businesses, offering auto, home, renters, and life insurance information along with tax guidance.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.