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Homeowners Insurance in Magnnolia, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Magnnolia

Within 15 miles of Magnnolia, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 126.7 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
C Listed
Chris Burns - State Farm Insurance Agent
4.8 · 100+ reviews on Google24 yrs in business

Chris Burns has been a State Farm Insurance Agent since 2002 and runs a local office that has served Magnolia, TX and surrounding counties for over 20 years, offering auto, home, life, and commercial insurance solutions. His team of licensed professionals provides 24/7 support and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Magnolia, TX· 3.1 mi
Carriers: State Farm1-2 agents
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T Listed
TWFG-Denise Davis Insurance
4.9 · 100+ reviews on Google30 yrs in business

TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.

AutoHomeownersRentersUmbrella+3 more
Tomball, TX· 7.3 mi
Carriers: GeoVera Insurance, Guard Insurance Group +10
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C Listed
Cameron Gardner - State Farm Insurance Agent
4.8 · <100 reviews on Google

Cameron Gardner is a State Farm insurance agent in Magnolia, TX, offering auto, home, life, and other personal insurance solutions. With over a decade of experience, he focuses on educating the community and providing personalized coverage.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 3.0 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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T Listed
TWFG- Kim Taylor Insurance
4.8 · <100 reviews on Google

The Woodlands Financial Group (TWFG) provides insurance coverage for families and businesses throughout Texas, including The Woodlands, Magnolia, and surrounding areas. They offer a range of products such as auto, homeowners, renters, boat, flood, motorcycle, and umbrella policies, aiming to simplify the process of finding the right carrier. Their team is dedicated to delivering peace of mind and protection for clients.

AutoBoatCommercial GLFlood+4 more
Magnolia, TX· 4.2 mi
License on file (TDI)
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S Listed
Sherri Young Insurance Services LLC
4.8 · <100 reviews on Google17 yrs in business

Sherri Young Insurance Services, LLC. in Magnolia, TX offers personalized auto, home, and business insurance with a focus on friendly customer service and years of industry expertise.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 3.0 mi
1-2 agents
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A Listed
Amtex Insurance
4.8 · <100 reviews on Google25 yrs in business

Amtex Insurance provides affordable auto, home, and business insurance with quick, comprehensive coverage. Since its founding, the agency has been dedicated to delivering reliable insurance solutions to its community.

AutoCommercial GLHomeownersLife+3 more
Tomball, TX· 8.6 mi
Carriers: ACCC Insurance Company, American Access Casualty +10
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B Listed
Brenda Diaz: Allstate Insurance
4.7 · <100 reviews on Google

Allstate Insurance agents in Texas provide auto, home, and life insurance coverage. The site offers a directory of local agents across the state and links to resources on vehicle safety, home maintenance, and boating. Allstate serves customers in English.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 3.8 mi
Carriers: Allstate1-2 agents
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C Listed
Christian Insurance Agency
4.6 · <100 reviews on Google

Christian Insurance Agency is a locally owned agency in Magnolia, Texas offering auto, home, commercial, and other insurance products. They provide tailored coverage to protect assets and meet liability needs for individuals and businesses.

AutoHomeownersRentersCommercial GL+4 more
Magnolia, TX· 3.7 mi
Carriers: Aegis Security Insurance Company, Agricultural Workers Mutual Auto Insurance Company +591-2 agents
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M Listed
Michael Fletcher - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Michael Fletcher State Farm Insurance office is located in Tomball, TX, serving the Tomball area and the surrounding regions of Texas, Louisiana, Arkansas, and Oklahoma. The agency offers a range of products including auto, homeowners, renters, life, boat, and motorcycle insurance, and provides bilingual service in English and Spanish.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 8.6 mi
Carriers: State Farm
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I Listed
Insurance Group of Texas LLC
4.8 · <100 reviews on Google

Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.

AutoBoatCommercial GLCommercial Property+6 more
Magnolia, TX· 4.2 mi
1-2 agents
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D Listed
Davis Insurance Group
4.8 · 100+ reviews on Google

Davis Insurance Group offers home, auto, and umbrella insurance to Texas customers, highlighting personalized service, competitive rates, and the option to bundle policies for discounts.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 8.8 mi
Carriers: Wright Flood, Allied Trust +25
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I Listed
IHS Insurance Group LLC
4.8 · <100 reviews on Google10 yrs in business

IHS Insurance Group is an independent brokerage in north Houston, TX offering a wide range of products including Medicare, health, life, auto, home, dental, vision, long‑term care, disability and business insurance. They compare multiple highly rated carriers to find the best value and have been serving customers for over 10 years.

