Homeowners Insurance in Mico, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Mico
Within 15 miles of Mico, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Cohn Insurance Agency is a family‑owned insurance agency serving Texas since 1983, offering personal, commercial, health and life insurance solutions.
CastanedaInsurance.com is a domain-for-sale page offered by a domain marketplace. The site provides purchasing options, payment plans, and a 30‑day money‑back guarantee, but contains no information about an actual insurance agency.
Licensed insurance agency in San Antonio, TX; represents 24 carriers.
Licensed insurance agency in San Antonio, TX; represents 6 carriers.
Licensed insurance agency in Helotes, TX; represents 24 carriers.
Kellie Moore is a State Farm insurance agent located at 10744 Braun Rd, San Antonio, TX, offering a range of insurance products.
Licensed insurance agency in San Antonio, TX; represents 4 carriers.
Licensed insurance agency in San Antonio, TX; represents 11 carriers.
Licensed insurance agency in San Antonio, TX; represents 22 carriers.
Licensed insurance agency in Mico, TX; represents 16 carriers.
Licensed insurance agency in Mico, TX; represents 15 carriers.
Licensed insurance agency in San Antonio, TX; represents 7 carriers.
Licensed insurance agency in Helotes, TX; represents 15 carriers.
Licensed insurance agency in San Antonio, TX; represents 17 carriers.
Licensed insurance agency in San Antonio, TX; represents 1 carrier.
Licensed insurance agency in San Antonio, TX; represents 28 carriers.
Licensed insurance agency in San Antonio, TX; represents 12 carriers.
Licensed insurance agency in Pipe Creek, TX; represents 2 carriers.
Licensed insurance agency in San Antonio, TX; represents 1 carrier.
Licensed insurance agency in Helotes, TX. Contact directly for available products and carriers.
Licensed insurance agency in San Antonio, TX. Contact directly for available products and carriers.
Licensed insurance agency in San Antonio, TX. Contact directly for available products and carriers.
Licensed insurance agency in San Antonio, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.