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Homeowners Insurance in Port Arthur, TX

Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.

24 homeowners insurance agencies in Port Arthur

Within 15 miles of Port Arthur, TX. Click any agency to view profile, contact info, and request a quote.

CI

Callarman Insurance

Port Arthur, TX· 2.6 mi
Agency
20+ agents32yr

Callarman Insurance is an independent agency in Port Arthur, TX, serving the community since 1994. They operate 24/7, offering online quotes and a suite of customer service forms, and are members of the BBB and AIAA. The agency works with numerous insurance carriers to find the right coverage for each client.

AutoBoatCommercial GLFarm+6 more
Carriers: Agricultural Workers Mutual Auto Insurance Company, American Family Home Insurance Company, American Mercury Insurance Company +33
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TA

Trevco Insurance Agency

Port Arthur, TX· 4.2 mi
Agency
Very Popular
6+ agents36yr

Trevco Insurance is an independent agency serving Baytown, Beaumont and Port Arthur, Texas since 1990. It offers personal and commercial insurance solutions, including auto, homeowners, life, commercial property and general business protection. The agency emphasizes tailored coverage and a team of expert agents.

Spanish
AutoCommercial GLCommercial PropertyHomeowners+3 more
Carriers: ACCC Insurance Company, AGCS Marine Insurance Company, ANCHOR GENERAL INSURANCE COMPANY +46
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LI

L.A. Insurance

Port Arthur, TX· 4.1 mi
Agency
Very Popular
6+ agents33yr

L.A. Insurance is an affordable insurance company, serving clients across the USA for over 33 years. We offer protection for your cars, boats, motorcycles, RVs, and business vehicles based on your needs, to bring you ultimate peace of mind.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Progressive County Mutual, National General, Foremost (Farmers) +5
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DI

Direct Auto Insurance

Port Arthur, TX· 3.6 mi
Agency
Very Popular
3-5 agents

Car Insurance Agents in Port Arthur offering auto and term life insurance, SR‑22 filing and roadside assistance with flexible payment options. The office serves English and Spanish speaking customers and operates Monday‑Friday 9 AM‑6 PM.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group, Direct General Life Insurance Company
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AI

Amtex Insurance

Port Arthur, TX· 2.9 mi
Agency
3-5 agents25yr

Amtex Insurance provides affordable auto, home, and business insurance with a focus on real‑people service. Since its founding the agency has emphasized fast, comprehensive coverage and local, face‑to‑face support. The team works to find the best rates from multiple carriers for its community.

AutoCommercial GLHomeownersLife+3 more
Carriers: ACCC Insurance Company, American Access Casualty, Progressive County Mutual +9
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AI

Ai United Insurance

Port Arthur, TX· 3.3 mi
Agency
Popular
3-5 agents

Ai United Insurance offers fast, easy, and affordable coverage for a range of needs, emphasizing simplified insurance solutions. The agency provides online quoting and a three‑step process to help customers select and secure policies quickly.

AutoCommercial GLHomeownersMotorcycle+2 more
Carriers: Progressive, Infinity (Kemper), National General +4
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GG

Good Steward Insurance Group - Scot Shaffer

Orange, TX· 12.8 mi
Agency
Very Popular
10+ agents

Good Steward Insurance Group is an independent agency that helps clients find affordable auto and homeowners coverage. They emphasize personalized service and compare quotes to ensure the best rates. The agency also offers commercial insurance options.

AutoCommercial GLHomeownersRenters+1 more
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OI

Ontiveros Insurance

Port Arthur, TX· 3.4 mi
Agency
6+ agents

Licensed insurance agency in Port Arthur, TX. Contact directly for available products and carriers.

AutoCommercial GLHomeownersRenters+1 more
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FI

Farmers Insurance - Zulema Escobedo

Port Arthur, TX· 3.0 mi
Agency
Popular

Farmers Insurance agent located in Port Arthur, Texas, represented by Zulema Escobedo. The site helps visitors get quotes for auto, home, renters, and life insurance.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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DI

Direct Auto Insurance

Port Arthur, TX· 6.1 mi
Agency
Very Popular
3-5 agents

Direct Auto agency located at 4800 B Highway 365 in Port Arthur, TX offers car insurance, term life insurance, SR‑22 filing and roadside assistance. They serve English and Spanish speakers and provide flexible payment options.

Spanish
AutoCommercial GLHomeownersLife+2 more
Carriers: Direct Auto Insurance, National General Insurance Group
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JJ

J B Henry Jr - State Farm Insurance Agent

Port Arthur, TX· 1.7 mi
Agency

State Farm agency serving Port Arthur, TX offers a range of insurance products including auto, home, renters, motorcycle, boat, life and disability coverage. The site highlights discounts for bundling policies and provides tools for quoting, paying bills, and managing accounts online.

AutoBoatCommercial GLDisability+5 more
Carriers: State Farm
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FI

Farmers Insurance - Bobby Holmes

Port Arthur, TX· 1.5 mi
Agency
New on InsurConnect

Bobby Holmes is a Farmers Insurance agent serving Port Arthur, Texas, offering auto, homeowners, renters, and life insurance options.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers
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AI

aNe Insurance Agency, Inc.

