Homeowners Insurance in Mercedes, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Mercedes
Within 15 miles of Mercedes, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Tovar Financial Group, founded in 2003 by Gabriel Tovar, provides professional assistance in Medicare planning as well as life, health, and retirement insurance solutions. Operating from Austin and Weslaco, Texas, the agency leverages over 25 years of industry experience to serve families and individuals.
B&B Insurance is a multi‑line agency serving the Rio Grande Valley with eight locations. It provides affordable auto, home, renters, commercial, umbrella, life, and motorcycle coverage, offering discounts for multiple policies. The agency emphasizes quick claims service and local expertise.
Farmers is a nationally recognized insurance brand with nearly a century of history, offering a range of personal insurance products. It emphasizes financial stability and a fast, multi‑line shopping experience through local agents and digital tools.
Telles Insurance is a State Farm agency offering a range of insurance products including auto, homeowners, renters, life, boat, motorcycle and small business coverage, with a focus on discounts and bundling options.
Amtex Insurance provides affordable auto, home, and business insurance, focusing on real people. They emphasize local, face‑to‑face service and have over 25 years of experience serving their community.
Fred Loya Insurance provides auto insurance coverage across 12 states with over 800 offices, offering same‑day issuance, multiple discounts, and a full range of auto policies including liability, comprehensive, collision, medical and roadside assistance.
Rick Armendariz is a State Farm agent in Mercedes, Texas, serving the community since 2009. He and his bilingual team offer a range of insurance products—including auto, homeowners, renters, business, life, motorcycle and boat coverage—to customers throughout Hidalgo and Cameron counties.
A-MAX Insurance is a community‑focused agency that helps customers compare coverage options from over 35 top‑rated insurance companies, offering more than 400 plans. They provide personalized service for auto, home, renters, commercial and boat insurance, plus 24/7 roadside assistance. The agency emphasizes diversity and easy access to policies, payments and claims.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Licensed insurance agency in Weslaco, TX. Contact directly for available products and carriers.
Etiel Reyes is a Farmers Insurance agent serving Weslaco, Texas, offering a range of insurance options including auto, home, renters, and life coverage.
Alliant Insurance Services is a nationally recognized insurance broker offering risk management, disaster response, and specialized private client solutions across a broad range of commercial and personal insurance needs.
Freeway Insurance offers a wide range of insurance products, including auto, homeowners, renters, life, and business coverage, and serves customers in all 50 U.S. states. The site provides options for online quotes and phone assistance.
Fred Loya Insurance is a multi‑state auto insurance agency with over 800 offices in 12 states, offering a range of car insurance products and discounts.
Fred Loya Insurance offers auto insurance across 12 states with over 800 offices, providing coverage options such as liability, comprehensive, collision, medical payments and more. They emphasize quick quotes, multiple discounts, and same‑day policy issuance.
Direct Auto is a Weslaco, Texas insurance agency that offers flexible payment options and a range of auto and term life insurance products, including SR‑22 filing and roadside assistance. The agency serves English‑ and Spanish‑speaking customers and emphasizes quick quotes and personalized service.
Montalvo Insurance provides comprehensive insurance solutions tailored to individual and business needs, focusing on exceptional service and a wide range of policies. Owned by Ramon Montalvo III, a Certified Insurance Counselor with over 40 years of experience, the agency aims to keep clients secure and protected.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Advantage LHI provides Medicare, ACA, final expense, and life insurance plans, offering personalized guidance and one‑on‑one support to individuals and families in the Rio Grande Valley.
Allstate insurance agent Myriam Guerra serves Weslaco, TX, offering a range of coverage options including auto, home, condo, renters, motorcycle, life, ATV and boat insurance. She is rated 4.4 stars based on 353 customer reviews.
Our multigenerational company is built on deep roots & a long lasting commitment to the community. Proudly serving the Rio Grande Valley for over 25 years.
SafeGuard Insurance Agency is an independent full‑service agency offering auto, home, life, transportation, and business insurance with personalized service and years of experience across the Valley.
Licensed insurance agency in Weslaco, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.