Homeowners Insurance in Rio Grande City, TX
Homeowners insurance covers your dwelling, personal property, and personal liability if someone is injured on your property. In Texas, most policies follow the standard HO-3 form. Hurricane-exposed regions (Gulf Coast) often need separate windstorm coverage through TWIA.
24 homeowners insurance agencies in Rio Grande City
Within 15 miles of Rio Grande City, TX. Click any agency to view profile, contact info, and request a quote.
Libertas Insurance (Libertas Group, LLC) is an independent insurance agency headquartered in Waco, Texas, with a second office in Austin, serving individuals, families, and businesses across the state. As an independent agency, Libertas isn't tied to a single carrier — it compares multiple companies to fit each client's needs across personal lines (auto, home, life, umbrella, flood, boat, and motorcycle) and a full range of commercial coverage, including general liability, commercial property, workers' compensation, commercial auto, professional liability, cyber, and trucking. Led by owner Kyle Kriegel, the agency emphasizes clear, personalized guidance — "Clear & Simple Insurance" — with free no-obligation policy reviews, online comparative quotes, and 24/7 claims support through a modern client portal.
Amtex Insurance provides affordable auto, home, renters, commercial and motorcycle insurance for Texas customers. They focus on personalized service, offering quick quotes and multiple carrier options.
Direct Auto insurance agency in Rio Grande City offers car insurance, term life insurance, SR‑22 filing, roadside assistance, and collision coverage with flexible payment options.
Abelardo Meda is an Allstate insurance agent in Rio Grande City, TX, offering auto, homeowners, renters, motorcycle, boat and life insurance. He has represented Allstate since 1999 and has operated his local agency since 2016, serving the community in both English and Spanish.
Based in the vibrant Rio Grande Valley, Texas, Anna Garza Insurance Agency provides health, dental, vision, Medicare, and life insurance solutions. The agency emphasizes outstanding service and dedication to helping individuals and families secure their future.
Licensed insurance agency in Rio Grande City, TX; represents 16 carriers.
Fred Loya Insurance is a multi‑state auto insurance agency offering instant quotes, same‑day coverage, and a range of discounts across more than 800 offices in 12 states. The site emphasizes affordable car insurance options and highlights quick, friendly customer service.
Domingo Ramos, a State Farm agent in Rio Grande City, TX, has over 31 years of insurance experience and serves the South Texas community with auto, home, renters, life, motorcycle and boat coverage. The agency offers personalized quotes and emphasizes building lasting relationships with customers.
Iglesias Insurance Brokers provides auto, general liability, homeowners, renters, commercial property, flood, and life insurance solutions to individuals and businesses in Texas. As independent agents, they work with multiple carriers to find the right coverage for each client. Their dedicated staff focuses on practical solutions and excellent service.
Lizandro and Anahi Perez are licensed agents at USAmerican Health, helping families find affordable health, life, and Medicare plans with personalized support.
Real Insurance for Real People. Affordable auto, home, and business insurance protecting what matters most to you. Since our founding, Amtex Insurance has been dedicated to providing affordable, reliable insurance solutions to our community.
Cynthia Barrera is a trusted insurance advisor who helps safeguard homes, cars, and loved ones’ futures with personalized coverage. With over 11 years of experience, she guides clients through the insurance process with ease and care.
Licensed insurance agency in Rio Grande City, TX. Contact directly for available products and carriers.
Garza Insurance Agency provides auto, home, and life insurance, emphasizing personalized coverage, value, and a caring approach to protect customers' most valuable assets.
CND Insurance Agency LLC offers affordable coverage for all of your insurance needs, working closely with clients to find the best mix of options from long‑established carrier relationships for individuals, families and business owners in Edinburg.
Garza Insurance Agency offers auto, home, and life insurance, emphasizing personalized coverage and value for clients. The agency highlights its caring approach and commitment to protecting clients' most valuable assets.
Licensed insurance agency in Rio Grande City, TX; represents 10 carriers.
SafeGuard Insurance Agency is an independent, full‑service agency offering a wide range of personal and commercial insurance solutions. They emphasize personalized service, a one‑stop shop for comparing carriers, and over 20,000 families served across the Valley.
Licensed insurance agency in Rio Grande City, TX; represents 10 carriers.
Licensed insurance agency in Rio Grande City, TX; represents 17 carriers.
Licensed insurance agency in Rio Grande City, TX; represents 1 carrier.
Licensed insurance agency in Rio Grande City, TX. Contact directly for available products and carriers.
Licensed insurance agency in Rio Grande City, TX. Contact directly for available products and carriers.
Licensed insurance agency in Del Rio, TX; represents 10 carriers.
Frequently asked questions
Is homeowners insurance required in Texas?
Not by state law, but mortgage lenders require it as a condition of the loan. If you own outright, it's optional but strongly recommended.
Does homeowners insurance cover floods?
No. Flood damage requires a separate flood policy, typically through the National Flood Insurance Program (NFIP) or a private flood carrier.
What's the difference between actual cash value and replacement cost?
Actual cash value pays out what your damaged property is worth today (after depreciation). Replacement cost pays the full cost to replace it new. Replacement cost is more expensive but pays out more after a loss.