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Homeowners Insurance in Pipe Creek, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Pipe Creek

Within 15 miles of Pipe Creek, TX. Click any agency to view profile, contact info, and request a quote.

LFeatured partner
LIBERTAS INSURANCEPaid placement

Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.

AutoHomeownersRentersLife+6 more
Waco, TX· 166.5 mi
Carriers: American Economy Insurance Company, GEICO County Mutual Insurance Company +21-2 agents
C Listed
Cohn Insurance Agency
4.8 · <100 reviews on Google43 yrs in business

Cohn Insurance Agency is a family‑owned insurance agency serving Texas since 1983, offering personal, commercial, health and life insurance solutions.

AutoBoatCommercial GLFarm+6 more
Boerne, TX· 6.8 mi
Carriers: American Economy Insurance Company, American Family Home Insurance Company +391-2 agents
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I Listed
Independent Insurance Center (IIC) - Boerne Branch
4.3 · <100 reviews on Google143 yrs in business

Independent Insurance Center Inc. (IIC) is one of the oldest full‑service agencies in the San Antonio area, trusted by Texas since 1883. The Boerne branch offers a wide range of personal and commercial insurance solutions with a focus on exceptional customer service.

AutoHomeownersRentersCommercial GL+7 more
Boerne, TX· 12.5 mi
6+ agents
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G Listed
Glick Insurance
4.9 · 100+ reviews on Google17 yrs in business

Michael Glick Insurance Agency, based in Boerne, Texas, offers personalized insurance solutions with a focus on friendly customer service and helping clients protect what matters most. The agency emphasizes experience, competitive rates, and clear guidance across multiple insurance types.

AutoCommercial GLHomeownersLife+2 more
Boerne, TX· 12.9 mi
License on file (TDI)
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F Listed
Fiesta Auto Insurance & Tax Service
4.9 · 500+ reviews on Google

Fiesta Insurance & Tax offers auto, home, business, rental‑property, boat and motorcycle insurance along with personal and business tax services. Their team emphasizes simple, affordable coverage and treats customers like family. They target English‑ and Spanish‑speaking clients in Texas.

AutoBoatCommercial GLHomeowners+3 moreSpanish
Boerne, TX· 13.3 mi
Carriers: Progressive County Mutual, Pronto Insurance (affiliate) +41-2 agents
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M Listed
Mojo Insurance
4.8 · <100 reviews on Google

Mojo Insurance Wizards help clients avoid shopping for insurance by comparing rates from over 40 A‑rated carriers. They offer personalized service across auto, homeowners, life, commercial and umbrella policies, handling everything from quotes to policy changes.

AutoCommercial GLCommercial PropertyHomeowners+3 more
Boerne, TX· 14.1 mi
Carriers: American Modern Property and Casualty Insurance Company, Imperial Fire and Casualty Insurance Company +2
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D Listed
Davison Insurance Agency, LLC
4.8 · <100 reviews on Google

Davison Insurance Agency LLC serves Boerne and the Texas Hill Country, offering friendly, personalized service and affordable insurance solutions. They shop the market to find the best rates for auto, homeowners, life, health, mobile home, motorcycle, renters, and boat coverage.

AutoBoatCommercial GLHomeowners+4 more
Boerne, TX· 13.3 mi
Carriers: Aetna Dental Inc., Aetna Health Inc. +29
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R Listed
Ruben Cardenas Jr - State Farm Insurance Agent
4.6 · <100 reviews on Google35 yrs in business

Ruben Cardenas Jr is a second‑generation State Farm agent who has served the Boerne, Texas community for 35 years, offering a range of personal and business insurance solutions. The agency emphasizes personalized service, community involvement, and a stress‑free quoting process.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Boerne, TX· 13.4 mi
Carriers: State Farm
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G Listed
Ginny Thompson - State Farm Insurance Agent
4.7 · 100+ reviews on Google41 yrs in business

Ginny Thompson is a State Farm insurance agent in Boerne, Texas, celebrating over 40 years in the business. She offers a range of personal and business insurance products, including auto, homeowners, renters, life, motorcycle and boat coverage, and serves the local community and the wider Texas market. The agency emphasizes asset protection, wealth management, and personalized service.

AutoBoatCommercial GLHomeowners+4 moreSpanish
Boerne, TX· 13.0 mi
Carriers: State Farm1-2 agents
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S Listed
Smart Choice Benefits
4.8 · <100 reviews on Google30 yrs in business

Smart Choice Benefits has been guiding individuals, families, and businesses for 30 years with health insurance, Medicare, and medical cost‑sharing solutions. Their licensed agents provide personalized support and a wide range of plan options to help clients save on coverage.

AutoCommercial GLHomeownersRenters+1 more
Boerne, TX· 14.3 mi
1-2 agents
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H Listed
Hulett Insurance
4.8 · <100 reviews on Google31 yrs in business

Hulett Insurance is an independent agency that has been serving Texas since 1995, providing personal and business insurance solutions such as auto, home, and umbrella coverage.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Boerne, TX· 13.5 mi
Carriers: Nationwide, CHUBB +1
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W Listed
WS&P Insurance: Walthall Sachse & Pipes Inc.
4.8 · <100 reviews on Google53 yrs in business

Walthall Sachse & Pipes, Inc. is an independent insurance agency serving Texas since 1973, offering access to a wide market of carriers and brokers. They provide personalized insurance programs for both personal and commercial needs.

