Homeowners Insurance in Nederland, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Nederland
Within 15 miles of Nederland, TX. Click any agency to view profile, contact info, and request a quote.
Callarman Insurance
Callarman Insurance is an independent agency in Port Arthur, TX, serving the community since 1994. They operate 24/7, offering online quotes and a suite of customer service forms, and are members of the BBB and AIAA. The agency works with numerous insurance carriers to find the right coverage for each client.
Trevco Insurance Agency
Trevco Insurance is an independent agency serving Baytown, Beaumont and Port Arthur, Texas since 1990. It offers personal and commercial insurance solutions, including auto, homeowners, life, commercial property and general business protection. The agency emphasizes tailored coverage and a team of expert agents.
L.A. Insurance
L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.
Direct Auto Insurance
Direct Auto agency located at 4800 B Highway 365 in Port Arthur, TX offers car insurance, term life insurance, SR‑22 filing and roadside assistance. They serve English and Spanish speakers and provide flexible payment options.
Good Steward Insurance Group - Scot Shaffer
Good Steward Insurance Group is an independent agency that helps clients find affordable auto and homeowners coverage. They emphasize personalized service and compare quotes to ensure the best rates. The agency also offers commercial insurance options.
Quality Insurance
Our Insurance Agency specializes in auto, home, commercial, life, health, and employee benefits insurance, serving Dallas and all of Texas. It is one of the fastest‑growing agencies in the state, having acquired over seven agencies since 2011 and serving more than 40,000 clients.
Triangle Insurance Agency, LLC.
Triangle Insurance Agency, LLC is a locally owned independent agency serving southeast Texas since August 2019. The staff brings nearly 50 years of combined insurance experience, with owner Alana D. Robinson serving the community for over 28 years. They focus on personalized customer service across personal and commercial lines.
NavSav Insurance - Vidor
NavSav Insurance helps clients find insurance policies that fit their lifestyle, offering personal and commercial lines such as auto, home, renters, business, marine, and motorcycle coverage. Their agents can bundle protections and provide personalized service.
Richards Insurance Group
Richards Insurance Group is a Texas‑based insurance agency located in Port Neches offering a range of products such as auto, home, life, commercial, boat, flood, motorcycle, renters and umbrella insurance to residents across the state.
Donald Dodge Insurance
Donald Dodge Insurance has been serving the Golden Triangle for over 35 years, offering a range of personal and commercial insurance options with a focus on affordable rates and personalized service.
Bette Davidson - State Farm Insurance Agent
Bette Davidson is a State Farm insurance agent serving Port Neches and surrounding areas, offering auto, home, life, and other insurance solutions. The agency emphasizes exceptional customer service, with over 60 years of combined experience and a focus on helping clients prepare for events like hurricane season.
Direct Auto Insurance
Car Insurance Agents in Port Arthur offering auto and term life insurance, SR‑22 filing and roadside assistance with flexible payment options. The office serves English and Spanish speaking customers and operates Monday‑Friday 9 AM‑6 PM.
aNe Insurance Agency, Inc.
aNe Insurance is a leading independent insurance agency in Bridge City, Texas, established in June 2012. They specialize in business and personal insurance with over 50 years combined experience and access to a variety of A‑rated carriers.
TWFG Insurance - Terry Cauthen
TWFG Insurance – Terry Cauthen is a family‑owned independent agency founded in 1978. The agency offers auto, home (homeowners, renters, fire), commercial property, commercial auto, general liability, motorcycle, truck and specialty insurance, serving Port Arthur, Nederland, Port Neches, Groves, Bridge City, Beaumont, Kingwood, Humble, Porter, Midland and the wider Texas, Louisiana and Oklahoma regions.
Landry Insurance Agency
Landry Insurance Agency is an independent agency in Port Neches, Texas, serving the Mid County and Golden Triangle area since 2003. They offer a range of insurance products including auto, home, renters, flood, commercial, life, and health, working with multiple carriers to find the best rates for clients.
Trevco Insurance Agency
Trusted independent insurance agency serving the entire state of Texas since 1990, offering personal and commercial insurance products tailored to fit each customer's lifestyle.
Buffy Hooper Insurance
Buffy Doiron Hooper Insurance is an independent agency serving Texas and Louisiana, offering personal coverage such as auto, homeowners, motorcycle, boat, flood and life insurance, as well as commercial lines like general liability and property. The agency emphasizes personalized service, competitive rates, and over 26 years of experience.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Carrie Franks Insurance Agency: Allstate Insurance
Carrie Franks Insurance Agency, an Allstate agency in Nederland, TX, serves local families with personalized auto, home, renters, motorcycle, boat, and life insurance. Carrie emphasizes community relationships and offers a range of coverage options to meet residents' needs.
Campise Insurance Services
Campise Insurance Services, LLC is a locally owned and operated independent insurance agency in Orange, TX. Established in 1998, the agency offers a full range of personal and commercial insurance lines. They focus on helping consumers save money, businesses reduce risk, and families protect their financial future.
Medicare 911
Medicare 911 is an independent Medicare insurance brokerage serving Texas and Louisiana, offering Medicare Advantage and Supplemental plans. Led by Bill Windle, the agency provides free consultations to help clients find suitable coverage.
Pat Wilson - State Farm Insurance Agent
Pat Wilson is a State Farm insurance agent serving Nederland, TX and surrounding areas. He offers auto, homeowners, life, condo, renters, motorcycle and pet insurance, leveraging over 39 years of State Farm experience. He is dedicated to personalized service and community involvement.
Ontiveros Insurance
Licensed insurance agency in Port Arthur, TX. Contact directly for available products and carriers.
Goosehead Insurance - Craig Rankin
Goosehead Insurance offers home, auto, renters, boat, motorcycle and flood coverage, connecting customers with policies from over 200 carriers. The agency emphasizes expert agents and a smart, design‑focused approach to insurance.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.