Homeowners Insurance in Mont Belvieu, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Mont Belvieu
Within 15 miles of Mont Belvieu, TX. Click any agency to view profile, contact info, and request a quote.
Lisa Dagle Insurance Services, LLC
Lisa Dagle Insurance provides personalized auto, home, mobile home, commercial, and general liability coverage to customers in southeast Texas. Owned by local graduates Lisa Dagle Bean and Kelsey Dagle, the agency works with multiple providers to find the best policies at competitive rates while emphasizing customer service and transparency.
AZ Auto Insurance
AZ Insurance is a Houston‑based agency that has been serving customers since 2000, offering auto, homeowners, renters, motorcycle and commercial insurance. They emphasize helping high‑risk drivers and have 15 locations with bilingual agents.
AZ Auto Insurance
AZ Insurance is a Houston‑based agency founded in 2000 that offers a range of personal and commercial insurance products, including auto, homeowners, renters, motorcycle, ATV, and business coverage. They serve Texas drivers, including high‑risk and SR‑22 cases, with bilingual agents across 15 locations.
Brian Burklow - State Farm Insurance Agent
State Farm agent since 2008, offering auto, home, renters, and life insurance to residents of Mont Belvieu and Baytown, TX. The agency is a Lifetime Member of the Presidents Club and provides personalized quotes and service.
Marek Insurance Agency
Texan Insurance is a full‑service, family‑owned independent insurance agency in Crosby, Texas, serving families and businesses with personalized coverage options across home, auto, flood, umbrella, renters, life, and commercial lines. The agency continues the legacy of the former Marek Insurance and partners with over 40 top‑rated carriers.
Farmers Insurance - Chad Merling
Licensed insurance agency in Baytown, TX; represents 15 carriers.
Rollo Insurance
Rollo Insurance is a local agency focused on helping clients build their American Dream through personalized insurance solutions. They offer a wide range of products, mix and match coverage from hundreds of carriers, and emphasize lasting relationships and trusted service.
Ray Grayson - State Farm Insurance Agent
Ray Grayson is a State Farm insurance agent serving Mont Belvieu and surrounding Texas Gulf Coast communities. He offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, boat and flood coverage. Ray emphasizes local service and community involvement.
AZ Auto Insurance
AZ Insurance is a Houston‑based agency founded in 2000, offering auto, homeowners, renters, motorcycle, commercial and umbrella coverage through multiple carriers. They serve bilingual customers with 15 locations across the city and emphasize personalized service for high‑risk drivers and businesses.
Renee Thibodeaux - State Farm Insurance Agent
Renee Thibodeaux is a State Farm agent in Baytown, Texas serving Texas and Louisiana since 2009, offering a range of insurance products and personal service in English and Spanish.
Ripkowski Insurance Agency LLC
Ripkowski Insurance Agency is a local, independent agency serving Liberty County with a focus on home, auto, and business insurance. They offer a wide range of options including homeowners, renters, commercial, RV, boat, motorcycle, mobile home, workers' comp, and inland marine coverage. Their mission is to provide personalized service, flexible financing, and help clients save money.
INSURICA Baytown
INSURICA is a full-service insurance agency built upon a tradition of integrity, industry leadership, and excellence. It delivers tailored insurance solutions and professional services to businesses and individuals across a wide range of industries.
Trevco Insurance Agency
Trevco Insurance is an independent agency serving the state of Texas since 1990, offering personal and commercial insurance solutions. They provide a range of products including auto, home, life, and commercial property coverage, with a focus on tailored service for individuals and businesses.
AZ Auto Insurance
AZ Insurance is a trusted Houston‑based agency serving the community since 2000, offering auto, homeowners, renters, commercial, motorcycle and umbrella coverage through bilingual agents at 15 locations.
Farmers Insurance - Crystal Allen
Licensed insurance agency in Dayton, TX; represents 1 carrier.
Notary Source, LLC dba Atkinson Bros. Agency
Notary Source, LLC dba Atkinson Bros. Agency provides notary public services, including initial commissions, renewals, and notary supplies for Texas and New Mexico. The company holds a 4.8 rating on Google and emphasizes friendly, knowledgeable, and fast service.
Amtex Insurance
Amtex Insurance provides affordable auto, home, and business insurance, emphasizing real, personalized service for the Texas community. Since its founding, the agency has focused on delivering reliable coverage and multiple carrier options to protect families and businesses.
Freeway Insurance
Freeway Insurance Baytown Texas is a local branch of Freeway Insurance, offering a range of insurance products such as auto, homeowners, renters, life, motorcycle and boat coverage across the United States.
AMI Insurance Agency LLC
Licensed insurance agency in Baytown, TX; represents 103 carriers.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Jenny Montes - State Farm Insurance Agent
Jenny Montes is a State Farm insurance agent serving Baytown, Texas, and surrounding areas. She and her team provide English and Spanish service, offering a range of personal and business insurance products. The agency emphasizes community involvement and personalized customer care.
Jeff Brabham Agency Inc: Allstate Insurance
Jeff Brabham Agency Inc is a local Allstate agency in Baytown, TX, operating since 1985. The agency offers auto, home and life insurance and serves the community in both English and Spanish. Jeff Brabham, the owner since 2011, emphasizes personalized service and community involvement.
Ai United Insurance
Ai United Insurance offers fast, easy, and affordable auto, home, renters, and motorcycle coverage through an online quoting process and personalized assistance.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Dayton, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.