Homeowners Insurance in Laguna Vista, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Laguna Vista
Within 15 miles of Laguna Vista, TX. Click any agency to view profile, contact info, and request a quote.
CAMERON COUNTY INSURANCE AGENCY, L.L.C.
Licensed insurance agency in Port Isabel, TX; represents 7 carriers.
IBIS FINANCIAL GROUP INC.
Licensed insurance agency in Laguna Vista, TX; represents 39 carriers.
CAMERON COUNTY INSURANCE CENTER, INC.
Licensed insurance agency in Port Isabel, TX; represents 84 carriers.
CORPORATE MUTUAL INSURANCE GROUP LLC
Licensed insurance agency in Brownsville, TX; represents 26 carriers.
ESCO AMERICAN PLAZA CORPORATION
Licensed insurance agency in Brownsville, TX; represents 1 carrier.
D' ALVARADO INSURANCE & MULTI-SERVICE LLC
Licensed insurance agency in Brownsville, TX; represents 6 carriers.
NRP LEGACY, LLC
Licensed insurance agency in Brownsville, TX; represents 9 carriers.
SWEETLIFE INSURANCE AGENCY LLC
Licensed insurance agency in Brownsville, TX; represents 9 carriers.
BEE PROTECTED LLC
Licensed insurance agency in Brownsville, TX; represents 8 carriers.
OPEN HEAVENS INSURANCE & SERVICES, LLC
Licensed insurance agency in Brownsville, TX; represents 13 carriers.
CAR & CAR INVESTMENT GROUP LLC
Licensed insurance agency in Brownsville, TX; represents 10 carriers.
A PLUS INSURANCE SERVICES, L.L.C.
Licensed insurance agency in Brownsville, TX; represents 10 carriers.
A DENALI INSURANCE AGENCY LLC
Licensed insurance agency in Brownsville, TX; represents 13 carriers.
MORALES INSURANCE AGENCY, LLC.
Licensed insurance agency in Brownsville, TX; represents 15 carriers.
NUVISTAR FINANCIAL SERVICES LLC
Licensed insurance agency in Brownsville, TX; represents 17 carriers.
JOLU GAMING INC.
Licensed insurance agency in Brownsville, TX; represents 25 carriers.
RGV DE LEON GROUP LLC
Licensed insurance agency in Brownsville, TX; represents 3 carriers.
NEW UNITED ENTERPRISE LLC
Licensed insurance agency in Brownsville, TX; represents 3 carriers.
Fiesta Auto Insurance & Tax Service
Fiesta Insurance offers simple auto insurance and a full suite of personal and business tax services. They provide coverage for auto, home, business, rental property, boat, and motorcycle, treating customers like family. Their focus is on helping Latino customers with bilingual service.
Fiesta Auto Insurance & Tax Service
Fiesta Auto Insurance provides auto, home, business, rental property, boat and motorcycle insurance plus personal and business tax services, targeting the Latino community. They offer free online quotes and a 24/7 phone line for assistance.
NUVAL VENTURES LLC
Licensed insurance agency in Brownsville, TX. Contact directly for available products and carriers.
LEGACY INSURANCE & WEALTH SERVICES, LLC
Licensed insurance agency in Los Fresnos, TX; represents 28 carriers.
NORMA SANCHEZ FINANCIAL SERVICES, LLC
Licensed insurance agency in Los Fresnos, TX; represents 27 carriers.
PLATINUM INSURANCE ADVISORS, LLC
Licensed insurance agency in Los Fresnos, TX; represents 21 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.