AutoCommercial GLCommercial PropertyHomeowners+2 more
Boerne, TX· 13.2 mi
1-2 agents
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C Listed
Castaneda Insurance Services, LLC
3.7 · <100 reviews on Google21 yrs in business

CastanedaInsurance.com is a domain-for-sale page offered by a domain marketplace. The site provides purchasing options, payment plans, and a 30‑day money‑back guarantee, but contains no information about an actual insurance agency.

AutoCommercial GLHomeownersRenters+1 more
Helotes, TX· 12.1 mi
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Hallmark Insurance Company of Texas +19
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Y Listed
Yates & Associates Insurance
4.1 · <100 reviews on Google

Yates & Associates & RS Insurance is a family‑owned agency in Boerne, TX offering personalized insurance advice and a variety of coverage options for businesses and individuals. With over 50 years of combined experience, the agents aim to provide dependable service and help clients find policies that fit their needs and budget.

AutoCommercial GLHomeownersRenters+1 more
Boerne, TX· 13.8 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +100
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G Listed
Guardian Agency
4.8 · <100 reviews on Google

Guardian Agency provides local personal and business insurance in Boerne and San Antonio, Texas. They offer a wide range of coverage options—including auto, homeowners, renters, life, commercial liability, property, umbrella, marine, boat and motorcycle insurance—and work with over 300 carriers to find the best rates for clients. The agency emphasizes caring, locally‑owned service and easy access through two office locations.

AutoHomeownersRentersLife+6 more
Boerne, TX· 14.1 mi
Carriers: American Risk Insurance Company, Inc., MGA Insurance Company, Inc. +11-2 agents
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D Listed
Dreiss Insurance Agency LLC
4.4 · <100 reviews on Google47 yrs in business

Dreiss Insurance Agency is a trusted independent agency serving Boerne, Texas since 1979, offering custom insurance solutions for individuals and businesses across multiple lines.

AutoCommercial GLCommercial PropertyFarm+5 more
Boerne, TX· 13.3 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, AMCO INSURANCE COMPANY +851-2 agents
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G Listed
Garrett Insurance Agency, LLC
4.8 · <100 reviews on Google100 yrs in business

We’re a family‑owned and operated independent insurance agency with locations in Texas and Kansas. For over 100 years we’ve served businesses and individuals with commercial and personal insurance solutions. Integrity, accountability, and honesty are the cornerstones of our business, so you can trust us to protect what’s yours.

AutoCommercial GLCommercial PropertyFarm+4 more
Boerne, TX· 13.3 mi
License on file (TDI)
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F Listed
Farmers Insurance - Kimberly Dolch
4.5 · <100 reviews on Google

Licensed insurance agency in Boerne, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Boerne, TX· 12.1 mi
Carriers: Farmers Insurance
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K Listed
Kam M Walker: Allstate Insurance
4.3 · <100 reviews on Google

Allstate Insurance Agent Kam M Walker in Boerne, TX offers auto, home, renters, motorcycle, life, and boat insurance. The office is located at 121 Lohmann St, Boerne, TX 78006 and can be contacted at (210) 826-0885. The agency serves Boerne and surrounding areas and provides appointments and quotes online.

AutoBoatCommercial GLHomeowners+4 more
Boerne, TX· 13.1 mi
Carriers: Allstate1-2 agents
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F Listed
Farmers Insurance - Jonathan Sommer
4.8 · <100 reviews on Google

Licensed insurance agency in Boerne, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Boerne, TX· 13.3 mi
Carriers: Farmers Insurance1-2 agents
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M Listed
Maverick Insurance Agency
10 yrs in business

Maverick Insurance Agency, founded in 2016, serves the entire state of Texas offering personal and business insurance solutions. Their licensed agents provide guidance with care and professionalism, emphasizing honesty and long‑term relationships. The agency operates offices in Boerne and Pearland, TX.

AutoHomeownersRentersCommercial Property+4 more
Boerne, TX· 14.8 mi
Carriers: ALLIED PROPERTY AND CASUALTY INSURANCE COMPANY, American Economy Insurance Company +19
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F Listed
Farmers Insurance Boerne - John Harvey Agency
4.8 · <100 reviews on Google

Licensed insurance agency in Boerne, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
Boerne, TX· 12.9 mi
License on file (TDI)
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T Listed
Trevino Insurance Services

Trevino Insurance Services is a Central Texas insurance agency offering a range of policies including auto, home, commercial, life, renters, umbrella, motorcycle, boat, health, flood, classic car and condo insurance. They focus on providing convenient bundled coverage and personalized service to clients in Boerne and surrounding areas.

AutoBoatCommercial GLFlood+5 more
Boerne, TX· 13.3 mi
Carriers: ASI Lloyds, Agricultural Workers Mutual Auto Insurance Company +341-2 agents
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F Listed
Farmers Insurance - Kimberly Herrera
4.8 · <100 reviews on Google

Licensed insurance agency in Boerne, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Boerne, TX· 14.8 mi
Carriers: Farmers1-2 agents
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Pipe Creek