Orange, TX· 11.7 mi
Agency
20+ agents14yr

aNe Insurance is a leading independent insurance agency in Bridge City, Texas, established in June 2012. They specialize in business and personal insurance with over 50 years combined experience and access to a variety of A‑rated carriers.

AutoBoatCommercial GLHomeowners+4 more
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DI

Donald Dodge Insurance

Port Arthur, TX· 5.6 mi
Agency
Popular
3-5 agents35yr

Donald Dodge Insurance has been serving the Golden Triangle for over 35 years, offering a range of personal and commercial insurance options with a focus on affordable rates and personalized service.

AutoBoatCommercial GLFlood+4 more
Carriers: Progressive, State Farm, Farmers Insurance Group
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BI

Buffy Hooper Insurance

Port Arthur, TX· 5.5 mi
Agency
Very Popular
1-2 agents

Buffy Doiron Hooper Insurance is an independent agency serving Texas and Louisiana, offering personal coverage such as auto, homeowners, motorcycle, boat, flood and life insurance, as well as commercial lines like general liability and property. The agency emphasizes personalized service, competitive rates, and over 26 years of experience.

AutoBoatCommercial GLCommercial Property+6 more
Carriers: American Economy Insurance Company, MARKEL AMERICAN INSURANCE COMPANY
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TI

TWFG Insurance - Terry Cauthen

Port Arthur, TX· 5.7 mi
Agency
Popular
3-5 agents48yr

TWFG Insurance – Terry Cauthen is a family‑owned independent agency founded in 1978. The agency offers auto, home (homeowners, renters, fire), commercial property, commercial auto, general liability, motorcycle, truck and specialty insurance, serving Port Arthur, Nederland, Port Neches, Groves, Bridge City, Beaumont, Kingwood, Humble, Porter, Midland and the wider Texas, Louisiana and Oklahoma regions.

AutoCommercial GLCommercial PropertyHomeowners+3 more
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CP

Christopher (PAUL) Pritchard: Allstate Insurance

Port Arthur, TX· 4.4 mi
Agency
1-2 agents

Christopher (Paul) Pritchard is an Allstate insurance agent serving Port Arthur, TX. He offers a range of products including auto, homeowners, renters, motorcycle, boat, and life insurance, and provides quotes and appointments via phone, online, and in‑person.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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BD

Bette Davidson - State Farm Insurance Agent

Nederland, TX· 7.1 mi
Agency
Very Popular
1-2 agents24yr

Bette Davidson is a State Farm insurance agent serving Port Neches and surrounding areas, offering auto, home, life, and other insurance solutions. The agency emphasizes exceptional customer service, with over 60 years of combined experience and a focus on helping clients prepare for events like hurricane season.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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CA

Carrie Franks Insurance Agency: Allstate Insurance

Port Arthur, TX· 6.1 mi
Agency
Popular
1-2 agents

Carrie Franks Insurance Agency, an Allstate agency in Nederland, TX, serves local families with personalized auto, home, renters, motorcycle, boat, and life insurance. Carrie emphasizes community relationships and offers a range of coverage options to meet residents' needs.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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TI

TWFG Villa Insurance

Groves, TX· 4.9 mi
Agency
New on InsurConnect
1-2 agents

Haili Villa is a TWFG branch owned by Haili Villa, offering individual, family, and small business insurance with a caring approach. The agency emphasizes personal service and community commitment.

AutoCommercial GLHomeownersRenters+1 more
Carriers: Allstate, Progressive, Travelers +7
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RG

Richards Insurance Group

Nederland, TX· 7.8 mi
Agency
Popular

Richards Insurance Group is a Texas‑based insurance agency located in Port Neches offering a range of products such as auto, home, life, commercial, boat, flood, motorcycle, renters and umbrella insurance to residents across the state.

AutoHomeownersCommercial GLBoat+5 more
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FI

Farmers Insurance - Johnathan Tat

Port Arthur, TX· 2.3 mi
Agency
New on InsurConnect

Licensed insurance agency in Port Arthur, TX; represents 1 carrier.

AutoCommercial GLHomeownersLife+2 more
Carriers: Farmers Insurance
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PW

Pat Wilson - State Farm Insurance Agent

Nederland, TX· 5.7 mi
Agency
1-2 agents39yr

Pat Wilson is a State Farm insurance agent serving Nederland, TX and surrounding areas. He offers auto, homeowners, life, condo, renters, motorcycle and pet insurance, leveraging over 39 years of State Farm experience. He is dedicated to personalized service and community involvement.

AutoBoatCommercial GLHomeowners+4 more
Carriers: State Farm
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MF

Maria Flores: Allstate Insurance

Port Arthur, TX· 3.7 mi
Agency
1-2 agents

Maria Flores is an Allstate insurance agent serving Port Arthur, TX, offering a range of personal insurance products with a 4.6 rating based on 161 reviews.

Spanish
AutoBoatCommercial GLHomeowners+4 more
Carriers: Allstate
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Frequently asked questions

Is homeowners insurance required in Texas?

Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.

Does homeowners insurance cover floods?

No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.

What's the difference between actual cash value and replacement cost?

Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.

Homeowners insurance in other Texas cities

Other insurance types in Port Arthur