Homeowners Insurance in Mongtomery, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Mongtomery
Within 15 miles of Mongtomery, TX. Click any agency to view profile, contact info, and request a quote.
BDLIFE212, LLC
Licensed insurance agency in Montgomery, TX; represents 16 carriers.
WORKFORCE ADVANTAGE BROKERAGE, LLC
Licensed insurance agency in Montgomery, TX; represents 2 carriers.
SIA TRUCK INSURANCE AGENCY, LLC
Licensed insurance agency in Montgomery, TX; represents 21 carriers.
SETH THOMASSON INDEPENDENT INSURANCE AGENCY INC
Licensed insurance agency in Montgomery, TX; represents 43 carriers.
DENBOW & WILLIAMS CONSULTING, LLC
Licensed insurance agency in Montgomery, TX; represents 25 carriers.
YOUR PAL, LLC
Licensed insurance agency in Montgomery, TX; represents 12 carriers.
SHERMAN R ROSS, LLC
Licensed insurance agency in Montgomery, TX; represents 18 carriers.
SUZANNE CLOUD AGENCY LLC
Licensed insurance agency in Montgomery, TX; represents 1 carrier.
INSURANCE FIRM, LLC
Licensed insurance agency in Montgomery, TX; represents 35 carriers.
EMINENCE INSURANCE SERVICES INC
Licensed insurance agency in Montgomery, TX; represents 5 carriers.
ALLEGIANCE INSURANCE AGENCY LLC
Licensed insurance agency in Montgomery, TX; represents 37 carriers.
FREDERICK J SCHURR INSURANCE AGENCY INCORPORATED
Licensed insurance agency in Montgomery, TX; represents 16 carriers.
A.N.I. INSURANCE SERVICES, LLC
Licensed insurance agency in Montgomery, TX. Contact directly for available products and carriers.
LRD GROUP, INC.
Licensed insurance agency in Montgomery, TX. Contact directly for available products and carriers.
B T WILKING, INC.
Licensed insurance agency in Montgomery, TX. Contact directly for available products and carriers.
Shanon Salsbury - State Farm Insurance Agent
Shanon Salsbury State Farm is a State Farm agency in Montgomery, Texas, offering auto, homeowners, renters, life, boat, and motorcycle insurance along with financial services. Founded in 2008, the agency emphasizes personalized service, community involvement, and a team with over 70 years of combined experience.
Gibraltar Insurance Services
Gibraltar Insurance offers personalized insurance solutions for life’s biggest decisions, emphasizing tailored coverage and a dedicated team to guide clients. The agency has been operating since 2001 and serves over 11,000 clients annually across Texas. They also provide mortgage, title, and Medicare assistance alongside insurance services.
Allegiance Insurance Agency-Ashley Bartosiewicz
Allegiance Insurance Agency LLC offers comprehensive insurance coverage for auto, home, renters, mobile homes, condos, vacant homes, boats, motorcycles, and specialty vehicles. Founded in November 2020 in Lake Havasu City, AZ, the agency leverages over a decade of experience to provide personalized service and help clients switch carriers when needed.
Freedom Insurance - MediGap Specialists
Freedom Insurance provides health, Medicare, dental, vision, short‑term, and life insurance options for individuals, families, and small businesses in Montgomery, TX. They help shoppers compare plans and handle the enrollment process. The agency emphasizes personalized assistance and peace of mind for health‑related coverage.
Farmers Insurance - David Bond
Licensed insurance agency in Montgomery, TX; represents 1 carrier.
Daniela Mead Pratt - State Farm Insurance Agent
Daniela Pratt State Farm Agency in Montgomery, Texas serves individuals, families, and businesses with auto, homeowners, renters, life, motorcycle and boat insurance. Founded in May 2012, the agency offers personalized quotes and has earned a 4.9/5 rating from over 300 Google reviews.
Stewart Title of Montgomery County, Inc. - Willis
Stewart Title provides title and closing services, offering tools and resources for real estate professionals, home buyers, and builders, and is committed to becoming the premier title services company.
Jay Slaughter: Allstate Insurance
Jay Slaughter is a native Texan and Allstate insurance agent serving Montgomery, TX. He offers personalized auto, home, renters, motorcycle, boat, and life insurance solutions and emphasizes community relationships and long‑term coverage planning.
Legacy Title & Abstract
Legacy Title & Abstract is a Texas‑based title agency providing comprehensive title insurance and escrow services for residential, commercial, and land transactions. With deep knowledge of Texas real estate law and a commitment to precision, they safeguard investments through every step of the closing process.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.