Homeowners Insurance in Needville, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Needville
Within 15 miles of Needville, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Full Scope Insurance Agency is an independent agency located in Richmond, Texas, serving personal and commercial insurance needs since 2010. They offer auto, home, life, watercraft, commercial building and business protection products with a focus on personalized service and local agents.
Superior Choice Insurance Agency provides personalized insurance assessments, leveraging years of experience to help families protect their assets. They connect clients with multiple carriers to find the right coverage.
Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle insurance with a focus on personalized, community‑first service. With over 25 years of experience, the agency highlights fast quotes, multiple carrier options, and a commitment to reliable coverage for Texas families.
Amtex Insurance provides real‑insurance for real people, offering affordable auto, home, and business coverage. Since its founding the agency has focused on delivering reliable, low‑cost protection with a local‑first, personal approach. It highlights 25+ years of service and a commitment to the Texas community.
Leavitt Group provides insurance, risk management, and employee benefits solutions, emphasizing relationships, integrity, and problem‑solving for both individuals and businesses.
Gaston Arguelles is a bilingual State Farm insurance agent serving the Greater Houston and Fort Bend area since 2008, offering a range of personal and commercial insurance products. He leads a team focused on personalized coverage for auto, home, life, renters, motorcycle, boat, and more.
JMS Insurance Agency, LLC provides a range of personal and commercial insurance solutions, including auto, home, life, and business coverage. With over 30 years of experience, the agency focuses on personalized service and community commitment to protect families and businesses in Texas.
Cornerstone Insurance Agency offers personalized insurance solutions with over 150 carrier options, focusing on home, auto, life, farm and business coverage for clients in Texas and Oklahoma. With more than 17 years of experience, they emphasize human‑first service and tailored guidance for individuals and high‑risk industries.
The Bird Group TX is a State Farm agency led by Kari Bird, serving Fort Bend County and the greater Houston area with personal insurance and financial services. The team offers auto, home, renters, life, motorcycle and boat coverage, and is available 24‑hour by call or text.
Licensed insurance agency in Rosenberg, TX; represents 1 carrier.
Rosenberg Tax Office provides affordable bookkeeping, payroll, tax preparation and financial planning services to small businesses and individuals in the South Houston area, operating for over 25 years.
The Welling Agency helps families with financial services, insurance needs and asset protection. Since 1983 it has served the Fort Bend, Sugar Land, Richmond, Katy, Spring, Woodlands and Greater Houston areas.
Welcome to the Pamela Adair State Farm Agent office, where we have proudly served the Rosenberg, TX community since 1984. With over 40 years of experience in the insurance industry, Pamela offers auto, homeowners, renters, life, motorcycle, and other insurance products to protect families and businesses.
Kaizen Insurance Agency is a Sugar Land, TX based agency offering auto, homeowners, and commercial insurance solutions. They partner with multiple carriers to find competitive coverage and focus on personalized, responsive service for individuals and businesses.
TIA‑Texas Insurance Agency is an independent agency founded in 1999 that helps individuals, families, and businesses across Texas find affordable auto, homeowners, boat, RV, motorcycle, commercial and liability coverage by comparing multiple carriers. The agency emphasizes personalized service, bilingual support, and free, no‑obligation quotes.
Grayless Insurance has over 35 years of family‑owned service, offering dedicated staff to help clients secure the right coverage for themselves and their families. They emphasize personalized assistance and a vast knowledge of many carriers to find the best policies.
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Freeway Insurance provides a wide range of insurance products across all 50 U.S. states, including auto, homeowners, renters, life, motorcycle and boat coverage. The site offers online quotes and phone assistance for customers seeking insurance solutions.
Credible Coverage is a veteran‑owned, BBB‑accredited independent brokerage that helps individuals plan for retirement and healthcare. They offer education and support for Medicare, health coverage add‑ons, 401(k), annuities, IRAs, mortgage protection, life insurance and college planning. Their team guides clients through every step to ensure confidence in their future.
Stieber Insurance Group is a family‑owned agency serving Texas since 1983, offering personalized insurance solutions for homes, cars, and businesses. They emphasize local expertise, community focus, and independent carrier options to tailor coverage for each client.
Kevin Patton is a State Farm® insurance agent serving the Richmond and Bellaire, Texas area. He offers a range of personal insurance products and emphasizes customer service, virtual appointments, and community involvement. The agency has been operating since 1993 and holds a 4.5‑star rating on Google.
Ai United Insurance provides a variety of coverage options such as auto, home, renters, motorcycle, and commercial insurance, highlighting quick online quotes and personalized assistance for customers.
Janice Vyoral is a State Farm agent serving Rosenberg, TX, offering auto, home, life, and other insurance products. She has been with State Farm since 2002 and is a Chartered Life Underwriter, dedicated to the local community.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.