Homeowners Insurance in Lago Vista, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Lago Vista
Within 15 miles of Lago Vista, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Combined Agents of America, LLC is a privately held aggregator group that strengthens independent agencies by combining expertise and relationships. Their mission is to foster profitable growth with quality, stable insurance companies while providing unsurpassed service and a wide variety of products to clients.
Licensed insurance agency in Leander, TX; represents 14 carriers.
Lorena Korpela is an insurance agent with Goosehead Insurance located in Cedar Park, Texas. She serves clients in Texas, Minnesota and Wisconsin, offering home and auto coverage backed by a service team. Lorena emphasizes personalized service and fast, knowledgeable communication.
Amy Maddox has been in insurance since 2000 and opened her agency in 2003 in Cedar Park, TX. She and her team offer auto, home, business, boat and other insurance needs, serving Cedar Park and surrounding areas.
Marc Nascimento is a State Farm insurance agent serving Cedar Park, TX and surrounding communities. The agency offers auto, homeowners, renters, life, motorcycle, and boat insurance along with other services. They are bilingual in English, Spanish, Portuguese, and Creole.
TWFG - DelaFuente Insurance Services is an independent insurance brokerage based in El Paso, Texas serving Texas, New Mexico, Arizona, Oklahoma, and California. With over 10 years of industry experience they offer a range of personal and business insurance products and emphasize personalized service.
Comparion Insurance Agency, founded in 2022, connects customers with over 50 insurance carriers to provide a wide range of coverage options including auto, home, life, renters and umbrella policies. Leveraging its Liberty Mutual backing and a network of 2,000 agents nationwide, the agency emphasizes personalized, consultative service to help clients find the best price and protection.
Avila Medicare Solutions is an independent full‑service insurance agency specializing in Medicare. With nearly 20 years of experience, they help clients navigate Medicare Advantage, Medigap and Part D plans.
Ryan Torres State Farm is a local Leander insurance agency offering auto, home, renters, life, business, and other insurance products. They serve Leander, Liberty Hill, and Williamson County with a focus on customer service and community involvement.
Michael Binns Insurance is an independent agency with 37 years of industry experience, serving Texas, Kansas, and Arizona. The agency specializes in health and Medicare insurance and hard‑to‑place commercial insurance for religious institutions, offering personalized solutions through multiple leading carriers.
JT Reisdorph State Farm Insurance Agency serves Cedar Park and Westlake, Texas, offering auto, homeowners, renters, life, business and other insurance products. With 18 years of experience and a team of 13 licensed professionals, they focus on personalized service and community involvement.
Shamrock Insurance Agency is a trusted local independent agency in Texas that provides home, auto, and life insurance. They work with multiple top‑tier carriers to design policies tailored to each client’s needs and focus on education, integrity, and personalized service.
Goosehead Insurance offers a digital‑first approach to finding coverage for homes, cars, renters, boats, motorcycles and flood protection, connecting customers with policies from a wide range of carriers. The site emphasizes quick quotes, bundled savings, and a knowledgeable agent network to help users make informed decisions.
Jarrodd Little State Farm Agent office in Cedar Park, TX has served the community since 2010. As a second‑generation State Farm agent, he provides personalized insurance coverage and emphasizes excellent service. The team focuses on building lasting relationships with customers.
Dowd Insurance Agency, serving Texas, Colorado, and Washington since 1989, provides personalized insurance solutions to families and businesses across Central Texas. As an independent agency they offer a full range of personal and commercial insurance products.
We’re not a 1‑800 number. We’re your neighbors — an independent agency that’s been part of the Lakeway, Bee Cave, Spicewood, Steiner Ranch, and Lake Travis community for years. We work with 40+ top‑rated carriers to find the right coverage for home, auto, business, and more.
Sam Buentello Insurance Agency offers auto, home, and commercial insurance services to residents and businesses in Austin, San Antonio, Cedar Park and surrounding Texas communities. They emphasize personalized coverage options across personal and business lines and highlight their commitment to protecting growth in the area.
Welcome to Lisa Reed State Farm! With over 20 years of experience, Lisa Reed provides personalized insurance solutions across auto, home, life, motorcycle, and boat coverage. The agency focuses on building genuine relationships and offers complimentary quotes throughout the Texas market.
Licensed insurance agency in Austin, TX; represents 63 carriers.
Welcome to the Richard Munoz State Farm Insurance Agency! Since 2009, we have been dedicated to meeting all your insurance needs. We offer a wide range of insurance options, including Auto, Homeowners, Condo, Renters, Life, Health, Business Owner's Insurance and Financial Services.
With over 13 years of experience at State Farm, Ismael Cantu is dedicated to delivering exceptional service and supporting the community. The agency offers a comprehensive selection of insurance including auto, home, renters, life, and business coverage.
Licensed insurance agency in Leander, TX; represents 1 carrier.
Woman‑owned, award‑winning State Farm agency in Austin, Texas, serving Austin and surrounding communities since 2015. Bilingual (English and Spanish) and offers personalized insurance services for individuals, families, and businesses.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.