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Homeowners Insurance in Pflugerville, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Pflugerville

Within 15 miles of Pflugerville, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 81.2 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
E Listed
Erickson Sullivan - State Farm Insurance Agent
4.9 · 100+ reviews on Google

Sully Insures Me is a State Farm‑affiliated agency in Pflugerville, TX offering a range of personal insurance products. They highlight a strong local reputation with over 400 Google reviews and focus on personalized, straightforward service for auto, home, renters, life and more.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 0.9 mi
Carriers: State Farm1-2 agents
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T Listed
TWFG Khan Insurance Services
4.8 · <100 reviews on Google28 yrs in business

TWFG Services is a central Texas insurance agency offering auto, home, health, life, and commercial coverage. With 28 years of experience they emphasize competitive rates, personalized service, and local expertise. They serve the Austin, Pflugerville and Round Rock areas.

AutoBoatCommercial GLCommercial Property+5 more
Pflugerville, TX· 3.7 mi
License on file (TDI)
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J Listed
Jeff Coleman - State Farm Insurance Agent
4.8 · <100 reviews on Google26 yrs in business

Jeff Coleman State Farm Insurance Agency, serving Central Texas since 2000, offers auto, homeowners, renters, life, pet, and commercial insurance. Fluent in English and Spanish, Jeff and his team provide personalized coverage for individuals, families, and businesses across the region.

AutoBoatCommercial GLCommercial Property+5 moreSpanish
Pflugerville, TX· 1.4 mi
Carriers: STATE FARM GENERAL INSURANCE COMPANY, State Farm Classic Insurance Company +51-2 agents
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S Listed
Stone Hill Optical
4.8 · 1,000+ reviews on Google22 yrs in business

Stone Hill Optical is a locally owned optometry practice in Pflugerville, TX, serving the community since 2004. It offers comprehensive eye exams, prescription glasses, contact lenses, and specialized eye‑disease management using advanced digital technology.

AutoCommercial GLHomeownersRenters+1 more
Pflugerville, TX· 1.6 mi
1-2 agents
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T Listed
Todd Durflinger - State Farm Insurance Agent
4.9 · 500+ reviews on Google24 yrs in business

State Farm insurance agency in Pflugerville, TX offering auto, homeowners, renters, business, life, motorcycle and boat insurance. With 24 years of experience and two office locations, the agency serves English and Spanish speaking customers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 3.7 mi
Carriers: State Farm1-2 agents
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B Listed
Birdseye Insurance Agency of Austin
4.8 · <100 reviews on Google

Birdseye Insurance Agency of Austin serves Pflugerville and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. We offer a wide range of insurance products from home and auto to life, disability, and umbrella coverage.

AutoBoatCommercial GLDisability+6 more
Pflugerville, TX· 0.7 mi
1-2 agents
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M Listed
MH P&C Insurance Agency
4.6 · <100 reviews on Google

MH P&C Insurance Agency, LLC is a Texas‑based agency serving the Austin and Dallas/Fort Worth areas. With over 35 combined years of insurance experience, they aim to preserve the legacy and well‑being of their customers by providing personalized coverage. They offer a range of personal and commercial insurance solutions.

AutoBoatCommercial GLFlood+5 more
Pflugerville, TX· 1.6 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +313-5 agents
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D Listed
Direct Auto Insurance
4.8 · <100 reviews on Google

Direct Auto is a Round Rock, Texas insurance agency offering auto, term life, SR‑22 and roadside assistance policies. They provide flexible payment options and serve customers primarily in English.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 4.0 mi
Carriers: Direct Auto, National General Insurance Group1-2 agents
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M Listed
Michael Leonard Insurance Agency
4.8 · <100 reviews on Google

Mickey Leonard Agency is a licensed, A+ rated insurance agency offering auto and home insurance with competitive rates and 24/7 support.

AutoCommercial GLHomeownersRenters+1 more
Pflugerville, TX· 1.4 mi
License on file (TDI)
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R Listed
Ryan Landers - State Farm Insurance Agent
4.8 · 100+ reviews on Google

Ryan Landers State Farm Agency provides auto, home, condo, renters, life, health, business and pet insurance to customers in Texas and surrounding states. The agency emphasizes personalized service, 24/7 call/text support, and a commitment to protecting families and their assets.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 3.7 mi
Carriers: State Farm1-2 agents
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F Listed
Freeway Insurance
4.8 · <100 reviews on Google

Licensed insurance agency in Pflugerville, TX; represents 6 carriers.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Pflugerville, TX· 0.9 mi
Carriers: Confie (parent MGA), Progressive County Mutual +41-2 agents
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B Listed
Bill Muench Insurance Agency, Inc
4.5 · 100+ reviews on Google44 yrs in business

Bill Muench Insurance Agency, Inc., located in downtown Round Rock, has been serving the Round Rock area since 1982, offering a personal, neighbor‑first experience and helping customers find the best rates from a wide variety of trusted insurance companies.