AutoCommercial GLDisabilityHomeowners+3 more
Tomball, TX· 8.6 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Accendo Insurance Company +801-2 agents
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D Listed
David Turnage - State Farm Insurance Agent
4.9 · 500+ reviews on Google9 yrs in business

David Turnage is a State Farm Insurance agent with nine years of experience serving the Magnolia, Texas community. His agency offers a wide range of State Farm products, including Home, Auto, Life, Health, and Business Insurance, and is licensed in Texas and Louisiana. The team focuses on education, personalized service, and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Magnolia, TX· 8.4 mi
Carriers: State Farm1-2 agents
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K Listed
KDS Insurance Services
4.8 · <100 reviews on Google

KDS Insurance Services provides comprehensive commercial insurance solutions for businesses of all sizes while also offering personal lines such as auto and home coverage. Their experienced team focuses on personalized service to meet each client’s unique insurance needs.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Hockley, TX· 4.5 mi
1-2 agents
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B Listed
Brighter Day Insurance Services LLC
4.8 · <100 reviews on Google

BrighterDay Insurance Services positions itself as a client‑focused agency offering Medicare and life insurance solutions, emphasizing personalized service and a heart‑centered approach.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 3.8 mi
1-2 agents
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B Listed
Bradley Welborn - State Farm Insurance Agent
4.9 · 100+ reviews on Google44 yrs in business

Bradley Welborn is a State Farm insurance agent in Tomball, Texas, offering auto, homeowners, life, and business insurance. He and his bilingual team serve English‑ and Spanish‑speaking customers throughout the greater Houston area.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 8.4 mi
Carriers: State Farm1-2 agents
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H Listed
Heritage Texas Insurance Group
4.8 · <100 reviews on Google20 yrs in business

Heritage Texas Insurance Group is an independent agency founded in Spring, Texas, serving homeowners, families, and business owners across the state with a focus on dependability, personal service, and honesty.

AutoBoatCommercial GLCommercial Property+5 more
Tomball, TX· 8.6 mi
Carriers: American Economy Insurance Company, Economy Fire & Casualty Company +121-2 agents
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C Listed
Caley Baillio - State Farm Insurance Agent
4.9 · 100+ reviews on Google13 yrs in business

The Caley Baillio State Farm Insurance office serves Tomball, Spring, Magnolia, Waller, Cypress, Houston and surrounding Texas areas with auto, home, renter’s, life and business insurance plus financial services, focusing on resident relocations in Harris/Montgomery counties. Caley Baillio is a second‑generation State Farm agent who opened the agency on May 1 2013 and has been with State Farm since 2006.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 8.9 mi
Carriers: State Farm1-2 agents
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F Listed
Fred Loya Insurance
4.0 · <100 reviews on Google

Fred Loya Insurance offers auto insurance across 12 states with same‑day coverage, multiple discounts, and a network of over 800 offices, emphasizing quick quotes and personalized service.

AutoCommercial GLHomeownersRenters+1 more
Magnolia, TX· 3.9 mi
Carriers: Loya Casualty Insurance Company, Young America Insurance Company1-2 agents
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F Listed
Farmers Insurance - Mark Davidson
4.7 · <100 reviews on Google

Licensed insurance agency in Magnolia, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Magnolia, TX· 3.7 mi
Carriers: Farmers Insurance
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K Listed
Keith Sacchieri - State Farm Insurance Agent
4.8 · <100 reviews on Google15 yrs in business

Welcome to the Keith Sacchieri State Farm Agent office in Magnolia, TX! Since opening the office in 2011, my team and I have focused on providing dependable insurance and attention to detail for our treasured Good Neighbors.

AutoCommercial GLHomeownersLife+2 moreSpanish
Magnolia, TX· 10.6 mi
Carriers: State Farm
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B Listed
Blaine Scelfo - State Farm Insurance Agent
4.9 · 100+ reviews on Google17 yrs in business

Blaine Scelfo is a State Farm insurance agent serving The Woodlands, Houston, Spring, Tomball, and surrounding Texas areas. The agency offers auto, homeowners, renters, life, and business insurance, along with annuities and health products. They emphasize personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Tomball, TX· 11.9 mi
Carriers: State Farm
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C Listed
Cypress Insurance Team
4.8 · 1,000+ reviews on Google18 yrs in business

Cypress Insurance Team is a Texas‑based agency offering a range of insurance products including auto, homeowners, life, renters, flood and umbrella coverage. With over 50 top‑rated carriers and more than 18 years of experience, they emphasize personalized service and competitive pricing.

AutoHomeownersLifeRenters+4 more
Cypress, TX· 10.7 mi
Carriers: American General Life Insurance Company, American Risk Insurance Company, Inc. +311-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Magnnolia