Homeowners Insurance in Orange, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Orange
Within 15 miles of Orange, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Good Steward Insurance Group is an independent agency that helps clients find affordable auto and homeowners coverage. They emphasize personalized service and compare quotes to ensure the best rates. The agency also offers commercial insurance options.
Campise Insurance Services, LLC is a locally owned and operated independent insurance agency in Orange, TX. Established in 1998, the agency offers a full range of personal and commercial insurance lines. They focus on helping consumers save money, businesses reduce risk, and families protect their financial future.
aNe Insurance is a leading independent insurance agency in Bridge City, Texas, established in June 2012. They specialize in business and personal insurance with over 50 years combined experience and access to a variety of A‑rated carriers.
Triangle Insurance Agency, LLC is a locally owned independent agency serving southeast Texas since August 2019. The staff brings nearly 50 years of combined insurance experience, with owner Alana D. Robinson serving the community for over 28 years. They focus on personalized customer service across personal and commercial lines.
Our Insurance Agency specializes in auto, home, commercial, life, health, and employee benefits insurance, serving Dallas and all of Texas. It is one of the fastest‑growing agencies in the state, having acquired over seven agencies since 2011 and serving more than 40,000 clients.
Trevco Insurance is an independent agency serving Baytown, Beaumont and Port Arthur, Texas since 1990. It offers personal and commercial insurance solutions, including auto, homeowners, life, commercial property and general business protection. The agency emphasizes tailored coverage and a team of expert agents.
NavSav Insurance helps clients find insurance policies that fit their lifestyle, offering personal and commercial lines such as auto, home, renters, business, marine, and motorcycle coverage. Their agents can bundle protections and provide personalized service.
Callarman Insurance is an independent agency in Port Arthur, TX, serving the community since 1994. They operate 24/7, offering online quotes and a suite of customer service forms, and are members of the BBB and AIAA. The agency works with numerous insurance carriers to find the right coverage for each client.
L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.
Custard Insurance Adjusters (CIA) provides nationwide claims handling services for commercial transportation, property, specialty vehicles, heavy equipment, and catastrophe, operating since 1962.
Donald Dodge Insurance has been serving the Golden Triangle for over 35 years with three convenient locations. The agency offers a range of personal and commercial insurance options while emphasizing discounts and friendly service.
Solmar Insurance Group is an independent agency that emphasizes strong customer service and helps clients obtain auto and homeowners insurance at competitive rates.
Aflac provides supplemental insurance products such as accident, cancer, critical illness, dental, life, pet, hospital, short‑term disability, and vision coverage that pay cash benefits to help cover expenses not covered by health insurance. The site offers tools to get quotes, calculators, and resources for individuals and employers.
Keith Wolfe is a State Farm insurance agent serving Orange, Texas, offering auto, home, life, business, and other insurance products. The agency provides personalized quotes, 24‑hour customer service, and handles claims and payments.
Direct Auto agency located at 4800 B Highway 365 in Port Arthur, TX offers car insurance, term life insurance, SR‑22 filing and roadside assistance. They serve English and Spanish speakers and provide flexible payment options.
Goosehead Insurance connects customers with a variety of home, auto, renters, boat, motorcycle, and flood insurance options, leveraging over 200 carrier partners to find tailored coverage. Their agent‑focused approach emphasizes personalized quotes and expert guidance.
Car Insurance Agents in Port Arthur offering auto and term life insurance, SR‑22 filing and roadside assistance with flexible payment options. The office serves English and Spanish speaking customers and operates Monday‑Friday 9 AM‑6 PM.
The National Association of Insurance Commissioners (NAIC) supports state insurance regulators by providing standards, research, and consumer protection resources. It works to ensure fair, competitive, and stable insurance markets across the United States.
Dusty Stark Insurance Agency is a local Southeast Texas agency serving Orange and the surrounding area, helping families and small businesses find reliable, affordable protection. They offer a range of coverage including auto, homeowners, life, boat, and small‑business policies, working with leading carriers to create customized plans.
InsureLife Agency, LLC specializes in auto, home, life, business, and group health insurance. Serving Bridge City and all of Texas, Louisiana, and Mississippi, the independent agency works with multiple carriers to find the best coverage for clients.
Ben Suit State Farm Agency, located in Orange, Texas, opened in 2022 and serves Texas and Louisiana. They offer a range of insurance products including auto, home, life, and pet coverage, and emphasize personalized service as a local "good neighbor".
Bette Davidson is a State Farm insurance agent serving Port Neches and surrounding areas, offering auto, home, life, and other insurance solutions. The agency emphasizes exceptional customer service, with over 60 years of combined experience and a focus on helping clients prepare for events like hurricane season.
Richards Insurance Group is a Texas‑based insurance agency located in Port Neches offering a range of products such as auto, home, life, commercial, boat, flood, motorcycle, renters and umbrella insurance to residents across the state.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.