Homeowners Insurance in Magnnolia, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Magnnolia
Within 15 miles of Magnnolia, TX. Click any agency to view profile, contact info, and request a quote.
Sherri Young Insurance Services LLC
Sherri Young Insurance Services, LLC. in Magnolia, TX offers personalized auto, home, and business insurance with a focus on friendly customer service and years of industry expertise.
Insurance Group of Texas LLC
Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.
Christian Insurance Agency
Christian Insurance Agency is a locally owned agency in Magnolia, Texas offering auto, home, commercial, and other insurance products. They provide tailored coverage to protect assets and meet liability needs for individuals and businesses.
Brighter Day Insurance Services LLC
BrighterDay Insurance Services positions itself as a client‑focused agency offering Medicare and life insurance solutions, emphasizing personalized service and a heart‑centered approach.
Cypress Insurance Team
Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.
TWFG-Denise Davis Insurance
TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.
APRIL BLUEROCK AGENT LLC
Licensed insurance agency in Magnolia, TX; represents 14 carriers.
MUNGUIA AGENCY, LLC
Licensed insurance agency in Magnolia, TX; represents 23 carriers.
JWEBB INSURANCE AGENCY, INC
Licensed insurance agency in Magnolia, TX; represents 4 carriers.
EL SHADDAI INSURANCE GROUP LLC
Licensed insurance agency in Houston, TX; represents 34 carriers.
TWFG Insurance Services, Katlyn Brenneise
Katlyn Brenneise’s TWFG agency offers personalized insurance solutions, emphasizing caring service for individuals, families, and businesses. The team highlights a commitment to community and customer protection across a range of policies.
Stokes Insurance Agency - Magnolia, Texas - Home, Auto, & Business Insurance
Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.
LITEC STRATEGIES LLC
Licensed insurance agency in Magnolia, TX. Contact directly for available products and carriers.
Oncken Insurance Agency
Oncken Insurance Agency shops dozens of insurance companies on your behalf, handling the insurance shopping process to save you time and money. Their local agents provide personalized advice across multiple insurance types.
Chris Burns - State Farm Insurance Agent
Chris Burns has been a State Farm Insurance Agent since 2002 and runs a local office that has served Magnolia, TX and surrounding counties for over 20 years, offering auto, home, life, and commercial insurance solutions. His team of licensed professionals provides 24/7 support and community involvement.
Charles Osburn Insurance Agency
The Charles Osburn Insurance Agency, based in Tomball, Texas, offers a one‑stop shop for auto, homeowners, renters, life, health, flood, commercial, disability, RV, boat and motorcycle insurance, leveraging over 24 years of experience.
Texas Dawn Insurance Agency LLC
Texas Dawn Insurance Agency is an independent agency serving Texas and Louisiana, offering auto, home, business, and other insurance solutions.
Cameron Gardner - State Farm Insurance Agent
Cameron Gardner is a State Farm insurance agent in Magnolia, TX, offering auto, home, life, and other personal insurance solutions. With over a decade of experience, he focuses on educating the community and providing personalized coverage.
Brenda Diaz: Allstate Insurance
Allstate Insurance agents in Texas provide auto, home, and life insurance coverage. The site offers a directory of local agents across the state and links to resources on vehicle safety, home maintenance, and boating. Allstate serves customers in English.
ONYX INSURANCE GROUP LLC
Licensed insurance agency in Pinehurst, TX; represents 1 carrier.
Fred Loya Insurance
Fred Loya Insurance offers auto insurance across 12 states with same‑day coverage, multiple discounts, and a network of over 800 offices, emphasizing quick quotes and personalized service.
Amtex Insurance
Amtex Insurance provides affordable auto, home, and business insurance with quick, comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions to its community.
Bluebonnets Of Texas Insurance Agency
Bluebonnets Of Texas Insurance Agency, Inc. provides personal and commercial insurance solutions including auto, home, umbrella, flood, life, and business coverage. Founded in 2018, the agency is led by Karimy Castillo with 21 years of industry experience, offering personalized service in English and Spanish.
TED W ALLEN & ASSOCIATES, INC.
Licensed insurance agency in Cypress, TX; represents 32 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.