Homeowners Insurance in Pflugerville, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Pflugerville
Within 15 miles of Pflugerville, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Stone Hill Optical is a locally owned optometry practice in Pflugerville, TX, serving the community since 2004. It offers comprehensive eye exams, prescription glasses, contact lenses, and specialized eye‑disease management using advanced digital technology.
Birdseye Insurance Agency of Austin serves Pflugerville and surrounding Texas communities, helping consumers save money, businesses reduce risk, and families protect their financial future. We offer a wide range of insurance products from home and auto to life, disability, and umbrella coverage.
Alejandra De La Torre is a State Farm agent serving Round Rock, TX and surrounding communities. Her bilingual team provides auto, home, life, and business insurance throughout Texas.
Honorable Auto Insurance provides personalized automobile insurance coverage in Pflugerville, Texas. The agency focuses on customized solutions and strong customer service, offering extended weekday hours to assist clients.
Chande Agency is a locally owned insurance agency in Round Rock, TX, serving individuals, families, and small businesses across Central Texas. They simplify insurance by offering personalized auto, home, renters, and business coverage options.
Mickey Leonard Agency is a licensed, A+ rated insurance agency offering auto and home insurance with competitive rates and 24/7 support.
Big Rig specializes in 18‑wheeler and commercial truck insurance, offering commercial liability, cargo and physical‑damage coverage. The agency focuses on providing the right insurance program for the individual needs of truck drivers in Texas.
German-American Farm Mutual (GAFM) is an insurance agency established in 1891 that provides customized insurance solutions with a focus on expertise and agent support. Their team brings over 100 years of combined experience to serve clients' unique needs.
Chavez Insurance Group is a Round Rock based agency offering home, auto, life, and other insurance products. They emphasize protecting families and supporting the community through various programs.
TWFG Rosas Insurance offers a wide range of coverages including auto, homeowners, renters, commercial, and life insurance. The agency focuses on helping individuals, families, and businesses find personalized insurance solutions across Texas and New Mexico.
Licensed insurance agency in Austin, TX; represents 24 carriers.
Licensed insurance agency in Austin, TX. Contact directly for available products and carriers.
Licensed insurance agency in Pflugerville, TX; represents 6 carriers.
MH P&C Insurance Agency, LLC is a Texas‑based agency serving the Austin and Dallas/Fort Worth areas. With over 35 combined years of insurance experience, they aim to preserve the legacy and well‑being of their customers by providing personalized coverage. They offer a range of personal and commercial insurance solutions.
Licensed insurance agency in Hutto, TX; represents 22 carriers.
We are a full‑service independent insurance agency in Austin, TX offering auto, home, business and renters insurance. We evaluate each client’s unique needs and shop multiple carriers to find the best coverage and price. Our staff focuses on friendly, personalized service.
Direct Auto is a Round Rock, Texas insurance agency offering auto, term life, SR‑22 and roadside assistance policies. They provide flexible payment options and serve customers primarily in English.
Fiesta Insurance and Tax offers a range of insurance and tax services for families and businesses. Their team provides auto, home, business, rental, boat, and motorcycle coverage along with personal and business tax assistance. They emphasize treating customers like family and aim to deliver affordable, reliable service.
Licensed insurance agency in Hutto, TX; represents 15 carriers.
Sully Insures Me is a State Farm‑affiliated agency in Pflugerville, TX offering a range of personal insurance products. They highlight a strong local reputation with over 400 Google reviews and focus on personalized, straightforward service for auto, home, renters, life and more.
Arteca Insurance LLC is an Austin‑based agency offering a range of personal and commercial insurance solutions. Their staff assists clients in selecting policies from various carriers and provides services such as notary, tax assistance, and travel insurance. They emphasize personalized service and community support.
Allstate provides insurance and peace of mind, offering protection for home, auto, devices, and identity while emphasizing community impact and sustainability.
Jeff Coleman State Farm Insurance Agency, serving Central Texas since 2000, offers auto, homeowners, renters, life, pet, and commercial insurance. Fluent in English and Spanish, Jeff and his team provide personalized coverage for individuals, families, and businesses across the region.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.