Homeowners Insurance in Oak Point, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Oak Point
Within 15 miles of Oak Point, TX. Click any agency to view profile, contact info, and request a quote.
Nexum Insurance
En Nexum Insurance, sabemos que tu seguridad y la de tus seres queridos son lo más importante. Somos una agencia de seguros confiable y dedicada que se enorgullece de ofrecer soluciones de seguros personalizadas para satisfacer tus necesidades individuales.
Hondo Salgado - Salgado Insurance Agency
Licensed insurance agency in Little Elm, TX; represents 13 carriers.
US Healthcare Solution | By Baptist
U.S. Healthcare Solution, founded in 2010, is a Medicare Marketing Organization that offers Medicare, health insurance, group health insurance, and Affordable Care Act solutions. It supports brokers and agencies across Texas with tools, resources, and a national footprint.
Leissner Agency LLC
Luke Leissner provides Texas Department of Public Safety certified License To Carry classes and professional firearm appraisals to help owners protect and properly insure their guns, especially under homeowners insurance policies.
Allen Insurance Group
Founded in 2007, Allen Insurance Group aims to make the complex simple by providing clear, transparent insurance information and helping clients manage their risks. The agency focuses on empowering customers to make educated decisions about their coverage for home, auto, and business needs.
Farmers Insurance - Chris Stiles Agency
Stiles Farmers Insurance offers personal and commercial insurance solutions in Texas, providing auto, homeowners, renters, and life coverage for individuals, as well as general liability, commercial auto, workers’ compensation, and commercial property coverage for businesses.
Rush Agency
Rush Agency is an independent, family‑owned insurance agency founded in 1983 serving the Dallas‑North Texas area. They work with multiple carriers to provide auto, home, renters, and life insurance, offering free quotes and personalized service.
Kristian Schwitzer Insurance Agency
Kristian Schwitzer Insurance Agency helps families and business owners choose coverage with warmth, clarity, and follow‑through, offering home, auto, boat, RV and commercial insurance.
Insurance Connection USA
We are a full-service agency specializing in Medicare, Home, Auto and Business Insurance. We are committed to walking with you from start to finish, providing options and education along the way.
RUSSELL KEY AGENCY LLC
Licensed insurance agency in Frisco, TX; represents 15 carriers.
SS Integra Insurance
SS Insurance is proudly based in the Dallas–Fort Worth Metroplex, serving clients throughout Texas. Their mission is to build strong, lasting relationships by helping individuals and families protect what matters most, offering a clearer understanding of overall insurance needs.
Century Insurance Agency, Inc
Century Insurance Agency, founded in 1996, is a full‑service independent insurance agency serving Texas with a network of 25 leading carriers. They offer personalized service through three Dallas‑area locations, matching clients with the right coverage for personal and commercial needs. Their focus is on quality, integrity, and superior service for individuals and businesses alike.
American Option Insurance Agency
American Option Insurance is a Texas‑based agency offering a variety of insurance products such as auto, homeowners, life, commercial property and business liability coverage. They partner with multiple carriers to provide options and focus on responsive, professional customer service.
Ramey & King Insurance
Welcome to Ramey King Insurance Agency! We're an independent insurance agency located in Texas. Our team is dedicated to providing quality service and coverage by listening to your needs.
HI Agency
HI Agency provides personalized insurance solutions for homes, autos, businesses, life and health, offering access to multiple top‑rated carriers and an in‑house team that delivers expert guidance and competitive options.
Palerm Insurance Agency, Llc
Licensed insurance agency in Little Elm, TX; represents 63 carriers.
Brandes Insurance Agency
Brandes Insurance Agency is an independent, client‑centered agency in Flower Mound, Texas, founded in 2002. It offers a wide range of personal and business insurance solutions, working with multiple carriers to give customers choice. The agency emphasizes integrity, personalized service, and helping clients plan for the future.
Hillcrest Insurance Group - Frisco
Hillcrest Insurance Group, Inc. is an independent insurance agency offering auto, homeowners, and commercial insurance solutions. The agency emphasizes helping clients compare rates and obtain coverage that fits their budget.
JESSICA JOHNSTON INSURANCE AGENCY, LLC
Licensed insurance agency in Frisco, TX; represents 16 carriers.
PROFESSIONAL INSURANCE EXPERTS, LLC
Licensed insurance agency in Frisco, TX; represents 25 carriers.
GRIMES INSURANCE GROUP LLC
Licensed insurance agency in Frisco, TX; represents 49 carriers.
Kiesling Insurance Agency
Kiesling Insurance Agency is a qualified insurance broker serving Aubrey, Texas and the surrounding DFW area. Their team helps clients choose policies for auto, home, life, commercial and specialty needs, offering guidance from quoting to claims. They emphasize personalized insurance reviews and a commitment to protect what matters most.
Hatch Insurance Agency LLC
We help senior consumers with needs‑based insurance products, aiming to save them money, maximize benefits, and preserve their financial future. The agency represents four organizations offering 29 products, focusing on Medicare‑related plans and life/financial solutions.
PROVISION RETIREMENT, LLC
Licensed insurance agency in Oak Point, TX; represents 19 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.