Homeowners Insurance in Markham, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
20 homeowners insurance agencies in Markham
Within 15 miles of Markham, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Allstate Insurance offers auto, home, and life insurance coverage throughout Texas, with a network of local agents to assist customers.
Ai United Insurance provides fast, easy and affordable coverage for auto, home, renters and motorcycle insurance, as well as commercial insurance. The agency emphasizes a simple online quoting process to help customers save money and find the right coverage quickly.
Licensed insurance agency in Bay City, TX; represents 1 carrier.
Welcome to the Justin Rhodes State Farm Agent office serving Bay City, Texas. A U.S. Air Force veteran and former firefighter, Justin and his team provide personalized insurance service in English and Spanish. They focus on helping individuals, families, and businesses with a range of coverage options.
Scott Kiser is a State Farm insurance agent in Bay City, Texas offering auto, homeowners, renters, life, commercial and other insurance products. He has 28 years of State Farm experience and holds ChFC and CLU designations, and is active in the local community serving clients across Texas.
Best Insurance Services, Inc. provides a range of insurance solutions including auto, homeowners, renters, business, RV, boat, motorcycle and flood coverage, serving Lake Jackson and Bay City, Texas. They are among the few local agents offering Progressive and Geico auto policies and emphasize personalized service and competitive rates.
Campbell-Huitt Insurance is an agency in Bay City, Texas with over 81 years of experience offering personalized auto, home, and commercial insurance solutions for individuals and businesses.
Allstate provides insurance solutions that aim to give people peace of mind, protecting what matters most from home and auto to device and identity protection.
Licensed insurance agency in Bay City, TX. Contact directly for available products and carriers.
Jack Hollison is a leadership coach, consultant, author, and speaker who helps individuals and organizations achieve breakthrough performance. He leverages over 30 years of experience to guide leaders in culture building, financial stability, process improvement, and measurement.
Licensed insurance agency in Bay City, TX. Contact directly for available products and carriers.
Licensed insurance agency in Bay City, TX. Contact directly for available products and carriers.
Licensed insurance agency in Bay City, TX. Contact directly for available products and carriers.
Licensed insurance agency in Bay City, TX; represents 58 carriers.
Licensed insurance agency in Markham, TX; represents 67 carriers.
Licensed insurance agency in Markham, TX; represents 13 carriers.
Licensed insurance agency in Bay City, TX; represents 7 carriers.
Licensed insurance agency in Bay City, TX; represents 12 carriers.
Licensed insurance agency in Blessing, TX; represents 4 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.