Homeowners Insurance in La Vernia, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in La Vernia
Within 15 miles of La Vernia, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Twin Creek Insurance Agency, LLC is an independent full‑lines agency based in La Vernia, Texas. They provide auto, home, renters, farm, and business insurance options, working with multiple carriers to find the best coverage and price for customers. The agency emphasizes personalized service and availability.
Direct Auto Insurance, a subsidiary of the Allstate family, offers a range of personal insurance products including auto, motorcycle, renters, and term life coverage. With over 30 years in business since its founding in 1991, the agency emphasizes discounts and flexible payment options across its 500 local stores.
La Vernia Insurance Agency has been specializing in writing insurance for public entities for over 30 years. They pride themselves on providing the best customer service and have built strong relationships with school districts, counties, hospitals, cities, colleges, and appraisal districts.
Matt Brown is a second‑generation State Farm® agent celebrating his 20th year in the business. He emphasizes personalized service for auto, home, life, health, and business insurance, and highlights his commitment to family and community involvement.
Licensed insurance agency in La Vernia, TX; represents 1 carrier.
Roeber Insurance Agency in Gonzales, TX and La Vernia, TX offers a range of coverage options including auto, farm equipment, home, liability, and life insurance to protect assets and loved ones.
Licensed insurance agency in San Antonio, TX; represents 32 carriers.
OneMain Financial offers personal and auto loans ranging from $1,500 to $30,000 with fixed rates, clear terms, and fast decisions, providing both branch and online support to help customers manage their finances.
Licensed insurance agency in La Vernia, TX; represents 1 carrier.
Licensed insurance agency in Floresville, TX; represents 1 carrier.
Licensed insurance agency in La Vernia, TX. Contact directly for available products and carriers.
AA Best Bail Bonds provides 24‑hour bail bond services across San Antonio and throughout Texas, offering payment plans and a range of bond types. They help clients secure release quickly while maintaining employment and family responsibilities.
Hill Country Vision Center in Floresville has been providing eye care for over 35 years, offering comprehensive eye exams, contact lens services, and a wide selection of eyeglasses and frames. The clinic emphasizes personalized consultations and serves the Hill Country and South Texas communities.
Emergency Care of Floresville provides 24/7 emergency medical services with short wait times, offering diagnostic imaging, a full‑service lab, and treatment for a wide range of injuries and illnesses. The facility emphasizes compassionate, professional care for patients of all ages.
Fred Loya Insurance offers auto insurance across 12 states with over 800 offices, providing a range of coverage options and same‑day issuance. The agency emphasizes discounts and quick service through local agents.
Hello! I’m Joe Moncada, a Texas native with over 28 years of experience in financial services. I lead a friendly team of licensed professionals offering a full range of insurance products, from auto and homeowners to life, health, farm and business coverage, serving all of Texas.
Western Shamrock Corporation offers personal loans with a friendly, local‑touch approach, emphasizing flexible installment plans and credit‑building assistance. With over 50 years of experience, the company highlights its dedication to helping customers through various financial needs.
KDJ Insurance is an independent agency that offers professional insurance counseling and a full range of products for individuals and businesses. They focus on providing cost‑effective coverage, periodic reviews, and personalized service to the Schertz, Cibolo, Universal City, and Marion areas.
Workforce Solutions Alamo is a regional workforce development agency serving the 13‑county Alamo region, offering job placement, employer services, training, and career resources to both job seekers and businesses.
Licensed insurance agency in Floresville, TX; represents 1 carrier.
Licensed insurance agency in Floresville, TX. Contact directly for available products and carriers.
Licensed insurance agency in Floresville, TX. Contact directly for available products and carriers.
Licensed insurance agency in Floresville, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.