Homeowners Insurance in Mineola, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Mineola
Within 15 miles of Mineola, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Softwaretainment provides marketing software, automation, and digital services to help businesses grow, offering solutions like AI chat bots, website development, and reputation management.
The ReNew Group offers personalized insurance solutions for both personal and business needs, leveraging over 30 years of combined experience. They focus on affordable, tailored coverage and provide ongoing support throughout the policy lifecycle. Their mission is to simplify insurance while delivering exceptional service and peace of mind.
Hefner Group Insurance is an independently owned, locally operated agency serving East Texas. They offer a range of personal and commercial insurance products, emphasizing strong relationships with quality carriers and personalized service.
Cozad Insurance Group is an independent agency offering personal, commercial, and life insurance. With over 100 years of combined experience and service dating back to 1990, they emphasize exceptional customer service and a wide range of carrier options.
The Major Team, led by Ryan Major, provides real‑estate services in East Texas, emphasizing knowledge, professionalism, and a fun approach. They assist buyers and sellers through the entire process, offering personalized support and local expertise. Their goal is to make one of the biggest decisions in their clients’ lives easier and more enjoyable.
The Retirement Gals provide Medicare assistance throughout East Texas, Shreveport‑Bossier LA, and Texarkana. With over 30 years of experience since 1984, they help individuals review coverage and navigate Medicare options for today and tomorrow.
Dunahoe Insurance Agency is an independent Texas‑based agency founded in 1975 that offers a range of insurance products for individuals, families and businesses. They emphasize personalized service, community focus, and shopping the entire marketplace to find the best value for customers.
Monica Cook is a State Farm® insurance agent in Mineola, Texas offering auto, home, life, business and other insurance products. With over 32 years in the field, she provides personalized options and education to the community.
Licensed insurance agency in Lindale, TX; represents 14 carriers.
Independent insurance agents provide personalized advice for auto, home, renters, motorcycle, boat and other insurance needs, offering options from multiple carriers to fit each customer’s situation.
Patricio’s Insurance PHP is a Lindale‑based insurance agency offering personalized coverage for individuals and businesses, including life, property, and travel insurance. The agent emphasizes tailored solutions and years of experience to help clients find affordable protection.
Softwaretainment offers customized software, marketing, and automation services aimed at boosting business growth, improving productivity, and capturing new clients.
The ReNew Group provides simple, hassle‑free insurance solutions, offering personalized coverage for businesses and individuals with a focus on cost‑effective policies and ongoing support.
Tarry Title is an innovative provider of title insurance that uses cutting‑edge technology to make real‑estate transactions seamless from contract to closing. They offer an electronic platform that keeps customers informed throughout the process.
The Peckham Group, LLC is an independent insurance agency in East Texas with over 20 years of industry experience, officially opening in 2026 to serve families and businesses with comprehensive protection.
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Landmark Title, Inc. provides award‑winning title and escrow services in Tyler, Texas, helping buyers, sellers, builders, and lenders close real‑estate transactions quickly and securely. Founded in 1985, the company emphasizes fast turnaround, detailed attention, and a "can do" attitude.
IAAT (Strategic Independent Agents Alliance) is a network that helps independent insurance agencies increase their independence, income, and value by joining the largest alliance of independent agents in North America.
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Licensed insurance agency in Mineola, TX; represents 1 carrier.
Licensed insurance agency in Mineola, TX. Contact directly for available products and carriers.
Licensed insurance agency in Lindale, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.