Homeowners Insurance in Pflugerville, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Pflugerville
Within 15 miles of Pflugerville, TX. Click any agency to view profile, contact info, and request a quote.
Stone Hill Optical
Stone Hill Optical is a locally owned optometry practice in Pflugerville, TX, serving the community since 2004. It offers comprehensive eye exams, prescription glasses, contact lenses, and specialized eye‑disease management using advanced digital technology.
Birdseye Insurance Agency of Austin
Birdseye Insurance Agency of Austin serves Pflugerville and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. We offer a wide range of insurance products from home and auto to life, disability, and umbrella coverage.
Alejandra De La Torre
Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.
Honorable Auto Insurance Services LLC
Honorable Auto Insurance provides personalized automobile insurance coverage in Pflugerville, Texas. The agency focuses on customized solutions and strong customer service, offering extended weekday hours to assist clients.
Chande Agency Inc
Chande Agency is a locally owned insurance agency in Round Rock, TX, serving individuals, families, and small businesses across Central Texas. They simplify insurance by offering personalized auto, home, renters, and business coverage options.
Michael Leonard Insurance Agency
Mickey Leonard Agency is a licensed, A+ rated insurance agency offering auto and home insurance with competitive rates and 24/7 support.
BIG RIG INSURANCE SERVICES
Big Rig specializes in 18‑wheeler and commercial truck insurance, offering commercial liability, cargo and physical‑damage coverage. The agency focuses on providing the right insurance program for the individual needs of truck drivers in Texas.
German American Farm Mutual
German-American Farm Mutual (GAFM) is an insurance agency established in 1891 that provides customized insurance solutions with a focus on expertise and agent support. Their team brings over 100 years of combined experience to serve clients' unique needs.
Chavez Insurance Group
Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.
TWFG Rosas Insurance
TWFG Rosas Insurance offers a wide range of coverages including auto, homeowners, renters, commercial, and life insurance. The agency focuses on helping individuals, families, and businesses find personalized insurance solutions across Texas and New Mexico.
Freeway Insurance
Licensed insurance agency in Pflugerville, TX; represents 6 carriers.
MH P&C Insurance Agency
MH P&C Insurance Agency, LLC is a Texas‑based agency serving the Austin and Dallas/Fort Worth areas. With over 35 combined years of insurance experience, they aim to preserve the legacy and well‑being of their customers by providing personalized coverage. They offer a range of personal and commercial insurance solutions.
Farmers Insurance - Doug Gaul
Licensed insurance agency in Hutto, TX; represents 22 carriers.
S&T Duran Insurance Agency
We are a full‑service independent insurance agency in Austin, TX offering auto, home, business and renters insurance. We evaluate each client’s unique needs and shop multiple carriers to find the best coverage and price. Our staff focuses on friendly, personalized service.
Direct Auto Insurance
Direct Auto is a Round Rock, Texas insurance agency offering auto, term life, SR‑22 and roadside assistance policies. They provide flexible payment options and serve customers primarily in English.
Fiesta Auto Insurance & Tax Service
Fiesta Insurance and Tax offers a range of insurance and tax services for families and businesses. Their team provides auto, home, business, rental, boat, and motorcycle coverage along with personal and business tax assistance. They emphasize treating customers like family and aim to deliver affordable, reliable service.
Farmers Insurance - Nicole Johnston
Licensed insurance agency in Hutto, TX; represents 15 carriers.
Erickson Sullivan - State Farm Insurance Agent
Sully Insures Me is a State Farm‑affiliated agency in Pflugerville, TX offering a range of personal insurance products. They highlight a strong local reputation with over 400 Google reviews and focus on personalized, straightforward service for auto, home, renters, life and more.
Arteca Insurance Agency
Arteca Insurance LLC is an Austin‑based agency offering a range of personal and commercial insurance solutions. Their staff assists clients in selecting policies from various carriers and provides services such as notary, tax assistance, and travel insurance. They emphasize personalized service and community support.
Allstate 7th Gen Insurance Group
Allstate provides insurance and peace of mind, offering protection for home, auto, devices, and identity while emphasizing community impact and sustainability.
Jeff Coleman - State Farm Insurance Agent
Jeff Coleman State Farm Insurance Agency, serving Central Texas since 2000, offers auto, homeowners, renters, life, pet, and commercial insurance. Fluent in English and Spanish, Jeff and his team provide personalized coverage for individuals, families, and businesses across the region.
RISE & Notarize, LLC
Licensed insurance agency in Manor, TX. Contact directly for available products and carriers.
Stanley Insurance Agency
Stanley Insurance Agency, an Authorized Progressive Agent based in Austin, TX, has been serving the greater Austin area since 1983. They offer a range of insurance products including auto, motorcycle, RV, homeowners, renters, boat, and commercial coverage through over 30 companies. The agency operates two local locations and emphasizes affordable rates and personalized service.
Acceptance Insurance
Acceptance Insurance offers a variety of personal and business insurance products, including auto, homeowners, renters, life, motorcycle, and boat coverage, serving customers in Austin, Texas. The agency can be reached by phone at 877-405-7102 for quotes and assistance.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.