Homeowners Insurance in Missouri City, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Missouri City
Within 15 miles of Missouri City, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Amtex Insurance provides affordable auto, home, and business coverage with a focus on personalized, real‑person service. Since its founding, the agency emphasizes quick, comprehensive insurance solutions for Texas families and businesses.
S. Galloway Agency, Inc is an independent insurance agency serving Texas, Louisiana, and Georgia, offering personal and commercial insurance solutions. Their team emphasizes education and tailored protection for clients.
Weldon Wallace is a Farmers Insurance agent serving Missouri City, Texas, offering a range of insurance products through Farmers Insurance.
Christian Vien Agency is an Allstate insurance agency in Missouri City, TX offering auto, homeowners, renters, motorcycle, boat, and life insurance. The agency emphasizes community relationships and personalized coverage options for local families.
Family owned and operated since 2006, Crestar Insurance provides auto, renters, home, flood, motorcycle and business insurance with a focus on customer service and expert knowledge of its products.
Diego Cervantes is a State Farm insurance agent in Missouri City, TX, offering auto, home, renters, life and small‑business coverage. He emphasizes personalized service and community involvement, highlighting 5‑star Google reviews from over 180 customers.
Brightway is an independent insurance agency that connects customers with multiple carriers, offering personalized quotes and ongoing support to help clients secure the right coverage for their needs.
Sonia Olivo is a State Farm insurance agent with over twenty years of experience serving the Missouri City, TX community. She offers personalized coverage in auto, home, life and more, and is fluent in English and Spanish. Her mission is to build lasting relationships while guiding customers through all their insurance needs.
Find a Farmers Insurance Agent in Missouri City, Texas. The site lets visitors get a free, no‑obligation quote and search for agents by location or name.
Dwyatt Gentry is a State Farm insurance agent serving Fort Bend, Harris and Brazoria counties in Texas. Since 1979, the agency offers auto, home, renters, life, business, boat and motorcycle insurance along with free quotes. The team aims to protect clients’ families and financial future.
Al Johnson is a State Farm insurance agent serving the Houston area since 2013, with offices in Missouri City and Sugar Land. The agency offers a multilingual team and a range of products including auto, homeowners, renters, life, motorcycle and boat insurance. They aim to help lower‑to‑middle‑income families understand and secure their finances.
GEICO Insurance Agency, Inc. provides auto, homeowners, renters, and other insurance products through GEICO’s online platform in Houston, Texas.
Al Johnson, a Texas native and State Farm® Insurance Agent, opened his first office in Pearland in 2013 and now operates three locations serving Houston and surrounding areas. His multilingual team helps customers with auto, homeowners, renters, small business, life insurance and other financial services.
David Stegall is a State Farm® insurance agent serving Missouri City, TX. He helps customers obtain quotes and policies for auto, homeowners, renters, motorcycle, life and small business insurance. The agency emphasizes personalized coverage and risk‑management solutions.
Allstate provides insurance and peace of mind, helping customers protect what matters most—from homes and autos to devices and identity. They focus on safeguarding finances, futures, and peace of mind with a range of solutions and tools.
Amtex Insurance offers affordable auto, home, and business insurance, focusing on real‑people service and community care. Since its founding, the agency emphasizes low rates, personalized service, and quick coverage through multiple carriers.
Hoffman Insurance Group in Sugar Land has been writing home, auto, business, recreational, health and life insurance since 1972. They serve the Sugar Land and greater Houston area with dependable, affordable coverage and a professional team of agents ready to customize plans.
Jason Lee has been an Allstate agent since 2012, serving Rosharon, TX and surrounding communities. He offers a range of insurance products including auto, home, renters, life, motorcycle and boat coverage, and speaks English, Spanish, and Tagalog.
Ken Quach State Farm provides a range of insurance options—including auto, home, life, renters, business, boat, and motorcycle coverage—to residents of Sugar Land and surrounding communities, leveraging over 30 years of industry experience.
Licensed insurance agency in Missouri City, TX; represents 1 carrier.
Insured Assured Secured helps families secure affordable life insurance, final expense, and annuity options, offering IUL and other retirement vehicles. Owned and operated by Melissa Johnson, a licensed Texas insurance agent, the agency serves clients across multiple states.
Henry Phan is a State Farm agent serving Sugar Land, Texas and the surrounding Fort Bend County. He offers auto, homeowners, renters, life, motorcycle and boat insurance, and has over 20 years of combined experience serving families and businesses.
Arlene Lollie & Associates is a trusted insurance agency serving the Greater Houston area for over 20 years. They provide personalized personal and business insurance solutions, including auto, homeowners, life, commercial property, flood and boat coverage. The agency emphasizes high‑quality service and building lasting client relationships.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.