Homeowners Insurance in Jasper, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Jasper
Within 15 miles of Jasper, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Brent Meaux is a State Farm insurance agent in Jasper, Texas. He opened his agency in 1998 and offers a range of personal and business insurance products. He and his team serve local communities and help customers through all life stages.
Retirement Education Partners provides retirement planning, 403(b), 457(b), IRAs, and life insurance services for educators, helping them secure their financial future with plain‑language guidance.
Marshall Insurance Agency provides quality insurance services, managing a wide range of risks and exposures. Operating since 2004, the agency offers personalized coverage solutions and emphasizes exceptional customer service.
Texan Trust Insurance is a local agency serving Southeast Texas with a focus on honest coverage and friendly service. They offer a range of products from auto and homeowners to life and commercial insurance, backed by over 40 carriers.
Texas State Insurance provides comprehensive protection for individuals, families, and businesses, backed by over 20 years of experience. They focus on delivering the best coverage and value while guiding customers through every stage of life.
First Insurance Services is an independent agency serving the Jasper and Houston areas and the broader Texas region. They provide personal insurance such as auto, homeowners, boat & watercraft, manufactured/mobile homes, and collector cars, as well as commercial coverages like farm & ranch, apartment building owners, bonds, builders risk, and BOP. Clients receive dedicated support from a team focused on reducing insurance costs.
Jasper Title & Abstract Company provides title search, title insurance, and closing services for property transactions in Jasper, Texas. Their full‑time in‑house attorney oversees files and prepares legal documents, ensuring clear ownership and protection for buyers and lenders.
Allstate provides insurance and related solutions aimed at giving people peace of mind and protecting what matters most, including home and auto coverage, as well as device and identity protection.
Patron Title provides title services for buying, selling, and refinancing properties, offering in‑house attorneys and a secure tech platform to simplify real‑estate closings.
Formed in 1974, Deep East Texas Self Insurance Fund (DETSIF) was created by a core group of East Texas governmental entities to provide workers’ compensation coverage to their employees. The agency has been serving Texas government employers for over five decades, expanding its membership across the state.
Garland Smith Abstract Co has served Jasper and Newton Counties for over 100 years, providing title insurance and closing services. Their team assists buyers and sellers to ensure smooth closings.
Texas Financial Center provides health, life, dental, and group employee benefits insurance services throughout Texas, representing carriers such as Blue Cross Blue Shield, Aetna, Unicare, Humana, United Health and others. They also offer commercial property, homeowners, auto, liability and annuities.
Timberlake Insurance Group, LLC is an independent agency that helps clients find the best rates for auto and homeowners insurance. They emphasize saving money and providing personalized coverage for individuals and businesses.
Licensed insurance agency in Jasper, TX; represents 1 carrier.
Licensed insurance agency in Jasper, TX; represents 13 carriers.
Licensed insurance agency in Jasper, TX; represents 1 carrier.
Licensed insurance agency in Jasper, TX; represents 36 carriers.
Licensed insurance agency in Jasper, TX. Contact directly for available products and carriers.
Licensed insurance agency in Jasper, TX; represents 1 carrier.
Licensed insurance agency in Jasper, TX; represents 20 carriers.
Licensed insurance agency in Jasper, TX; represents 1 carrier.
Licensed insurance agency in Jasper, TX. Contact directly for available products and carriers.
Licensed insurance agency in Jasper, TX; represents 46 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.