Homeowners Insurance in Magnoilia, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Magnoilia
Within 15 miles of Magnoilia, TX. Click any agency to view profile, contact info, and request a quote.
Stokes Insurance Agency - Magnolia, Texas - Home, Auto, & Business Insurance
Stokes Insurance Agency is an independent insurance agency serving Magnolia, Texas and surrounding communities. They provide personal and commercial insurance solutions, emphasizing personalized service, multiple carrier options, and cost‑saving advice.
Insurance Group of Texas LLC
Insurance Group of Texas is a locally owned independent agency located in Magnolia, TX with a call center in Houston. They offer personal, commercial, and specialized insurance coverage including auto, home, life, business, and more. The agency emphasizes personalized service and a wide range of insurance options.
Sherri Young Insurance Services LLC
Sherri Young Insurance Services, LLC. in Magnolia, TX offers personalized auto, home, and business insurance with a focus on friendly customer service and years of industry expertise.
Christian Insurance Agency
Christian Insurance Agency is a locally owned agency in Magnolia, Texas offering auto, home, commercial, and other insurance products. They provide tailored coverage to protect assets and meet liability needs for individuals and businesses.
GUARDIFY INSURANCE GROUP LLC
Licensed insurance agency in The Woodlands, TX; represents 118 carriers.
TWFG-Denise Davis Insurance
TWFG‑Denise Davis Insurance is an independent agency serving the Tomball area with a full range of personal and commercial insurance products. With over 30 years of experience they emphasize caring, reliability and dedication, helping clients shop multiple carriers for auto, home, renters, umbrella, life, classic‑car and business coverage.
EL SHADDAI INSURANCE GROUP LLC
Licensed insurance agency in Houston, TX; represents 34 carriers.
Brighter Day Insurance Services LLC
BrighterDay Insurance Services positions itself as a client‑focused agency offering Medicare and life insurance solutions, emphasizing personalized service and a heart‑centered approach.
AMERIFEN LLC
Licensed insurance agency in Magnolia, TX; represents 3 carriers.
ALTAMIRA GROUP INC
Licensed insurance agency in Magnolia, TX; represents 35 carriers.
RAPID RATES INSURANCE SERVICES LLC
Licensed insurance agency in Magnolia, TX; represents 1 carrier.
KNIGHTLY INSURANCE SERVICE INC
Licensed insurance agency in Magnolia, TX; represents 2 carriers.
BERMUDX INSURANCE AGENCY LLC
Licensed insurance agency in Magnolia, TX; represents 30 carriers.
UNITUS INSURANCE SERVICES, LLC
Licensed insurance agency in Magnolia, TX; represents 14 carriers.
SAINCO LLC
Licensed insurance agency in Magnolia, TX; represents 6 carriers.
ALAMO INSURANCE PROFESSIONALS, LLC
Licensed insurance agency in Magnolia, TX; represents 9 carriers.
GLOBAL UNITY PARTNERS LLC
Licensed insurance agency in Magnolia, TX; represents 1 carrier.
EP3 INSURANCE GROUP LLC
Licensed insurance agency in Magnolia, TX; represents 1 carrier.
WRIGHT INSURANCE GROUP PLLC
Licensed insurance agency in Magnolia, TX; represents 2 carriers.
STONE AGENCY LLC
Licensed insurance agency in Magnolia, TX; represents 26 carriers.
BROKAW SENIOR SOLUTIONS, LLC
Licensed insurance agency in Magnolia, TX; represents 4 carriers.
LINDSAY & ASSOCIATES INSURANCE SERVICES INC.
Licensed insurance agency in The Woodlands, TX; represents 22 carriers.
TOGETHER INSURANCE LLC
Licensed insurance agency in Magnolia, TX; represents 2 carriers.
INSURA HEALTH SERVICES, LLC
Licensed insurance agency in Magnolia, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.