Homeowners Insurance in Penitas, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Penitas
Within 15 miles of Penitas, TX. Click any agency to view profile, contact info, and request a quote.
Primerica
Primerica is a financial services agency that educates families and offers term life insurance, auto and homeowners insurance, investments, and debt‑solution programs to help clients achieve financial security.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400+ plans. It makes it easy to find affordable protection for cars, homes, roadside assistance and more while delivering personalized service.
PRONTO INSURANCE Cantu Insurance Services
Licensed insurance agency in Mission, TX; represents 10 carriers.
PUEBLO INSURANCE GROUP #1 LLC
Licensed insurance agency in Mission, TX; represents 14 carriers.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance across 12 U.S. states with over 800 offices, offering immediate coverage, no‑credit‑check policies, and multiple discounts such as multi‑car and good‑driver savings.
Fred Loya Insurance
Fred Loya Insurance offers auto insurance with various coverage options and discounts, emphasizing quick quotes and personalized service.
MPA Insurance
Licensed insurance agency in Mission, TX; represents 36 carriers.
Saenz Insurance Brokers
Saenz Insurance Brokers is a family‑owned agency offering auto, home, life and commercial insurance solutions throughout Texas. With over 15 years of experience, they simplify the insurance process by leveraging a broad network of carriers and focus on personalized, attentive service for their clients.
Precision notary & services
Linktree is a link‑in‑bio platform that lets creators, influencers and small businesses share, sell, and grow across multiple social media channels from a single customizable URL. It offers analytics, monetisation tools, and QR code integration to streamline audience engagement.
Pronto Insurance
Pronto Insurance provides affordable, fast, and reliable coverage across Texas, specializing in auto, home, renters, and business insurance. They serve the community with access to over 30 insurance companies to secure the best protection at low prices.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies comparing over 400+ plans. We make it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service you can count on.
Insurance Agency
Licensed insurance agency in Mission, TX; represents 20 carriers.
Dalet Insurance Agency
The National Association of Insurance Commissioners (NAIC) supports state insurance regulators by setting standards, providing research, and coordinating regulatory efforts to protect consumers and promote stable insurance markets.
Freeway Insurance
Freeway Insurance is a nationwide agency that offers a wide range of insurance products, including auto, homeowners, renters, life, and business coverage. They provide online quotes and phone support through toll‑free numbers for customers across the United States.
Pronto Insurance
At Pronto Insurance, getting affordable, fast and reliable coverage across Texas is simple. Proudly serving the community, we specialize in auto, home, renters and business insurance. We offer access to more than 30 insurance companies to ensure you get the best protection at the lowest price.
Ruben F. Solis Jr. - State Farm Insurance Agent
Ruben F Solis Jr. is a dedicated State Farm agent who has served the La Joya community for over two decades. He provides a range of personal and business insurance solutions and is known for strong customer service and community involvement.
Direct Auto Insurance
Direct Auto is an insurance agency located at 217 N Conway Ave in Mission, Texas, offering car insurance, term life insurance and related services. They provide flexible payment options and serve English and Spanish speaking customers.
Greenspoint Insurance - Mission
Greenspoint Insurance-Financial in McAllen, TX offers auto, home, life, health and other insurance solutions, partnering with multiple carriers to provide tailored coverage. Their team of sales agents and customer service representatives is dedicated to helping clients find the right protection.
A-MAX Auto Insurance
A-MAX Insurance is a trusted, community‑focused insurance agency that helps customers compare coverage options from 35+ top‑rated insurance companies offering over 400 plans. It makes it easy to find affordable protection for your car, home, roadside assistance and more while delivering personalized service.
Fred Loya Insurance
Fred Loya Insurance provides auto insurance across 12 states, offering same‑day coverage, no‑credit‑check policies, and multiple discounts such as multi‑car and good‑driver savings. The agency emphasizes fast online quotes and a large network of local offices.
Raymond Longoria Insurance
Raymond Longoria Insurance is a full‑service independent agency headquartered in Mission, Texas, serving the Rio Grande Valley and surrounding areas. They offer personal insurance (auto, home, renters, boat), commercial coverage for businesses and farms, and Medicare options, emphasizing local service and flexible carrier choices. Their mission is to simplify insurance and provide personalized, trustworthy guidance.
e&e Insurance Agency
E&E Insurance Agency is a local, multi‑line insurance agency serving South Texas since 2010. They help families and individuals find personal and business coverage by shopping multiple providers on their behalf. Their mission is to provide the best service and a wide range of affordable plans.
Fred Loya Insurance
Fred Loya Insurance offers auto insurance across 12 states with multiple discount options and same‑day coverage. The agency emphasizes personalized service through local agents and a large network of offices.
Fred Loya Insurance
Fred Loya Insurance offers auto insurance coverage across 12 states with more than 800 offices, providing policies such as liability, comprehensive, collision, medical payments, and roadside assistance.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.