AutoCommercial GLCommercial PropertyHomeowners+3 moreSpanish
Round Rock, TX· 6.8 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +99
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M Listed
Monica Story - State Farm Insurance Agent
4.9 · 100+ reviews on Google

With the Story Insurance Team, we help you safeguard everything you’ve worked hard to achieve. Our mission is to protect you and your family from the unexpected—so you can focus on living your dreams.

AutoBoatCommercial GLFlood+5 moreSpanish
Hutto, TX· 7.4 mi
Carriers: State Farm
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R Listed
Rollo Insurance
4.8 · <100 reviews on Google

Rollo Insurance is a multi‑line agency offering home, auto, business, farm & ranch, life & health, and recreation coverage. The company emphasizes personal relationships, trust and community values while helping clients find the right policies and affordable rates.

AutoBoatCommercial GLCommercial Property+7 more
Pflugerville, TX· 2.0 mi
1-2 agents
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C Listed
Chande Agency Inc
4.9 · 100+ reviews on Google

Chande Agency is a locally owned insurance agency in Round Rock, TX, serving individuals, families, and small businesses across Central Texas. They simplify insurance by offering personalized auto, home, renters, and business coverage options.

AutoHomeownersRentersCommercial GL+2 moreSpanish
Round Rock, TX· 6.2 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Bankers Insurance Company of Florida +233-5 agents
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A Listed
Alejandra De La Torre
4.9 · 100+ reviews on Google21 yrs in business

Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Round Rock, TX· 6.9 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +51-2 agents
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S Listed
Shonda Hetherington - State Farm Insurance Agent
4.9 · 100+ reviews on Google26 yrs in business

Shonda Hetherington is a State Farm insurance agent in Round Rock, TX with over 26 years of experience, offering a wide range of personal and business insurance products such as auto, homeowners, renters, life, boat, motorcycle, and flood coverage. She emphasizes personalized service, community involvement, and helping customers protect what matters most.

AutoBoatCommercial GLFlood+5 more
Round Rock, TX· 6.1 mi
Carriers: MGA Insurance Company, Inc., STATE FARM GENERAL INSURANCE COMPANY +61-2 agents
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G Listed
Gonzalez Denova Insurance
4.8 · <100 reviews on Google

Gonzalez Denova Insurance Services is an independent, bilingual English‑Spanish agency offering auto, home, renters, and business insurance. They emphasize personal service, treating clients like family, and helping customers choose coverage that fits their needs.

AutoCommercial GLCommercial PropertyHomeowners+2 moreSpanish
Del Valle, TX· 4.0 mi
Carriers: Home State County Mutual Insurance Company, MGA Insurance Company, Inc. +61-2 agents
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F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 100+ reviews on Google

Fiesta Insurance and Tax offers a range of insurance and tax services for families and businesses. Their team provides auto, home, business, rental, boat, and motorcycle coverage along with personal and business tax assistance. They emphasize treating customers like family and aim to deliver affordable, reliable service.

AutoBoatCommercial GLCommercial Property+4 moreSpanish
Round Rock, TX· 6.1 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +41-2 agents
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C Listed
Combined Agents of America LLC
4.4 · <100 reviews on Google

Combined Agents of America, LLC is a privately held aggregator group that strengthens independent agencies by combining expertise and relationships. Their mission is to foster profitable growth with quality, stable insurance companies while providing unsurpassed service and a wide variety of products to clients.

AutoCommercial GLHomeownersRenters+1 more
Burnet, TX· 12.5 mi
Carriers: AIG Assurance Company, AIG PROPERTY CASUALTY COMPANY +17710+ agents
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L Listed
Lawhorn & Moore Insurance Brokers
4.9 · 100+ reviews on Google17 yrs in business

Lawhorn & Moore Insurance is a licensed agency serving Round Rock and Georgetown, Texas, offering personalized insurance solutions across auto, home, business, health, and life coverage.

AutoCommercial GLHomeownersLife+2 more
Round Rock, TX· 7.8 mi
Carriers: American Capital Assurance Corp., American Economy Insurance Company +193-5 agents
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C Listed
Contigo Insurance Agency
4.6 · <100 reviews on Google

Contigo Insurance Agency is an independent broker serving Texas residents and businesses, offering auto, home, and commercial insurance along with tax and notary services. They partner with over 30 carriers to provide low‑cost, customized coverage.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Pflugerville, TX· 4.0 mi
Carriers: ACCC Insurance Company, ANCHOR GENERAL INSURANCE COMPANY +42
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P Listed
Paragon Independent Insurance Agencies
4.8 · <100 reviews on Google

If you own a home or drive a car in the Dallas - Fort Worth area, you may need home and/or automobile insurance to protect your property against loss. Simply put, Paragon Independent Insurance Agencies is about people.

AutoCommercial GLHomeownersLife+2 more
Pflugerville, TX· 3.5 mi
License on file (TDI)
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Pflugerville