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Homeowners Insurance in Mongtomery, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Mongtomery

Within 15 miles of Mongtomery, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 114.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
S Listed
Shanon Salsbury - State Farm Insurance Agent
4.9 · 500+ reviews on Google18 yrs in business

Shanon Salsbury State Farm is a State Farm agency in Montgomery, Texas, offering auto, homeowners, renters, life, boat, and motorcycle insurance along with financial services. Founded in 2008, the agency emphasizes personalized service, community involvement, and a team with over 70 years of combined experience.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 3.2 mi
Carriers: State Farm1-2 agents
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A Listed
Allegiance Insurance Agency-Ashley Bartosiewicz
4.8 · <100 reviews on Google6 yrs in business

Allegiance Insurance Agency LLC offers comprehensive insurance coverage for auto, home, renters, mobile homes, condos, vacant homes, boats, motorcycles, and specialty vehicles. Founded in November 2020 in Lake Havasu City, AZ, the agency leverages over a decade of experience to provide personalized service and help clients switch carriers when needed.

AutoBoatCommercial GLHomeowners+3 more
Montgomery, TX· 4.3 mi
Carriers: All Savers Insurance Company, Dearborn Life Insurance Company +191-2 agents
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F Listed
Freedom Insurance - MediGap Specialists
4.8 · <100 reviews on Google

Freedom Insurance provides health, Medicare, dental, vision, short‑term, and life insurance options for individuals, families, and small businesses in Montgomery, TX. They help shoppers compare plans and handle the enrollment process. The agency emphasizes personalized assistance and peace of mind for health‑related coverage.

AutoCommercial GLDisabilityHomeowners+3 more
Montgomery, TX· 4.3 mi
Carriers: ALLSTATE FIRE AND CASUALTY INSURANCE COMPANY, ALLSTATE INDEMNITY COMPANY +581-2 agents
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D Listed
Daniela Mead Pratt - State Farm Insurance Agent
4.9 · 100+ reviews on Google14 yrs in business

Daniela Pratt State Farm Agency in Montgomery, Texas serves individuals, families, and businesses with auto, homeowners, renters, life, motorcycle and boat insurance. Founded in May 2012, the agency offers personalized quotes and has earned a 4.9/5 rating from over 300 Google reviews.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 6.3 mi
Carriers: State Farm1-2 agents
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J Listed
Jay Slaughter: Allstate Insurance
4.8 · <100 reviews on Google

Jay Slaughter is a native Texan and Allstate insurance agent serving Montgomery, TX. He offers personalized auto, home, renters, motorcycle, boat, and life insurance solutions and emphasizes community relationships and long‑term coverage planning.

AutoBoatCommercial GLHomeowners+4 more
Montgomery, TX· 5.1 mi
Carriers: Allstate1-2 agents
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F Listed
Farmers Insurance - David Bond
4.9 · 100+ reviews on Google

Licensed insurance agency in Montgomery, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 5.2 mi
Carriers: Farmers Insurance1-2 agents
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F Listed
First Insurance Services
4.5 · <100 reviews on Google51 yrs in business

First Insurance Services is an independent agency in Texas that has been serving clients since 1975, offering a range of personal and commercial insurance products. They work with multiple carriers to compare coverage and provide value.

AutoCommercial GLCommercial PropertyEarthquake+6 more
Montgomery, TX· 4.8 mi
Carriers: 21st Century, Aflac +331-2 agents
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M Listed
Marc Fragos: Allstate Insurance
4.1 · <100 reviews on Google

Allstate provides auto, home, and life insurance across Texas, offering agents that understand local driving and property risks. The site highlights affordable car coverage, roadside assistance, and home maintenance resources, emphasizing the benefits of being "in good hands with Allstate."

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 4.2 mi
Carriers: Allstate1-2 agents
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N Listed
Nicholas Morton: Allstate Insurance
4.0 · <100 reviews on Google17 yrs in business

Nicholas Morton is an Allstate insurance agent in Montgomery, TX offering auto, home, renters, boat, motorcycle, and life insurance. The agency operates multiple locations and a team of 19 licensed professionals serving Montgomery, Conroe, Willis and surrounding areas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Montgomery, TX· 6.2 mi
Carriers: Allstate1-2 agents
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A Listed
Allphin Insurance Agency
4.8 · <100 reviews on Google40 yrs in business

Allphin Insurance Agency is an independent Texas agency offering auto, home, business, recreation and farm insurance, working with over 30‑50 top‑rated carriers to provide personalized coverage.

AutoBoatCommercial GLFarm+3 more
Montgomery, TX· 9.4 mi
License on file (TDI)
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T Listed
Tobaben Insurance Group LLC

Tobaben Insurance Group believes insurance should be simple, transparent, and meaningful. They help individuals and businesses make informed decisions backed by service, education, and long‑term relationships.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Montgomery, TX· 4.0 mi
1-2 agents
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T Listed
Texas Insurance Services
4.8 · <100 reviews on Google

Texas Insurance Services is a personal and commercial insurance agency in Conroe, Texas offering auto, homeowners, renters, boat, motorcycle, contractor liability, life and disability coverage. They provide same‑day quotes and work with multiple carriers, including a partnership with Kaia Insurance Group.

