Homeowners Insurance in Mongtomery, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Mongtomery
Within 15 miles of Mongtomery, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Shanon Salsbury State Farm is a State Farm agency in Montgomery, Texas, offering auto, homeowners, renters, life, boat, and motorcycle insurance along with financial services. Founded in 2008, the agency emphasizes personalized service, community involvement, and a team with over 70 years of combined experience.
Allegiance Insurance Agency LLC offers comprehensive insurance coverage for auto, home, renters, mobile homes, condos, vacant homes, boats, motorcycles, and specialty vehicles. Founded in November 2020 in Lake Havasu City, AZ, the agency leverages over a decade of experience to provide personalized service and help clients switch carriers when needed.
Freedom Insurance provides health, Medicare, dental, vision, short‑term, and life insurance options for individuals, families, and small businesses in Montgomery, TX. They help shoppers compare plans and handle the enrollment process. The agency emphasizes personalized assistance and peace of mind for health‑related coverage.
Daniela Pratt State Farm Agency in Montgomery, Texas serves individuals, families, and businesses with auto, homeowners, renters, life, motorcycle and boat insurance. Founded in May 2012, the agency offers personalized quotes and has earned a 4.9/5 rating from over 300 Google reviews.
Jay Slaughter is a native Texan and Allstate insurance agent serving Montgomery, TX. He offers personalized auto, home, renters, motorcycle, boat, and life insurance solutions and emphasizes community relationships and long‑term coverage planning.
Licensed insurance agency in Montgomery, TX; represents 1 carrier.
First Insurance Services is an independent agency in Texas that has been serving clients since 1975, offering a range of personal and commercial insurance products. They work with multiple carriers to compare coverage and provide value.
Allstate provides auto, home, and life insurance across Texas, offering agents that understand local driving and property risks. The site highlights affordable car coverage, roadside assistance, and home maintenance resources, emphasizing the benefits of being "in good hands with Allstate."
Nicholas Morton is an Allstate insurance agent in Montgomery, TX offering auto, home, renters, boat, motorcycle, and life insurance. The agency operates multiple locations and a team of 19 licensed professionals serving Montgomery, Conroe, Willis and surrounding areas.
Allphin Insurance Agency is an independent Texas agency offering auto, home, business, recreation and farm insurance, working with over 30‑50 top‑rated carriers to provide personalized coverage.
Tobaben Insurance Group believes insurance should be simple, transparent, and meaningful. They help individuals and businesses make informed decisions backed by service, education, and long‑term relationships.
Texas Insurance Services is a personal and commercial insurance agency in Conroe, Texas offering auto, homeowners, renters, boat, motorcycle, contractor liability, life and disability coverage. They provide same‑day quotes and work with multiple carriers, including a partnership with Kaia Insurance Group.
Freedom Benefit Solutions offers health and life insurance options for individuals, families, and small businesses, positioning itself as a premier authorized agent.
Licensed insurance agency in Austin, TX; represents 29 carriers.
Gibraltar Insurance offers personalized insurance solutions for life’s biggest decisions, emphasizing tailored coverage and a dedicated team to guide clients. The agency has been operating since 2001 and serves over 11,000 clients annually across Texas. They also provide mortgage, title, and Medicare assistance alongside insurance services.
We’re a family‑owned and operated independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve served businesses and individuals with the best in commercial and personal insurance solutions.
Melvin Gessner Insurance Agency in Willis, Texas offers a variety of insurance services including commercial, home, auto, disability, and life insurance. They represent numerous insurance companies and serve Texas customers as independent agents.
Specializes in commercial business insurance for contractors, manufacturers and other enterprises, offering solutions such as general liability, workers’ compensation, commercial auto, property and equipment coverage.
Jimmy Thompson is a State Farm insurance agent with 15 years of experience, serving Willis, Conroe, and surrounding areas in Texas and neighboring states. The agency offers a range of products including auto, home, renters, life, health, and business insurance.
TGH Insurance is an independent agency serving Texas that helps individuals and businesses find the right insurance coverage. They offer personal policies such as auto, homeowners, renters, boat and flood insurance, as well as commercial solutions. The agency emphasizes a zero‑hassle process and old‑fashioned customer service.
Lupe Martinez Ins Agency Inc is a State Farm‑affiliated agency in Willis, Texas offering auto, homeowners, renters, life, motorcycle and boat insurance, serving English, Spanish and Portuguese speakers. The agency has been operating for over 15 years and emphasizes personal relationships and community involvement.
Goosehead Insurance provides a range of coverage options—including home, auto, renters, boat, motorcycle, and flood insurance—sourced from over 200 hand‑picked carriers. The agency emphasizes smart, transparent quotes and personalized service to help customers find the right protection at the best value.
ANI Insurance Services provides peace of mind by offering auto, home, small business, rental property, and life insurance coverage. They shop multiple carriers to find competitive rates and conduct regular renewal reviews to keep coverage optimal.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.