Homeowners Insurance in Mount Vernon, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
21 homeowners insurance agencies in Mount Vernon
Within 15 miles of Mount Vernon, TX. Click any agency to view profile, contact info, and request a quote.
Buford-Redfearn Insurance
Bockmon Insurance Agencies serves the North East Texas area, offering a range of insurance solutions for personal and commercial needs. Their qualified staff provides specialized service across various lines, aiming to meet each client’s specific requirements.
Hefner Group Insurance
Hefner Group Insurance is an independently owned and locally operated agency serving East Texas. They partner with quality insurance companies to offer a range of coverage including homeowners, auto, farm & ranch, commercial, life, Medicare supplements, and long‑term care. The agency emphasizes personalized service and community involvement across its six offices.
Texas Star Insurance Advisors LLC
Licensed insurance agency in Mount Pleasant, TX; represents 2 carriers.
Direct Auto Insurance
Direct Auto Insurance, a member of the Allstate family, has been providing auto, motorcycle, renters, and term life insurance since 1991. Millions of customers rely on its flexible payment options, discounts, and 24/7 support through a network of local agents and online services.
Jason Reid - State Farm Insurance Agent
The Jason Reid State Farm Insurance Agency serves Mt Pleasant, Texas and surrounding counties, offering auto, homeowners, renters, condo, business, life, boat, and motorcycle insurance. Founded in 2015, the agency emphasizes personalized quotes, community involvement, and holds a State Farm Honor Club membership.
Bo Rester - State Farm Insurance Agent
The Bo Rester State Farm Insurance Agency serves Mt. Pleasant and surrounding Texas areas offering auto, home, renters, condo, motorcycle, ATV, business, life, and financial services. Founded in 2015, Bo Rester emphasizes personalized plans and strong community involvement.
Johnson Insurance
Johnson Insurance is a family‑owned independent agency in Mount Pleasant, Texas offering personal, commercial and life insurance. They emphasize local, personalized service and work with multiple carriers to find the best coverage for homes, vehicles, businesses and families.
Farmers Insurance - Ronnie Dunavant
Farmers Insurance helps customers find local agents to get quotes for auto, home, renters, and life insurance, offering free, no‑obligation quotes online.
Offenhauser & Co. Insurance
Offenhauser & Co. is an independent insurance agency serving Texas and Utah since 1882, offering home, auto, life, umbrella and farm coverage for individuals and businesses. The agency emphasizes personalized service and long‑term risk solutions.
Farmers Insurance - Brady Jones
Licensed insurance agency in Mount Pleasant, TX; represents 1 carrier.
Jeff Welborn - State Farm Insurance Agent
Jeff Welborn is a second‑generation State Farm agent serving the Mt. Pleasant, Texas community since 2001. He provides personal insurance guidance covering auto, homeowners, life and other products, and serves clients in English and Spanish.
Higginbotham - Mount Pleasant
Higginbotham is a people‑focused insurance broker offering personal and business insurance, employee benefits, financial and HR services in Mount Pleasant, TX. The office opened in 2016 after partnering with Capps Insurance Agency and provides customized coverage for homeowners, renters, auto, farm, boat, and commercial liability.
Farmers Insurance - Penny Bynum
Licensed insurance agency in Mount Pleasant, TX; represents 1 carrier.
Northwestern Mutual Financial
Northwestern Mutual is a financial services firm offering financial planning, insurance, and investment products. They provide life and disability insurance along with investment advisory and brokerage services, aiming to help clients achieve better outcomes through personalized plans.
Emma Flores Insurance
Emma Flores Insurance offers comprehensive coverage for home, auto, business, health, and life needs, emphasizing personalized protection and strong customer service.
Texas Farm Bureau Insurance Company
Licensed insurance agency in Mount Pleasant, TX; represents 1 carrier.
Safe Net Insurance Mount Pleasant
GARCIA SERVICES es una agencia independiente especializada en asesoría financiera para prevenir gastos finales, enfocada en el mercado hispano sin importar su estatus migratorio. Ayudan a sus clientes a obtener recursos para fallecimiento, enfermedad crítica o terminal, ofreciendo seguros de vida a medida.
Keri Pasley - Texas Farm Bureau Insurance
Licensed insurance agency in Mount Pleasant, TX. Contact directly for available products and carriers.
Protect One Insurance Texas
Licensed insurance agency in Mount Pleasant, TX. Contact directly for available products and carriers.
Quality Insurance Agency
Licensed insurance agency in Mount Pleasant, TX. Contact directly for available products and carriers.
Jones Insurance Inc
Licensed insurance agency in Mount Pleasant, TX. Contact directly for available products and carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.