AutoBoatCommercial GLDisability+5 more
Conroe, TX· 9.7 mi
Carriers: American Economy Insurance Company, American General Life Insurance Company +781-2 agents
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F Listed
Freedom Benefit Solutions

Freedom Benefit Solutions offers health and life insurance options for individuals, families, and small businesses, positioning itself as a premier authorized agent.

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 4.3 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, ASSURITY LIFE INSURANCE COMPANY +561-2 agents
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S Listed
SENIOR BENEFITS AGENCY, LLC
4.8 · <100 reviews on Google

Licensed insurance agency in Austin, TX; represents 29 carriers.

AutoHomeownersRentersCommercial GL+1 more
Austin, TX· 9.5 mi
Carriers: AETNA HEALTH AND LIFE INSURANCE COMPANY, Ace Property and Casualty Insurance Company +27
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G Listed
Gibraltar Insurance Services
25 yrs in business

Gibraltar Insurance offers personalized insurance solutions for life’s biggest decisions, emphasizing tailored coverage and a dedicated team to guide clients. The agency has been operating since 2001 and serves over 11,000 clients annually across Texas. They also provide mortgage, title, and Medicare assistance alongside insurance services.

AutoCommercial GLHomeownersRenters+1 more
Willis, TX· 7.4 mi
Carriers: Axonic Annuity and Life Insurance Company, Metropolitan Life Insurance Company
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G Listed
Garrett Insurance Agency, LLC
4.9 · 100+ reviews on Google100 yrs in business

We’re a family‑owned and operated independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve served businesses and individuals with the best in commercial and personal insurance solutions.

AutoCommercial GLCommercial PropertyFarm+4 more
Willis, TX· 13.1 mi
License on file (TDI)
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M Listed
Melvin Gessner Insurance Agency
4.7 · <100 reviews on Google

Melvin Gessner Insurance Agency in Willis, Texas offers a variety of insurance services including commercial, home, auto, disability, and life insurance. They represent numerous insurance companies and serve Texas customers as independent agents.

AutoBoatCommercial GLFlood+5 more
Willis, TX· 9.6 mi
License on file (TDI)
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F Listed
Fragos Insurance Group

Specializes in commercial business insurance for contractors, manufacturers and other enterprises, offering solutions such as general liability, workers’ compensation, commercial auto, property and equipment coverage.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Montgomery, TX· 5.1 mi
Carriers: National Pacific Dental, Inc., PACIFICARE LIFE AND HEALTH INSURANCE COMPANY +31-2 agents
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J Listed
Jimmy Thompson - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Jimmy Thompson is a State Farm insurance agent with 15 years of experience, serving Willis, Conroe, and surrounding areas in Texas and neighboring states. The agency offers a range of products including auto, home, renters, life, health, and business insurance.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Willis, TX· 11.4 mi
Carriers: State Farm1-2 agents
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T Listed
TGH Insurance
4.9 · 500+ reviews on Google

TGH Insurance is an independent agency serving Texas that helps individuals and businesses find the right insurance coverage. They offer personal policies such as auto, homeowners, renters, boat and flood insurance, as well as commercial solutions. The agency emphasizes a zero‑hassle process and old‑fashioned customer service.

AutoBoatCommercial GLFlood+3 more
Conroe, TX· 11.7 mi
1-2 agents
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L Listed
Lupe Martinez - State Farm Insurance Agent
4.9 · 100+ reviews on Google15 yrs in business

Lupe Martinez Ins Agency Inc is a State Farm‑affiliated agency in Willis, Texas offering auto, homeowners, renters, life, motorcycle and boat insurance, serving English, Spanish and Portuguese speakers. The agency has been operating for over 15 years and emphasizes personal relationships and community involvement.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Willis, TX· 13.3 mi
Carriers: State Farm1-2 agents
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G Listed
Goosehead Insurance - Stuart Slott
4.8 · <100 reviews on Google

Goosehead Insurance provides a range of coverage options—including home, auto, renters, boat, motorcycle, and flood insurance—sourced from over 200 hand‑picked carriers. The agency emphasizes smart, transparent quotes and personalized service to help customers find the right protection at the best value.

AutoBoatCommercial GLFlood+4 more
Willis, TX· 13.5 mi
3-5 agents
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A Listed
ANI Insurance Services LLC
4.8 · <100 reviews on Google

ANI Insurance Services provides peace of mind by offering auto, home, small business, rental property, and life insurance coverage. They shop multiple carriers to find competitive rates and conduct regular renewal reviews to keep coverage optimal.

AutoCommercial GLHomeownersLife+2 more
Montgomery, TX· 8.5 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Mongtomery