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Homeowners Insurance in Lavon, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Lavon

Within 15 miles of Lavon, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 108.9 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
B Listed
Brian Petersen: Allstate Insurance
4.7 · 100+ reviews on Google

Brian Petersen is a local Allstate agent in Rockwall, TX who emphasizes personal relationships and helping families find insurance solutions for their homes, cars, and other needs. He offers a range of coverage options and is available for in‑person or virtual appointments.

AutoBoatCommercial GLHomeowners+4 more
Rockwall, TX· 3.2 mi
Carriers: Allstate
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V Listed
Vermillion Insurance
4.8 · <100 reviews on Google

Vermillion Insurance is an independent broker led by Donnie Vermillion offering Medicare Supplement & Advantage plans, Part D prescription drug coverage, long‑term care, life insurance and other health‑related insurance options.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 0.7 mi
License on file (TDI)
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F Listed
Farmers Insurance - Margaret Shaffer
4.8 · <100 reviews on Google

Margaret Shaffer is a Farmers Insurance agent serving Lavon, Texas, offering a range of personal insurance products such as auto, homeowners, renters, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 0.6 mi
Carriers: Farmers Insurance1-2 agents
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J Listed
JP Direct Health
4.9 · 100+ reviews on Google18 yrs in business

JP Direct Health helps individuals, families, and small businesses find affordable health, dental, vision, life, disability, and other insurance plans. Founded by Juan Peón in 2008, the agency emphasizes personalized service and clear explanations of coverage options. They serve clients across Texas, Oklahoma, Michigan, and other states.

AutoCommercial GLDisabilityHomeowners+3 more
Wylie, TX· 5.2 mi
1-2 agents
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L Listed
Lavon Insurance Agency LLC
4.8 · <100 reviews on Google

Independent agency offering auto, home, life, and business insurance, coordinating coverage across multiple insurers. Emphasizes unbiased guidance, local expertise, and ongoing support.

AutoCommercial GLHomeownersLife+3 more
Wylie, TX· 0.8 mi
Carriers: Alinsco Insurance Company, GEICO County Mutual Insurance Company +51-2 agents
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H Listed
Hanby Insurance
4.9 · 500+ reviews on Google86 yrs in business

Hanby Insurance is an independent agency in Rockwall, Texas, serving North Texas for over 85 years. It offers home, auto, and business insurance solutions with same‑day service and a focus on personalized, responsive support.

AutoCommercial GLHomeownersRenters+1 more
Rockwall, TX· 5.9 mi
Carriers: AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT, THE, American Economy Insurance Company +351-2 agents
View profile
T Listed
The Olalde Insurance Agency
4.9 · 100+ reviews on Google

Top Rated Wylie Insurance Agency protecting Wylie area families with over 20 years of experience. Offers a wide range of services to protect you and your family through life events and works with over 30 carriers to find the best coverage and price.

AutoCommercial GLHomeownersRenters+1 more
Wylie, TX· 5.3 mi
Carriers: GEICO County Mutual Insurance Company, GEICO Texas County Mutual Insurance Company +21-2 agents
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E Listed
Ensurity Group Inc
4.6 · <100 reviews on Google28 yrs in business

Ensurity Group is an insurance agency founded in 1998 that offers Medicare, health, life, home, and auto insurance solutions.

AutoCommercial GLHomeownersLife+2 more
Rockwall, TX· 6.1 mi
Carriers: Combined Insurance Company of America, Devoted Health Insurance Company of Texas +4
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H Listed
Houston Tullos - State Farm Insurance Agent
4.8 · <100 reviews on Google4 yrs in business

Houston Tullos is a State Farm® Insurance Agent serving the Fate, TX area. He opened the Fate office in 2022 and, together with his team, offers auto, homeowners, renters, life, motorcycle, boat and other insurance products. The agency emphasizes personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Royse City, TX· 6.6 mi
Carriers: State Farm
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E Listed
EG Insurance Group
4.8 · <100 reviews on Google

EG Insurance Group is a reliable insurance provider based in Murphy, Texas offering life, individual and employee insurance solutions. They serve customers in Texas and several other states, focusing on personalized service and building lasting relationships.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 4.4 mi
1-2 agents
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J Listed
Justin Anderson: Allstate Insurance
4.8 · <100 reviews on Google

Justin Anderson is an Allstate insurance agent serving Rockwall, Texas. He emphasizes personal relationships with local families and offers a range of coverage options to meet their needs, from auto and homeowners to renters, motorcycle, life, and boat insurance.

