Homeowners Insurance in Lone Oak, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Lone Oak
Within 15 miles of Lone Oak, TX. Click any agency to view profile, contact info, and request a quote.
McShannon Insurance Plus
McShannon Insurance Plus is a Greenville, TX based Medicare agency offering free plan comparisons, enrollment assistance, and personalized guidance across Texas. Led by Eric McShannon, the agency emphasizes independent, unbiased advice and high‑touch support for seniors navigating Medicare options.
Slaughter Insurance Agency
Slaughter Insurance Agency is an independent, family‑owned insurance agency serving Quinlan, Texas since 1988. They offer a wide range of personal and commercial coverage options, focusing on personalized service and community involvement.
Paragon Independent Insurance Agencies-Tara Howey Agency
Paragon Independent Insurance Agencies, Inc is an independent agency serving Texas offering auto, home, business, and life insurance. They partner with many carriers and emphasize personalized, attentive service for clients.
Town & Country Insurance
Town & Country Insurance Agency offers one‑on‑one personal service in the Greenville area, providing auto, home, life, renter, motorcycle, boat, RV, ATV and commercial insurance. They emphasize free quotes, a cold drink, and a $20 referral gift card for referrals.
The Gaulden Independent Insurance Agency
Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.
Nanette Mulkey - State Farm Insurance Agent
Nanette Mulkey is a State Farm insurance agent serving Greenville, TX and surrounding areas. She has lived in Hunt County for 39 years and has been a State Farm agent since 2014, offering auto, homeowners, renters, life, and business insurance.
Bill Slaughter Insurance Agency
Licensed insurance agency in Quinlan, TX. Contact directly for available products and carriers.
KRM Insurance Specialists
Licensed insurance agency in Royse City, TX; represents 36 carriers.
Mattison Insurance Agency - Greenville
Mattison Insurance Agency, Inc. is an independent agency serving Sulphur Springs and all of Texas, offering auto, home, life, and business insurance solutions.
MFI Agency
MFI Agency provides farm, ranch, agribusiness and commercial insurance solutions across multiple states, specializing in agricultural and business coverage. Located in Greenville, Texas, they combine farming knowledge with commercial expertise to protect farms, ranches, and businesses.
Eddie Hall - State Farm Insurance Agent
Eddie Hall is a State Farm® insurance agent serving Greenville, Texas, offering auto, homeowners, renters, life, motorcycle and boat insurance along with other financial services. The agency provides 24‑hour after‑hours appointments, bilingual service in English and Spanish, and has over 40 years of experience.
Laura Haught, Integra Insurance
Laura Haught - Integra Insurance is located in Quinlan, Texas and serves Quinlan and surrounding areas, offering a full line of insurance products. The agency joined Integra Insurance Services in August 2020 and aims to protect clients' assets with personalized coverage.
Eland Mutual Insurance
Licensed insurance agency in Greenville, TX. Contact directly for available products and carriers.
Farmers Insurance - Robert Bledsoe
The National Association of Insurance Commissioners (NAIC) supports state insurance regulators and protects consumers through standards, best practices, and regulatory oversight. It has been serving the public interest since 1871.
ALPA Insurance
ALPA Insurance serves Texas with over 50 locations and 15 years of experience, offering quick, simple insurance solutions with no commitment. They provide a range of products including auto, motorcycle, renters, homeowners, and commercial coverage, and serve both English and Spanish speaking customers.
Direct Auto Insurance
Direct Auto agents at 4211 Wesley St in Greenville, TX provide car insurance, term life insurance, and related services. They offer flexible payment options and operate Monday‑Friday 9 AM‑6 PM.
Prestige Benefits Group, Integra Insurance Services
Prestige Integra Insurance is based in Greenville, Texas and has been serving clients across the state for over 20 years. The agency focuses on building strong, lasting relationships while helping clients protect their assets with tailored insurance solutions. Their agents are trained to research and provide the best home, auto, life, health, and business insurance programs.
Penni Perkins - State Farm Insurance Agent
Penni Perkins is a second‑generation State Farm agent in Greenville, TX with over 30 years of insurance experience, offering auto, homeowners, renters, life, health and pet coverage. She leads a bilingual English‑Spanish team serving Texas residents.
Cornerstone Insurance
Cornerstone Advisors is an independent financial services firm that focuses on health insurance and retirement planning, offering free in‑person consultations. They provide customized life insurance and Medicare options while helping clients understand their choices.
Jones Insurance Group
Welcome to Jones Insurance Group! Jones Insurance Group of Texas is a premier affordable car, home, commercial, motorcycle, renters, general liability, life insurance provider for thousands of Texas drivers and homeowners.
Get A Policy Insurance Agency
Get A Policy is an independent insurance agency in Greenville, TX offering auto, home, life, and business insurance. The agency provides comparative quotes from multiple carriers and aims to deliver the right coverage at the right price for Texas residents.
Nissan Of Greenville
Welcome to Nissan of Greenville, the name you know and trust for new vehicles in North Texas. We proudly serve our community with top‑notch vehicles, expert service, and a commitment to customer satisfaction, offering new, pre‑owned and certified Nissan models.
Ever Bright Insurance
Insurance Group of North Texas is a one‑stop insurance shop with years of experience helping clients protect their homes, vehicles, farms, and businesses. They offer personalized reviews and a range of insurance products to suit individual and commercial needs.
Magnum Insurance Services Inc
Licensed insurance agency in Greenville, TX; represents 66 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.