Homeowners Insurance in Palestine, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Palestine
Within 15 miles of Palestine, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
CashMax Texas provides short‑term financing such as payday loans, auto title loans and cash advances, offering fast approval in minutes and flexible, penalty‑free payment options. The company has been trusted by Texas families for over 20 years across its 35+ locations.
Welcome to Ernie Williams Insurance! Stop by our offices in DeSoto & Palestine to experience a different, independent agency. We specialize in a wide range of insurance products and services for both personal and business needs.
OneMain Financial provides personal and auto loans ranging from $1,500 to $30,000 with fixed rates and fast decisions, emphasizing clear terms and quick funding. The branch highlights real‑person support in‑branch, by phone, and online, helping customers manage emergencies, bills, or purchases.
Licensed insurance agency in Palestine, TX. Contact directly for available products and carriers.
Licensed insurance agency in Palestine, TX; represents 6 carriers.
Hello, and welcome to the Kimberly Grayson State Farm office here in Palestine, TX. I have proudly served as your local State Farm agent for the Anderson County area since 2009, building on over 22 years of experience helping individuals and families with their insurance needs.
East Texas Affordable Insurance helps families and businesses with insurance in Palestine, TX and beyond to find the right protection at the right price. Just honest guidance from people who actually live here.
Debra McCann - Integra Insurance, located in Palestine, Texas, offers personal auto, homeowners, RV, watercraft, motorcycle, commercial/business, and life and health insurance, focusing on strong client relationships and comprehensive coverage options.
Limitless Insurance Group, based in Palestine, TX, is an independent agency that partners with carriers like Progressive, Nationwide and Travelers to provide a range of coverage options. The agency emphasizes personalized service, extensive industry knowledge and a commitment to protecting clients’ assets.
Security Finance provides personal installment loans and tax preparation services in Palestine, TX. They aim to help customers who need quick financial solutions without requiring a perfect credit score. The branch offers in‑person assistance and a short online form for loan applications.
Texas Discount Insurance Agency in Palestine, TX provides affordable insurance solutions, offering coverage through more than 20 providers. They emphasize simple service, personalized policies, and a friendly, licensed agent team. The agency has served the community for over five years.
Rollo Insurance is a Texas‑based agency focused on helping clients achieve their American Dream through personalized insurance solutions. They emphasize trust, loyalty, and lasting relationships while offering a wide range of coverage options. The agency mixes and matches policies from many carriers to find the best price and protection for each customer.
Licensed insurance agency in Palestine, TX; represents 1 carrier.
I have been an agent for over 50 years. Serving customers needs has always been my top concern. My staff is ready to assist in reviewing coverage, building a plan that fits your needs or answering any questions you may have.
Texas Car Title and Payday Loan Services, Inc. provides fast payday loans, title loans, and installment loans to Texas residents, offering same‑day cash options with an online application. The company emphasizes quick approval, no credit check, and courteous staff to assist customers with emergency expenses.
Dogwood Insurance Agency, LLC in Palestine, TX, has been dedicated to providing top‑quality personal service since 2008. They specialize in automobile, homeowners, mobile home, commercial, motorcycle, SR‑22 and accept Mexico and International driver’s licenses.
Allan Chesnut is an Allstate insurance agent serving Palestine, TX and surrounding areas. He offers a range of insurance products including auto, homeowners, renters, motorcycle, life, and boat coverage. Clients appreciate his community focus and personalized service.
Brett Weisenburn leads a Texas‑based insurance agency that focuses on personalized service. The team emphasizes going the extra mile for customers and offers a range of insurance and financial products. They are a State Farm® authorized agent serving the local community.
Since 2016, Farmers Insurance – Brett Stanfield provides auto, home and life insurance across Texas, offering responsive service, clear guidance, and personalized coverage options.
Rollo Insurance is a network of local agents dedicated to helping clients achieve the American Dream through personalized insurance solutions. They emphasize trust, loyalty and long‑term relationships while offering a wide range of coverage options.
Licensed insurance agency in Palestine, TX; represents 1 carrier.
Licensed insurance agency in Palestine, TX. Contact directly for available products and carriers.
Randy Wells Insurance is an independent insurance agency operating since 1980, offering a wide range of products including auto, home, life, health, and commercial insurance for individuals and businesses. The agency works with over 50 carriers to meet families’ various insurance needs.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.