AutoBoatCommercial GLHomeowners+4 more
Rockwall, TX· 3.2 mi
Carriers: Allstate1-2 agents
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H Listed
HI Agency - Wylie
4.8 · <100 reviews on Google20 yrs in business

HI Agency offers personalized insurance solutions for auto, home, commercial, life, health, and valuable items, leveraging multiple top‑rated carriers and an in‑house team. They highlight 20+ years of experience and serving over 5,000 families.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 5.2 mi
1-2 agents
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A Listed
Adam Leggett - State Farm Insurance Agent
4.8 · 100+ reviews on Google

Adam Leggett State Farm Insurance serves Wylie, Sachse, Lavon, Rockwall, Rowlett and surrounding Texas areas, offering auto, home, renters, life, business insurance and financial services. The agency emphasizes personalized, multilingual service and supports both individuals and small businesses.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Wylie, TX· 4.7 mi
Carriers: State Farm1-2 agents
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J Listed
Jeff Buckley Insurance Agency
4.8 · <100 reviews on Google13 yrs in business

Jeff Buckley Insurance Agency, founded in 2013 in Wylie, provides personal and commercial insurance with a focus on honesty, integrity, and excellent customer service.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 5.4 mi
Carriers: American National Insurance Company, BANNER LIFE INSURANCE COMPANY +121-2 agents
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J Listed
Jarrod Rush - State Farm Insurance Agent
4.9 · 100+ reviews on Google19 yrs in business

Jarrod Rush is a State Farm insurance agent in Wylie, TX with over 50 years of combined family experience, serving the community since 2007. The office offers personalized insurance solutions and emphasizes bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Wylie, TX· 6.2 mi
Carriers: State Farm1-2 agents
View profile
T Listed
Travis Barton - State Farm Insurance Agent
4.8 · <100 reviews on Google12 yrs in business

Travis Barton is a State Farm insurance agent serving Rockwall, TX and surrounding areas for over twelve years. The agency offers a wide range of products including auto, home, life, business, motorcycle, RV, boat, renters and more, and also provides retirement and investment services. The team is committed to personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Rockwall, TX· 5.6 mi
Carriers: State Farm1-2 agents
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C Listed
Crown Notary and Tax Professionals
4.8 · <100 reviews on Google10 yrs in business

Our family‑owned account service has been serving the community for the last 10 years. Our team includes experienced CPAs and dedicated support to provide both personal and professional financial services.

AutoCommercial GLHomeownersRenters+1 more
Royse City, TX· 7.4 mi
License on file (TDI)
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W Listed
Wylie Insurance Agency
4.8 · 100+ reviews on Google

Wylie Insurance Agency is an independently owned agency serving Wylie, TX and surrounding areas, offering auto, homeowners, business, and benefits insurance. They emphasize personal service, low rates, and a choice of carriers.

AutoCommercial GLHomeownersRenters+1 more
Wylie, TX· 5.3 mi
1-2 agents
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F Listed
Farmers Insurance - Andrea Kincanon
4.9 · 100+ reviews on Google

Licensed insurance agency in Wylie, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Wylie, TX· 5.9 mi
Carriers: Farmers Insurance
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S Listed
Shelley Dietrich - State Farm Insurance Agent
4.6 · <100 reviews on Google25 yrs in business

Shelley Dietrich is a State Farm insurance agent serving Rockwall, Texas and surrounding towns, offering auto, homeowners, condo, renters, business, life, health, and pet insurance. With over 30 years of experience and State Farm affiliation since 2001, the agency provides 24/7 quotes and community‑focused service.

AutoBoatCommercial GLHomeowners+4 moreSpanish, Portuguese
Rockwall, TX· 7.9 mi
Carriers: State Farm
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A Listed
Adrian Valdez - State Farm Insurance Agent
4.9 · 100+ reviews on Google8 yrs in business

Welcome to Adrian Valdez State Farm Agency! The agency serves the Dallas‑Fort Worth area with a full range of insurance options, including auto, home, life and boat coverage. Their bilingual team emphasizes personalized, community‑focused service.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Wylie, TX· 7.9 mi
Carriers: American Pet Insurance Company, MGA Insurance Company, Inc. +61-2 agents
View profile
A Listed
Amie Kurtenbach - State Farm Insurance Agent
4.7 · <100 reviews on Google26 yrs in business

Since 2000 Amie Kurtenbach has been a State Farm agent serving the Wylie, TX area, offering personalized insurance solutions and supporting the community. She and her team bring over 75 years of combined experience, helping families with auto, home, renters, life and business coverage in English and Spanish.

AutoCommercial GLHomeownersLife+2 moreSpanish
Wylie, TX· 5.3 mi
Carriers: State Farm1-2 agents
View profile
P Listed
Pinky Promise Insurance Agency LLC
20 yrs in business

Insuring our local community for over 20 years, the agency’s dedicated staff helps customers secure insurance policies that protect them and their loved ones. They leverage a wide range of carrier options to find the best fit and guide clients through the insurance process with respect and compassion.

AutoCommercial GLHomeownersMotorcycle+2 moreSpanish
Wylie, TX· 0.7 mi
1-2 agents
View profile

Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Lavon