Homeowners Insurance in Nacogdoches, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Nacogdoches
Within 15 miles of Nacogdoches, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
For over two decades Jamie Rodrigues and his team have served the Nacogdoches community, offering auto, home, life, health, business, renters and pet insurance. The nine‑person staff brings more than 100 years of combined experience and provides bilingual service for English and Spanish speakers.
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Ai United Insurance offers fast, easy, and affordable coverage across auto, home, renters, motorcycle, and commercial insurance, providing a simple 3‑step online quoting process.
Nikki Evans-Wallace leads a State Farm office in Nacogdoches, Texas, offering a range of personal and business insurance solutions. With over a decade of experience as a State Farm agent, the agency serves families and local businesses with a focus on personalized service.
Ted Smith is a State Farm insurance agent in Nacogdoches, Texas. He offers a range of personal and business insurance products including auto, homeowners, renters, life, motorcycle and boat coverage. He serves English‑ and Spanish‑speaking customers and is active in the local community.
Licensed insurance agency in Nacogdoches, TX; represents 10 carriers.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
At Pronto Insurance getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Kyle Brasher Insurance provides Texas residents with affordable insurance options for auto, home, business, life, boat and more. Founded by Kyle Brasher, who has been in the insurance business since 2006, the agency serves NACOGDOCHES, LUFkIN and the surrounding East Texas area.
Koonce Insurance Group is an independent insurance agency based in Nacogdoches, Texas offering personal and commercial coverage with a focus on flexible options and personalized service.
For over 10 years, Buckle Up Insurance has proudly provided personal and commercial lines coverage to communities throughout Texas. Their staff is known for friendly service and a positive attitude, offering the same care as a neighborhood agent.
Eas‑Tex Insurance, a family‑owned independent agency founded in 1990 in Nacogdoches, Texas, provides affordable auto, boat, motorcycle and renters insurance throughout East Texas with locations in Nacogdoches, Lufkin and Longview. The agency emphasizes personalized service, Spanish‑speaking agents and over 30 years of experience.
Licensed insurance agency in Nacogdoches, TX; represents 1 carrier.
Scott Bird is a State Farm insurance agent serving Nacogdoches, Texas for over 11 years. He offers auto, home, life, and other insurance products and serves the community in English and Spanish.
MetLife is a global insurance and financial services company offering a range of products including life, disability, auto, and homeowners insurance, as well as annuities and long‑term care solutions. The site provides online portals for policy management, benefits administration, and retirement planning.
Primerica helps families achieve financial security by offering education and financial solutions such as term life insurance, auto and home insurance, and investment options. With over 48 years of experience, its representatives work with middle‑income families to create personalized financial plans.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Licensed insurance agency in Nacogdoches, TX; represents 1 carrier.
Licensed insurance agency in Nacogdoches, TX; represents 5 carriers.
Licensed insurance agency in Nacogdoches, TX; represents 1 carrier.
TWFG Insurance treats customers like family, offering a range of personal and commercial insurance options. They partner with many carriers to provide auto, homeowners, umbrella, motorcycle and life coverage, emphasizing personalized service and a caring approach.
Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They partner with over 30 insurance companies to find the best protection at the lowest price.
Licensed insurance agency in Nacogdoches, TX; represents 1 carrier.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.