Homeowners Insurance in North Richland Hills, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in North Richland Hills
Within 15 miles of North Richland Hills, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Insurance Made Easy. ISG Insurance Solutions Group offers a wide range of insurance products—including home, auto, and business coverage—by comparing dozens of carriers to find the best options for clients. Their experienced agents provide personalized guidance and strive for exceptional customer service.
Troy Dunn Insurance Group has over 15 years of experience providing auto, homeowners, renters, and business insurance. They work with multiple carriers to offer competitive rates and focus on personalized, family‑oriented service.
Akoya Insurance was founded in 2020 as a small independent agency offering home and auto coverage. It has grown into a full‑service commercial and personal lines agency serving Texas and other states, working with over 50 A‑rated carriers to provide home, auto, umbrella, commercial, excess and specialty products.
Graymark Insurance is an independent agency that emphasizes old‑fashioned service and fast, personalized insurance solutions, focusing on auto and homeowner coverage. Their mission is to deliver unmatched value and act as a single point of contact for clients’ insurance needs.
Estrella Insurance is a regional agency offering a range of personal and commercial insurance solutions, including auto, home, renters, commercial, boat, motorcycle, and life coverage. The company emphasizes low-cost options, discounts, and personalized service to help customers make informed financial decisions. It serves multiple states across the U.S., with a focus on accessibility and community support.
Century Insurance Agency is an independent, full‑service insurance agency founded in 1996 that matches clients with the right carrier, coverage, and price. They represent about twenty‑five leading insurers throughout Texas and serve individuals and businesses across the state. The agency emphasizes personalized service with local agents in multiple Dallas‑area locations.
Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual Group, is an independent insurance agency that partners with over 50 carriers across 180 cities. It offers a wide range of products such as auto, homeowners, renters, life, and umbrella insurance, matching customers with carriers like Progressive, Allstate, GEICO, State Farm, Nationwide, and Travelers.
Kevin Luong Agency is an independent insurance agency helping customers find affordable auto and homeowners coverage. They emphasize personalized service and the ability to compare quotes online to save money. The agency also mentions offering commercial insurance for businesses.
Pinnacle Multiservices is an insurance agency founded in 2018 in Irving, Texas, offering personal and commercial insurance solutions. Led by founder and CEO Babina Khadka with nearly two decades of experience, the agency provides home, auto, business, health & life, and Medicare insurance.
Comparion Insurance Agency, founded in 2022 and backed by Liberty Mutual, is an independent insurance agency that compares quotes from over 50 carriers. It offers a wide range of products including auto, home, life, renters and umbrella coverage, leveraging scale to provide a consultative experience. The agency operates nationwide with more than 2,000 agents across 180 cities.
David Peterson State Farm is a State Farm agency in the Dallas‑Fort Worth area offering personalized insurance options. The agency emphasizes strong customer relationships and a legacy of service backed by State Farm’s 100‑year history. It serves a diverse clientele with a team of licensed professionals.
Comparion Insurance Agency was founded in 2022 to transition former Liberty Mutual exclusive agents into an independent agency offering a broad range of insurance products. The agency works with over 50 carriers to provide auto, home, life, renters, and umbrella coverage, leveraging its scale for a consultative customer experience. It is owned and backed by the Liberty Mutual Group.
Jason Ridley Agency, LLC provides a wide range of insurance solutions—including auto, home, commercial, renters, life, flood, motorcycle, boat, and umbrella coverage—for the DFW Metroplex and Grapevine‑Colleyville community. Since its founding in 2012, the agency emphasizes personalized service and community involvement.
Ai United Insurance provides fast, easy and affordable coverage for auto, home, renters and motorcycle insurance, as well as commercial insurance. The site emphasizes an online quote process that guides customers through three simple steps to select the right coverage.
Ai United Insurance offers fast, easy, and affordable coverage for a range of needs, including auto, home, renters, motorcycle, and commercial insurance. The agency emphasizes a simple three‑step process to get quotes online and provides personalized assistance via phone or online representatives. Their focus is on simplifying coverage and helping customers save money.
La Familia Insurance offers auto, home, renters, and business insurance with a focus on affordable, reliable coverage and bilingual customer service for the community.
ProCo Insurance LLC is an independent insurance agency based in Fort Worth, Texas offering personal and commercial insurance solutions. They emphasize personalized service, education, and access to multiple carriers to find the best coverage and price for clients.
La Familia Insurance provides auto, home, renters, and business insurance with a focus on affordable, reliable coverage. They compare policies to find the best fit and have been serving the community since 2010, emphasizing bilingual support and customer care.
Licensed insurance agency in Fort Worth, TX; represents 2 carriers.
Licensed insurance agency in Haltom City, TX; represents 8 carriers.
Slure Insurance Group offers auto, home, restaurant, and business insurance under one roof, emphasizing peace of mind and flexible coverage. They focus on customer support and financial stability, representing various quality insurers to provide competitive options.
Hulett Insurance is an independent agency serving Texas and 11 states since 1995, offering personal and business insurance solutions such as auto, home, renters, commercial liability, commercial property, umbrella and flood coverage.
ALPA Insurance offers quick, simple, commitment‑free insurance solutions across Texas with over 50 locations and 15 years of experience. The agency serves both English and Spanish speakers and provides a range of personal and commercial coverage options.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.